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News - Norwich Union endowment shortfall

Posted on November 10, 2007 - Filed Under Mortgage insurance | Leave a Comment

Nine out of ten “company finance insurance premium” endowment policies sold by the Norwich Union (NU) will probably fail to repay their customers’ mortgages, it says.

That will affect about 675,000 out of 750,000 NU endowment holders.

The insurer says it has already put aside about 1bn to make good part of the undershoot its customers will […]

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News - Endowment customers ‘in the dark’

Posted on November 8, 2007 - Filed Under Mortgage insurance | Leave a Comment

More than four in five homeowners involved in the endowments company credit insurance rating dispute were not warned that their policies might not cover their mortgages, according to a new survey from the Consumers Association.

In a poll of endowment customers who have company finance insurance premium to the company they bought their policies from, 86% […]

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News - Swansong of the watchdog

Posted on November 7, 2007 - Filed Under Mortgage insurance | Leave a Comment

The outgoing city regulator Sir Howard Davies has admitted that he had taken out three endowment mortgages even though he did not think they were a good idea.
Speaking to the BBC, Sir Howard said:
“I think there is a place for making risky investments, but whether it is linked to paying off your mortgage - […]

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News - Childcare election battle begins

Posted on October 30, 2007 - Filed Under Mortgage insurance | Leave a Comment

Source News - Childcare election battle begins article
The battle for parents’ votes is being stepped up as Labour and the Tories go head to head over plans to give more choice and flexibility over childcare.
Tory leader Michael Howard says he would make it easier for grandparents to act as childminders and overhaul the childcare […]

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News - Endowment persistence pays off

Posted on October 22, 2007 - Filed Under Mortgage insurance | Leave a Comment

Read more about florida financial loss insurance.
Amid all the complaints about mortgage mis-selling there is one group of people with good reason to feel especially aggrieved.

They’re investors who bought their endowments before 1988, when new consumer protection from the Financial Services Act came into force.

But there’s encouraging news from one Working Lunch viewer.

Mark Selwyn […]

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News - Lenders face debt insurance fines

Posted on October 12, 2007 - Filed Under Mortgage insurance | Leave a Comment

Up to 10 banks and lenders are expected to be fined for mis-selling payment protection insurance (PPI) in coming weeks, the BBC has learned.

The Financial Services Authority (FSA) is set to fine them about 1m each, said BBC Business Editor Robert Peston.

PPI is a widely sold form of insurance that covers people in case they […]

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News - FSA fines insurer over endowments

Posted on October 11, 2007 - Filed Under Mortgage insurance | Leave a Comment

Insurer Guardian Assurance and its associated company Guardian Linked Life have been fined 750,000 for mishandling endowment complaints.

It is the fourth time that the Financial Services Authority (FSA) has fined an insurance company for not dealing with complaints properly.

The FSA said Guardian’s complaints procedure had “serious systemic flaws”.

As a result, 5,600 customers had their complaints […]

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