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The Future of Workers’ Comp

Insurance Thought Leadership

The Future of Workers’ Comp ITL Editorial Team

Posted: Nov 12, 2025

Camp Mystic Ignored Risks Says Texas Lawsuit Over Flood Deaths

Carrier Management

Camp Mystic Ignored Risks Says Texas Lawsuit Over Flood Deaths The operators of Camp Mystic in Texas, where 25 girls and two teenage counselors died in catastrophic flooding on July 4, failed to take necessary steps to protect the campers as life-thr...

Posted: Nov 12, 2025

Iceland Plans for Doomsday Scenario if Atlantic Ocean Current Collapses

Carrier Management

Iceland Plans for Doomsday Scenario if Atlantic Ocean Current Collapses Iceland has designated...

Posted: Nov 12, 2025

Allstate Analysis Highlights Riskiest Drive Times During Thanksgiving Holiday

Carrier Management

Allstate Analysis Highlights Riskiest Drive Times During Thanksgiving Holiday New analysis shows that p...

Posted: Nov 12, 2025

Alternative investments now central to insurance portfolios: Clearwater Analytics

Reinsurance News

Clearwater Analytics (CWAN), a provider of investment management technology, has published new research indicating that alternative investments have moved from a niche strategy to a key part of insurance portfolios. These assets now make up almost...

Posted: Nov 12, 2025

Waymo Launches Driverless Robotaxis on Freeways in First for US

Insurance Journal

Waymo will become the first robotaxi provider in the US to offer driverless rides on highways, a milestone that positions it to better compete with ride-hailing companies and traditional taxi services. Beginning Wednesday, the Alphabet Inc. unit will...

Posted: Nov 12, 2025

Some States Require Public Schools to Teach Kids About Gun Safety

Insurance Journal

This school year, students in elementary, middle and high schools in some states will get a new lesson on safety: what to do if they find a firearm. Arkansas, Tennessee and Utah are the first states to enact laws that …

Posted: Nov 12, 2025

Generali names Giulio Terzariol as Direttore Generale, Group Deputy CEO

Reinsurance News

Generali Group has announced a significant evolution of its organisational structure, naming Giulio Terzariol as Direttore Generale – Group Deputy CEO. The move is aimed at reinforcing the successful execution of the insurer’s strategic plan...

Posted: Nov 12, 2025

Waymo Launches Driverless Robotaxis on California, Arizona Freeways in First for US

Insurance Journal

Waymo will become the first robotaxi provider in the U.S. to offer driverless rides on highways, a milestone that positions it to better compete with ride-hailing companies and traditional taxi services. Beginning Wednesday, the Alphabet Inc. unit wi...

Posted: Nov 12, 2025

KCC releases US SCS Model Version 4.0

Reinsurance News

Karen Clark & Company (KCC), a provider of catastrophe risk modelling solutions, has released Version 4.0 of its US Severe Convective Storm (SCS) Model. In the US, SCS losses dominate annual weather-related insured property losses. KCC noted t...

Posted: Nov 12, 2025

Insurtech Funding Enters a New Era as AI and Commercial Insurance Drive Q3 Momentum

Risk & Insurance

After three years of consistent quarterly funding near $1.1 billion, the insurtech market signals a maturation toward sustainable growth while AI applications reshape underwriting, Gallagher Re reports. The post

Posted: Nov 12, 2025

Authorities in Miami Investigating Death of Passenger on Cruise Ship

Insurance Journal

Authorities in Miami were investigating the death of a passenger traveling on a Carnival cruise ship that returned to the city Saturday. Carnival Cruise Line said the passenger was traveling aboard the Carnival Horizon, a ship holding up to nearly &#...

Posted: Nov 12, 2025

Willis and Rare launch parametric insurance solution for Philippines’ small-scale fishers

Reinsurance News

The Government of the Philippines’ Bureau of Fisheries and Aquatic Resources (BFAR) and the Philippine Crop Insurance Corporation (PCIC), have partnered with global conservation organisation Rare and insurance broker Willis, a WTW business,...

Posted: Nov 12, 2025

70% of Drivers Say They’ve Felt Unfairly Judged by Auto Insurers: Arity Report

Insurance Journal

A new survey reveals consumer frustration with auto insurance pricing models and growing support for more transparency in how policies are priced and for telematics. The new research from mobility data and analytics company Arity suggests that driver...

Posted: Nov 12, 2025

Car Fleeing Police Slams Into a Florida Bar, Killing 4 and Injuring 11

Insurance Journal

A speeding car fleeing police slammed into a crowded bar early Saturday, killing four people and injuring 11 in a historic district of Tampa, Florida, that is known for its nightlife and tourists. An air patrol unit spotted the silver …

Posted: Nov 12, 2025

Small Plane on Hurricane Relief Mission to Jamaica Crashes in Florida Neighborhood

Insurance Journal

A small turboprop plane on a hurricane relief mission to Jamaica crashed Monday morning into a pond in a gated residential neighborhood of the Fort Lauderdale suburb of Coral Springs, killing two people shortly after takeoff and narrowly missing home...

Posted: Nov 12, 2025

Gallagher introduces new trading divisions and leadership appointments in UK Retail

Reinsurance News

Global re/insurance broking group, Gallagher has introduced a new UK Retail operating structure with the creation of two new trading divisions, which will align to different client segments, and leadership appointments. The new operating structure...

