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Burger King Whopper Lawsuit Stalled by Federal Judge

Carrier Management

Burger King Whopper Lawsuit Stalled by Federal Judge A federal judge dealt a...

Posted: Dec 01, 2025

HONESTY IS STILL THE BEST POLICY

Rough Notes

Never is it more important to be completely open and transparent There’s a reason people are cynical. They hate to be lied to. And lack of full disclosure is the same as lying. By Cheryl Koch, CPCU, ARM, AAI, ACSR, AFIS, and Mary Belka, CPCU, ARM, AR...

Posted: Dec 01, 2025

SHORTCUTS TODAY, LOST VALUE TOMORROW

Rough Notes

Avoiding detrimental effects on future value and long-term potential  In the rush to build brokerages and capture record valuations, shortcuts may drive short-term growth but ultimately erode equity value and long-term viability. By James Graham, CVA...

Posted: Dec 01, 2025

NY Court Rules COVID-19 Workers’ Comp Claims Don’t Require Pinpointing Specific Exposure Event

Risk & Insurance

Ruling upholds 'prevalence' framework, allowing workers' compensation for employees who contracted virus in high-risk workplace settings without identifying exact moment of infection. The post

Posted: Dec 01, 2025

GOAL SETTING FOR 2026

Rough Notes

Do less better, and get more that matters done [A]sk: What do I want more of next year? What do I want less of? This is how we connect goals to values, rather than vanity metrics. By Carolyn Smith, APR, CRA, TRA As an insurance agent or risk consulta...

Posted: Dec 01, 2025

Cyber Insurance Exclusions to Expect in 2026

Insurance Thought Leadership

Cyber Insurance Exclusions to Expect in 2026 Cyber

Posted: Dec 01, 2025

December 2025 ITL FOCUS: Workers' Comp

Insurance Thought Leadership

December 2025 ITL FOCUS: Workers' Comp Commercial Lines sradomski

Posted: Dec 01, 2025

PROMOTING AGENCY GIVING BUILDS TRUST

Rough Notes

For The Gibson Agency and its parent company, Thompson Insurance Group, their local Ohio food bank started as a philanthropic partnership and turned into an insurance client. The food bank’s network of 160 community partners opened inroads to new rel...

Posted: Dec 01, 2025

TECH-DRIVEN COLORADO AGENCY IS BUILT ON HEART

Rough Notes

The Trailstone Insurance Group team, including (below) Remi, one of Mark Rodgers’ two Australian Shepherds who frequent the office. Intentional approach to growth transforms mom-and-pop agency into regional powerhouse in a dozen years By Dennis H. Pi...

Posted: Dec 01, 2025

Lawsuit Alleges Tesla Design Flaws in Deadly Washington Crash

Carrier Management

Lawsuit Alleges Tesla Design Flaws in Deadly Washington Crash Design flaws caused a Tesla Model 3 to su...

Posted: Dec 01, 2025

Dozens of State Attorneys General Urge Congress Not to Block AI Laws

Carrier Management

Dozens of State Attorneys General Urge Congress Not to Block AI Laws...

Posted: Dec 01, 2025

GETTING YOUR AGENCY AI READY FOR 2026

Rough Notes

A step-by-step guide By Daniela Ivey As we head into 2026, agencies are ramping up their technology spending, and AI investment is at the top of the list for many. Nearly one in three employees at independent agencies already use AI in their work, an...

Posted: Dec 01, 2025

MORE THAN JUST AN OZARK TRADITION

Rough Notes

Founder Richard Ollis with his three sons, who all joined the agency. From left: Fletcher, Alfred, Richard and Lawrence Ollis Ollis/Akers/Arney Insurance & Business Advisors continues to grow By Lori Widmer Thanks to smart business decisions and...

Posted: Dec 01, 2025

Turning Declines Into Deals:

Rough Notes

How Agents Can Place Tough-To-Write Accounts Moving complex accounts from “unplaceable” to placed using the right strategy By Kayte Haney When a standard carrier declines an account, it doesn’t have to be the end of the conversation. In a market wher...

