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Mississippi Supreme Court Won’t Budge on $15 Million Bad-Faith Decision Against USAA

Insurance Journal

The Mississippi Supreme Court in October declined to reconsider its 2024 decision to uphold almost $15 million in punitive damages and attorney fees against USAA in one of the longest-running claims disputes to come out of Hurricane Katrina. The cour...

Posted: Nov 02, 2025

How to Prepare Your Insurance Agency for Sale — Before You Announce Your Intent

Insurance Journal

Follow these five steps to secure a smoother deal and a stronger valuation. Selling your insurance agency is one of the most significant decisions of your career. While your eye may be set on the final prize, the real work …

Posted: Nov 02, 2025

Practical Licensing Challenges & Solutions for Producers, Brokers, Adjusters & Other Intermediaries

Insurance Journal

Anyone in the insurance brokerage world generally knows the three magic words that require an insurance producer license: the “sale,” “solicitation,” or “negotiation” of insurance. For too many, this is the end of...

Posted: Nov 02, 2025

Are PFAS the New Asbestos? How Insurers and Businesses Can Get Ahead of the Forever Chemical Risk

Insurance Journal

Perfluoroalkyl or polyfluoroalkyl substances (PFAS), the synthetic “forever chemicals” found in everything from firefighting foam to food packaging, are shaping up to be one of the most urgent emerging risks facing the insurance industry....

Posted: Nov 02, 2025

The Future of Independent Agents: Added Client Value Through Bolt-on Services

Insurance Journal

Independent insurance agents face a crossroads. Traditional insurance products such as auto, home, renters, and even small commercial are becoming increasingly commoditized. Carriers streamline offerings to keep premiums competitive, and direct-to-co...

Posted: Nov 02, 2025

Helping Customers Manage Increasing Medical Inflation

Insurance Journal

Medical inflation is reshaping the workers’ compensation marketplace, driving up claim costs, and challenging traditional care models. As economic pressures mount and workforce demographics shift, independent insurance agents and their customer...

Posted: Nov 02, 2025

New Cargo Theft Tactics Driving Claims

Insurance Journal

Cargo theft losses are also driving up costs for truckers. According to data from Verisk CargoNet, cargo theft surged 27% in 2024. The National Insurance Crime Bureau predicts a further 22% increase in 2025, driven by criminal profitability, advanced...

Posted: Nov 02, 2025

Rates in Review

Insurance Journal

Global commercial insurance rates during the third quarter decreased 4%–driven by property–which follows a 4% decline in Q2 2025, said John Doyle, president and CEO of Marsh McLennan, quoting Marsh’s Global Insurance Market Index, w...

Posted: Nov 02, 2025

Truckers Seek Detours Around Rising Costs and Litigation; Tort Reform, Safety Tech, Claims Control S...

Insurance Journal

By Andrea Wells The COVID-era boom in trucking is definitely over. The trucking sector is experiencing one of its most challenging times, with trucking operators’ profitability dropping across all sectors, total costs continuing to rise, and fr...

Posted: Nov 02, 2025

An Unsustainable Trend – Declining P/C Rates and Rising Cost of Risk: Marsh’s John Doyle

Insurance Journal

By L.S. Howard Property/casualty prices are declining, while the cost of risk continues to rise–a trend that is unsustainable over time, according to John Doyle, president and chief executive officer of Marsh McLennan (MMC). Nevertheless, witho...

Posted: Nov 02, 2025

Insurance Turns to AI as a Critical Enabler to Boost Agility

Insurance Journal

Insurance is being shaken by a trio of climate- and economy-driven challenges; severe natural disasters, inflation, and high interest rates have driven withdrawals and nonrenewals–leaving both agents and policyholders scrambling. Alongside this...

Posted: Nov 02, 2025

Workers’ Comp Continues to Lead P/C industry With Strong Profits

Insurance Journal

Although economic uncertainty could affect insurers in the near to midterm, workers’ compensation continues to be a key driver of the profitability of the entire property/casualty insurance industry even as prices for the line are falling, acco...

Posted: Nov 02, 2025

Critical Thinking

Insurance Journal

The recent news that Acrisure would be laying off about 400 employees in early 2026 in its accounting workforce due to advances in technology and artificial intelligence rattled a few nerves. It’s not surprising that advances in AI tools might...

Posted: Nov 02, 2025

End of the Road for Traditional Insurance?

Insurance Journal

Is traditional insurance an outdated and unaffordable risk management strategy? Essentially, the answer is yes. Traditional insurance is a dying tool on many levels. I’ll probably get a thousand readers arguing that I’m wrong, citing the...

Posted: Nov 02, 2025

EXL Launches EXLdata.ai to Help Enterprises Prepare Data for AI

IIR

The platform introduces agentic automation and unifies data management across systems, with Databricks as launch partner.

Posted: Nov 02, 2025

Chewy to acquire SmartEquine

coverager

Chewy reaffirmed its third-quarter fiscal 2025 financial guidance following the announcement.

Posted: Nov 02, 2025

Federal Disaster Insurance Needs to Expand

Insurance Thought Leadership

Federal Disaster Insurance Needs to Expand Resilience & Sustainability

Posted: Nov 01, 2025

AI's Impact on Traditional Insurance Jobs

Insurance Thought Leadership

AI's Impact on Traditional Insurance Jobs Talent Gap

Posted: Nov 01, 2025

Freeway Insurance partners with NASCAR

coverager

Freeway Insurance is a division of Confie.

Posted: Nov 01, 2025

Aon sees “sustained monumental” opportunity in data centers

coverager

Sharing that it placed nearly $30 billion in coverage for a top hyperscaler, spanning both operational and under-construction sites.