Posted: Nov 12, 2025

With Earnings Up and Rates Dropping, Big National Execs Celebrate Florida Reforms

Insurance Journal

During earnings conference calls last week leaders of two large personal lines insurers commented on affordability issues, highlighting the downward impact of Florida tort reforms on auto insurance prices. “At a time when voters are clearly vot...

Posted: Nov 12, 2025

Google Accused in Suit of Using Gemini AI Tool to Snoop on Users

Insurance Journal

Google was accused in a lawsuit of using its Gemini AI assistant to unlawfully track the private communications of users of its Gmail, instant messaging and videoconference programs. In the past, users of Gmail, Chat and Meet were given the …

Posted: Nov 12, 2025

Atrium’s new Syndicate 2026 secures ‘in principle’ approval, targets initial GWP of $150m

Reinsurance News

Atrium, an insurance group operating within the specialist Lloyd’s insurance and reinsurance marketplace, has been granted “in principle” approval for its new delegated property catastrophe and weather and climate risk-focused Syndicate 2026. The...

Posted: Nov 12, 2025

Washington Supreme Court Rules Traveling Employee Doctrine Applies to Occupational Disease Claims

Risk & Insurance

Court ruling in flight attendant's COVID-19 case clarifies workers' compensation coverage for employees who contract diseases while on business trips. The post

Posted: Nov 12, 2025

Magenta signs capacity deal with Zurich for MNW home insurance

Reinsurance News

Magenta, part of DUAL UK, has announced that it has signed a new deal with global insurer Zurich to provide capacity for its mid-net-worth (MNW) home insurance product. The MNW home insurance market has faced persistent challenges of under-insuran...

Posted: Nov 12, 2025

Catastrophe Bonds Absorb ‘Black Swan’ Event Dealt by Melissa

Carrier Management

Catastrophe Bonds Absorb ‘Black Swan’ Event Dealt by Melissa A rare thing i...

Posted: Nov 12, 2025

Bipartisan Legislation Introduced to Retroactively Restore NFIP

Carrier Management

Bipartisan Legislation Introduced to Retroactively Restore NFIP Two U.S. Congressmen, one a Democrat from Lou...

Posted: Nov 12, 2025

Consumer Bureau to Narrow ‘Disparate Impact’ in Civil Rights Lending Law: Sources

Insurance Journal

The U.S. Consumer Financial Protection Bureau plans to propose in the coming days narrowing a key part of civil-rights era fair-lending regulations as Republican President Donald Trump’s administration overhauls protections and rules it says bu...

Posted: Nov 12, 2025

Newsom Calls Trump Offshore Oil Drilling Plan DOA at Climate Summit

Insurance Journal

California Gov. Gavin Newsom declared a planned Trump administration proposal to sell new oil drilling rights off the U.S. West Coast “dead on arrival.” The draft proposal prepared by administration officials, first reported by Bloomberg...

Posted: Nov 12, 2025

Macquarie Insurance Facility to Launch Multi-Line MGA Longbrook Insurance

Insurance Journal

Macquarie Insurance Facility (MIF) has announced its intention to launch Longbrook Insurance, a multi-line underwriting business, backed by highly rated carriers. Part of Macquarie Asset Management, MIF is a global insurance aggregator, which aggrega...

Posted: Nov 12, 2025

Future California wildfire losses likely to exceed historical data: Willis Re

Reinsurance News

Future wildfire losses in California are likely to exceed what recent fire footprints suggest, challenging how the re/insurance industry assesses and prices risk, Daniel Bannister, from Willis Research Network, states in a recent analysis. Two dec...

Posted: Nov 12, 2025

Florida reforms underpin strong Q3’25 results for American Integrity

Reinsurance News

Tampa-based property and casualty insurance holding company, American Integrity Insurance Group, has disclosed gross premiums written of $239.1 million in Q3 2025, an increase of 48.5% compared to the same quarter of 2024. Meanwhile, gross premium...

Posted: Nov 12, 2025

Mental Health Is the Next Jobsite Hazard Construction Must Address

Risk & Insurance

Addressing mental health challenges in construction must be a priority moving forward. The post Mental Health Is the Next Jobsite H...

Posted: Nov 12, 2025

Selective Insurance appoints Nathan Rugge as EVP & Chief Actuary

Reinsurance News

Selective Insurance Group, Inc. has announced the appointment of Nathan Rugge, Senior Vice President, Chief Corporate Actuary, Reserving, as its new Executive Vice President (EVP), Chief Actuary. Rugge will assume the role following the retirement...

Posted: Nov 12, 2025

Chubb unveils new AI-powered embedded insurance optimisation engine

Reinsurance News

Chubb has unveiled a new AI-powered optimisation engine within Chubb Studio, its global technology platform for embedded insurance distribution. Unveiled at the Singapore Fintech Festival, the optimisation engine is designed to help Chubb’s partne...

Posted: Nov 12, 2025

Latin America’s reinsurance market sees deepening international interest: Howden Re

Reinsurance News

Latin America’s reinsurance market is attracting growing international interest, with an influx of new entrants and capital flowing into the region, including a noticeable rise in managing general agents (MGAs), according to Howden Re, the global...

Posted: Nov 12, 2025

Harris Appointed as Arkansas Insurance Commissioner

Insurance Journal

The Arkansas Department of Commerce announced last that Governor Sarah Huckabee Sanders has appointed Jimmy Harris as the new Arkansas Insurance Commissioner. Harris will be sworn in on Wednesday, November 5. As commissioner, Harris will lead the Ark...

Posted: Nov 12, 2025