Posted: Dec 01, 2025

AUTOMATIC WATER SHUT-OFF DEVICES

Rough Notes

A look at the technology preventing severe non-weather water losses By Christopher W. Cook A few years ago, when this writer’s son was three, he was obsessed with a specific episode of Blippi. In it, the titular character finds various objects at a p...

Posted: Dec 01, 2025

RESILIENCY IN INDEPENDENT AGENCIES

Rough Notes

Finding value in pursuing emerging niche markets and tech-forward strategies By Anurag Shah The past several years have brought opportunities for independent agents amid a hard market, evolving carrier appetites and shifting client expectations. Duri...

Posted: Dec 01, 2025

Build-To-Rent Homes: An Aid ToThe Housing Shortage

Rough Notes

Guiding clients past the risk pitfalls By Mark Wooditch Los Angeles is still recovering from January’s massive wildfires that destroyed thousands of homes and businesses and displaced some 200,000 people, according to an update by the International M...

Posted: Dec 01, 2025

WORKERS COMPENSATION INSURANCE TRENDS

Rough Notes

Still looking good from above, but trouble spots on the ground By Joseph S. Harrington, CPCU If buyers are paying less and providers are earning more, that’s what you call a “win-win” situation. For those on both sides of the workers compensation equ...

Posted: Dec 01, 2025

South Korean Police Probe Massive Data Leak at E-Commerce Giant Coupang

Insurance Journal

South Korean police said on Monday they were tracing IP addresses and looking into possible tech vulnerabilities at Coupang after the e-commerce giant suffered the country’s worst data breach in over a decade. Shares of the company fell 6.5% in...

Posted: Dec 01, 2025

Missouri AG Secures $60K Restitution Judgment in Roofing Fraud Case

Insurance Journal

Missouri Attorney General Catherine Hanaway announced last month that her office obtained a final consent judgment and permanent injunction against Xcel Roofing of Kansas City, LLC, and its owner, James Patrick Harding, for defrauding Greene County c...

Posted: Dec 01, 2025

Human Services Liability Exposures Drive Premium Increases Up to 800%

Risk & Insurance

Health care sees some segments softening while segments with vulnerable populations, claims severity face sharp rate increases and capacity constraints, Amwins report. The post

Posted: Dec 01, 2025

Third Russia-Linked Oil Tanker Suffers Explosions at Sea

Insurance Journal

An oil tanker carrying diesel suffered four external explosions near Dakar, Senegal, its manager said, the third vessel with links to Russia to have been struck over the last few days. Seawater entered the engine room of the Mersin, Besiktas …

Posted: Dec 01, 2025

Foundation Firmed: AM Best Switches View of US Homeowners Insurers to Stable

Insurance Journal

Insurers of U.S. homes have improved rate adequacy and catastrophe risk management, modified coverage, and benefitted from a softening reinsurance market to earn a change in AM Best’s outlook for the segment to stable from negative. A quiet hur...

Posted: Dec 01, 2025

Wealth partners with Advyzon

coverager

The integration is in beta with a small group of firms and will roll out more widely later this quarter.

Posted: Dec 01, 2025

USAA adds Stellantis Financial Insurance and TIMS as appointed agencies

coverager

The two appointments reflect sustained interest in OEM insurance distribution.

Posted: Dec 01, 2025

Brisc Launches First-of-Its-Kind Live Demo for Property Submissions AI Agent

coverager

Forward a Real Submission, Get Quote-Ready Data Back in 60 Seconds Brisc, an agentic AI platform built for insurance operations, has launched a live demo of its Property Submissions AI...

Posted: Dec 01, 2025

B.P. Marsh backs Sodalis Capital

coverager

Sodalis plans to grow through a buy-and-build strategy.

Posted: Dec 01, 2025

AM Best revises outlook for US homeowners insurance to stable

Reinsurance News

Credit rating agency AM Best has revised the outlook for the US homeowners insurance segment to stable from negative, citing moderating premium growth and enhanced catastrophe risk management practices amid improved property reinsurance market dyn...