Posted: Nov 01, 2025

Affirm expands capital partnership with New York Life

coverager

American Collectors Insurance, J.C. Taylor Insurance, Condon Skelly, and Heacock Classic are part of the deal.

Posted: Nov 01, 2025

Berkshire Hathaway posts $2.4bn Q3’25 underwriting earnings amid strong P&C reinsurance result

Reinsurance News

Berkshire Hathaway, the Warren Buffett-run holding company and conglomerate, generated improved year-on-year net underwriting earnings across its re/insurance operations of $2.4 billion for the third quarter of 2025 ($750m Q3’24), and $5.7 b...

Posted: Nov 01, 2025

Bridgehaven Insurance partners with Relm

coverager

Bridgehaven will provide capacity for Relm’s products targeting sectors such as web3, AI, biotechnology, and the space economy.

Posted: Oct 31, 2025

Why AI Correspondence Will Become Table Stakes in Insurance (And What That Means for Carriers Today)

coverager

What started as a conversation about our technology quickly evolved into something bigger—a discussion about the fundamental transformation happening in claims and why carriers can no longer afford to treat correspondence as an afterthought.

Posted: Oct 31, 2025

APOLLO launches APOLLO+ for renters

coverager

The feature offers rate protection, flexibility, and forgiveness benefits for both new and existing customers.

Posted: Oct 31, 2025

Assurant acquires OptoFidelity’s mobile device testing portfolio

coverager

OptoFidelity is a Finnish company specializing in optical metrology systems.

Posted: Oct 31, 2025

Melissa Jamaica Damage Seen Costing Insurers Up to $3 Billion

Insurance Journal

The wreckage caused by Hurricane Melissa in Jamaica is expected to cost insurers $1 billion to $3 billion, according to property intelligence company Cotality. The insured losses are a fraction of the total property damage, which Cotality estimates a...

Posted: Oct 31, 2025

PHLY Makes Largest Acquisition in Its History With Collector Car Business Expansion

Insurance Journal

Philadelphia Insurance Companies announced the acquisition of the Collector Vehicle Division from Ignyte Insurance, a Carlyle backed portfolio company. The transaction, valued at $615 million, is the largest acquisition in the 63-year history of Phil...

Posted: Oct 31, 2025

November 2025 ITL FOCUS: Underwriting

Insurance Thought Leadership

November 2025 ITL FOCUS: Underwriting Underwriting sradomski

Posted: Oct 31, 2025

A I In Independent INS. Agencies: Promise, Potential, And Pitfalls

Rough Notes

Is AI a blessing or burden? [T]he most ardent, relationship-driven agencies are recognizing the need to embrace new tools that will improve efficiency, productivity and profitability and ensure that they stay relevant.   By Cheryl Koch, CPCU, ARM, AA...

Posted: Oct 31, 2025

NICE MEETING WITH YOU

Rough Notes

  Considerations when planning your next business meeting While video remains a relevant and useful tool still today, it’s worth thinking about the necessity of it before you schedule your next meeting this way. By Meg McKeen, CIC   The reasons we ga...

Posted: Oct 31, 2025

LET AI DO THE DISHES: A THANKSGIVING TOAST TO ROSEY

Rough Notes

Showing gratitude for artificial intelligence Just as Rosey handled the Jetsons’ chores … , AI can support us and our agencies by freeing us from drudgery so we can focus on impact.   By Carolyn Smith, APR, CRA, TRA Back in 1962, families gathered ar...

Posted: Oct 31, 2025

AN UNLIKELY ALLIANCE

Rough Notes

“Crash for cash” schemes increase in frequency Practitioners of the business of insurance revile few people with more vigor than the fraudsters who stage automobile collisions in pursuit of ill-gained profit. By Kevin P. Hennosy On a regular basis, t...

Posted: Oct 31, 2025

PGM Solutions Expands Home Factors with New Roof and Electrical Insights to Strengthen Carrier Risk...

Insurance Journal

New attributes—electrical panel location, roof life stage, and plumbing materials—enhance underwriting precision and deepen visibility into structural risk. Tampa, FL – October 14, 2025 — PGM Solutions today announced the expansion of its Home Factor...

Posted: Oct 31, 2025

Mistake-Filled Legal Briefs Reveal Limits of Relying on AI Tools at Work

Carrier Management

Mistake-Filled Legal Briefs Reveal Limits of Relying on AI Tools at Work Judges around the world are de...

Posted: Oct 31, 2025

U.S. Road Safety Agency Probes Tesla About ‘Mad Max’ Driver Assistance Mode

Carrier Management

U.S. Road Safety Agency Probes Tesla About ‘Mad Max’ Driver Assist...

Posted: Oct 31, 2025

Air Pollution Sharply Increases Workplace Accident Risk: Study

Carrier Management

Air Pollution Sharply Increases Workplace Accident Risk: Study Air pollution can make workpl...

Posted: Oct 31, 2025

AccuWeather estimates up to $52bn in economic losses from Hurricane Melissa

Reinsurance News

Hurricane Melissa, the first Cat 5 storm to make landfall in Jamaica’s history and among the strongest storms ever recorded in the Atlantic, has caused $48 billion to $52 billion in total damage and economic losses, according to AccuWeather’s prel...

Posted: Oct 31, 2025

EMPLOYEE CAREGIVER SUPPORT

Rough Notes

A benefit with intriguing potential “The employees we worry about most are the ‘ sandwich’ caregivers—taking care of both kids at home and their parents. They are burning the candle at both ends.” —Lindsay Jurist-Rosner CEO Wellthy By Thomas A. McCoy...

Posted: Oct 31, 2025