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People Moves: Erie Insurance Names Morrison and Ackerman in Virginia

Insurance Journal

Erie Insurance (ERIE), headquartered in Erie, Pennsylvania, named Todd Morrison and Chad Ackerman as branch managers for the company’s Roanoke and Richmond, Virginia, branches. Morrison, Roanoke branch manager, has 15 years of ERIE experience,...

Posted: Dec 31, 2025

Climate Cost Report Underway Even as Vermont’s Climate Law Faces Lawsuits

Insurance Journal

For Sue Minter, Vermont’s newly appointed climate superfund specialist, the floods started early. Back in 2011, when Tropical Storm Irene thrashed Vermont, Minter — serving as the state’s deputy secretary of transportation — helped rebuil...

Posted: Dec 31, 2025

New Laws Impacting California Drivers in 2026

Insurance Journal

New laws affecting California drivers set to go into effect on Jan. 1, 2026, include stricter laws for drunk driving, speeding in school zones and automated traffic camera enforcement. The California Department of Motor Vehicles compiled a list of ne...

Posted: Dec 31, 2025

Market Softening Accelerates During 1/1/2026 Re Renewals

Carrier Management

Market Softening Accelerates During 1/1/2026 Re Renewals Expanded reinsura...

Posted: Dec 30, 2025

Judge Green Lights NY Driver’s License Law, Rejecting Trump Challenge

Carrier Management

Judge Green Lights NY Driver’s License Law, Rejecting Trump Challenge A fed...

Posted: Dec 30, 2025

How Salelytics Optimized Their AEP Process with a Dream Partnership

coverager

Compressing the year’s biggest sales opportunity into just a few weeks means your operations have to fire on all cylinders.

Posted: Dec 30, 2025

The New Look for Life Insurance

Insurance Thought Leadership

The New Look for Life Insurance Life & Health sradomski

Posted: Dec 30, 2025

New Year’s Day Holiday Projected to See Slight Increase in Road Deaths

Carrier Management

New Year’s Day Holiday Projected to See Slight Increase in Road Deaths The National Safety Council (NSC) has pro...

Posted: Dec 30, 2025

Protected: Survey Reveals Workers’ Comp Industry Faces Rising Complexity, Shifting Technology Priori...

Risk & Insurance

There is no excerpt because this is a protected post. The post Protected: Survey Reveals Workers’ Comp...

Posted: Dec 30, 2025

37th ANNUAL AGENCY OF THE YEAR CANDIDATES

Rough Notes

Who Will be the 2025 Agency of the Year? One of the agencies featured in a Rough Notes cover story during 2025 will be named Agency of the Year. The winner will be selected based on votes from previous Rough Notes cover agents. The nominees for this...

Posted: Dec 30, 2025

QBE Insurance Sponsors US$400M Catastrophe Bond via Bridge Street Program

Insurance Journal

QBE Insurance Group announced it has closed a new catastrophe bond, which provides the re/insurer with $400 million of collateralized reinsurance cover for named storms and earthquakes in the US and earthquakes in Australia and New Zealand. This deal...

Posted: Dec 30, 2025

INSURANCE MARKETERS OUTLINE CHALLENGES

Rough Notes

Insurance Marketing & Communications Association research finds that marketers struggle between tactics and strategic needs By Peter van Aartrijk A recent study of insurance marketing and communications professionals unveils deep organizational i...

Posted: Dec 30, 2025

US Justice Department Using Fraud Law to Target Companies on DEI, WSJ Reports

Insurance Journal

The Trump administration has launched investigations into the use of diversity initiatives in hiring and promotion at major U.S. companies, the Wall Street Journal reported. Google and Verizon are among a list of companies that have received Justice...

Posted: Dec 30, 2025

AVIATION INSURANCE

Rough Notes

A strong and stable market prepares to address “advanced air mobility” By Joseph S. Harrington, CPCU When it comes to aviation risk, today’s insurance agents and brokers may be facing what their predecessors dealt with 100 years ago at the dawn of th...