Posted: Dec 01, 2025

AIG to roll out AIG Assist across Lexington by end of 2025

coverager

Allianz Partners employs 22,600 people.

Posted: Dec 01, 2025

Shein Faces Texas Probe Over Alleged Violations of Labor Laws and Product Safety

Insurance Journal

Texas Attorney General Ken Paxton said the state is investigating global fast-fashion retailer Shein US Services LLC Corporation and its affiliates for potential violations of Texas law related to unethical labor practices and the sale of unsafe cons...

Posted: Dec 01, 2025

Howden adds Rebecca Poon as Chief Client Officer for Hong Kong

Reinsurance News

Howden, an insurance and risk advisory group, has appointed Rebecca Poon as its Chief Client Officer for Hong Kong. Most recently, Poon served as a Managing Director at insurance broker Marsh, where she led Marsh (HK) Ltd’s Corporate Divisio...

Posted: Dec 01, 2025

A 6.0-Magnitude Earthquake Hit Anchorage Area on Thanksgiving

Insurance Journal

A 6.0-magnitude earthquake rocked the Anchorage metropolitan area Thursday morning, according to the U.S. Geological Survey. The quake struck at about 8:11 a.m. local time at a depth of 69 kilometers (43 miles), according to the USGS. Its epicenter w...

Posted: Dec 01, 2025

Bridget Tatham elected President of FOIL for 2026

Reinsurance News

The Forum of Insurance Lawyers (FOIL), an organisation representing 8,000 lawyers and paralegals across 61 corporate firms, has elected Bridget Tatham, Partner at Browne Jacobson, as President for 2026. Tatham is set to replace Howard Dean, Partne...

Posted: Dec 01, 2025

Berlanga joins I–RE as Broker Relationship Executive

Reinsurance News

I–RE, a specialist in captive specialist insurance and reinsurance, has announced the appointment of David Berlanga as Broker Relationship Executive. In his new role, Berlanga will be responsible for building and strengthening relationships with c...

Posted: Dec 01, 2025

Ultra-processed foods and microplastics, emerging liability risks for re/insurers: DAC Beachcroft

Reinsurance News

Ultra-processed foods (UPFs) and microplastics are expected to become a source of liability risk for re/insurers, law firm DAC Beachcroft has highlighted in their latest predictions for 2026. The scrutiny and legal action over UPFs are projected t...

Posted: Dec 01, 2025

John Kain of Amazon Web Services on the Use of AI in Finance

Risk & Insurance

He reports that businesses are seeing enablement of their work more broadly through generative AI technology. The post John Kain of Amazon...

Posted: Dec 01, 2025

How ‘Super Roofs’ Reward Insurers, Cat Bond Investors and Homeowners

Insurance Journal

As the Trump administration stalls federal funding for projects intended to make states more resilient to climate change and private insurers decline to cover properties in high-risk zones, North Carolina just proved there’s another way to fund...

Posted: Dec 01, 2025

Gallagher Re to acquire South African reinsurance broker Resilea

Reinsurance News

Gallagher Re, the reinsurance arm of the global broking group, has agreed to acquire the largest independent reinsurance broker in South Africa, Resilea (Pty) Ltd. The reinsurance broker expects the Resilea team to bring a greater level of scale a...

Posted: Dec 01, 2025

Death of Teenager on Carnival Cruise Ship Ruled a Homicide

Insurance Journal

The death of a Florida teenager on a Carnival cruise ship earlier this month has been ruled a homicide, the latest development in a case that has drawn international attention and sparked intense speculation on social media. Anna Kepner’s cause...

Posted: Dec 01, 2025

Africa Specialty Risks launches cyber insurance for African businesses

Reinsurance News

Africa Specialty Risks (ASR), the developing-markets-focused re/insurance group, has marked its entry into cyber insurance with the launch of a digital quote-and-bind policy for African businesses. Offered through ASR 24-7, ASR’s automated underwr...

Posted: Dec 01, 2025