Posted: Dec 30, 2025

AdA Syndicate 2024 receives permission to underwrite from Lloyd’s for 2026 YOA

Reinsurance News

AdA, a Lloyd’s and regional Marine & Specialty insurer, has announced that AdA Syndicate 2024 has received “permission to underwrite” from Lloyd’s for the 2026 year of account. AdA Underwriters was established in May 2023 by Natasha Jodrell, J...

Posted: Dec 30, 2025

Heating Fuel Haulers Temporarily Exempt From Drive Time Limits

Carrier Management

Heating Fuel Haulers Temporarily Exempt From Drive Time Limits The U.S....

Posted: Dec 30, 2025

GUIDING THROUGH COMPLEXITY

Rough Notes

How independent agents give clients an insurance edge By Mike Skiados, MBA, CAE Insurance can be overwhelming, especially in today’s market. That’s where independent agents come in. More than policy sellers, they’re problem-solvers—simplifying comple...

Posted: Dec 30, 2025

UNDER THE HOOD OF YOUR AGENCY’S BANKING

Rough Notes

What every insurance principal must know about premium trust accounts By Patti Smith Running a successful independent insurance agency requires more than insurance acumen. While attention is often focused on carrier appointments, talent acquisition,...

Posted: Dec 30, 2025

PREMIUM PAYMENTS IN INSTALLMENTS

Rough Notes

The need for premium financing increases as pricing remains aggressive in the current market By Lori Widmer As 2025 began, the overall insurance market showed signs of stabilization.  A Risk Strategies 2025 Outlook report said that property, cyber, a...

Posted: Dec 30, 2025

Sun Life opens office in Dubai International Financial Centre

Reinsurance News

Sun Life, an international financial services company that offers a broad range of insurance, wealth, and asset management solutions, has received authorisation from the Dubai Financial Services Authority to establish an office in Dubai Internatio...

Posted: Dec 30, 2025

Abundant Reinsurance Capacity Accelerates Market Softening During 1/1 Renewals

Insurance Journal

Expanded reinsurance capacity resulted in accelerated softening of pricing across many lines during the January 1, 2026 renewals, according to a report issued by Guy Carpenter, the reinsurance business of Marsh. Carpenter described a “softening...

Posted: Dec 30, 2025

Father of NASCAR Great Hamlin Killed in NC House Fire That Destroyed Home

Insurance Journal

The father of longtime NASCAR driver Denny Hamlin died from a house fire and his mother was left in critical condition after the blaze consumed the couple’s home near Charlotte. Multiple news outlets reported that the 3,700-square-foot house in...

Posted: Dec 30, 2025

Colorado Faces $24M Funding Cut for Illegal Commercial Driver’s Licenses

Insurance Journal

The head of the U.S. Department of Transportation threatened to withhold $24 million in federal funding from the state of Colorado for what he described as a slow response to a major violation of federal commercial driver’s license regulations....

Posted: Dec 30, 2025

Continuity: Strategies For Perpetuating Books Of Business

Rough Notes

The process is imperative [T]hink of continuity not as a massive project to complete, but rather a daily discipline to enforce and monitor consistently.   By Kari Glennon Every producer’s book of business (BoB) is a continually appreciating asset. Ho...

Posted: Dec 30, 2025

ROOSTER CALLS, BUT CUP DOESN’T ANSWER

Rough Notes

Dealing with the legal and financial mess that results from absent coverage If there was no option to secure the coverage via buy back, it may have been wiser (and fairer) to decline writing a CUP. By Bruce D. Hicks, CPCU, CLU The Court Decisions col...

Posted: Dec 30, 2025

START THE YEAR WITH PROCESS, NOT PRESSURE

Rough Notes

How risk advisors build trust that lasts Every great relationship, … every renewal that turns into a referral … starts the same way. Not with pressure. Not with price. But with process. By Carolyn Smith, APR, CRA, TRA When it comes to building busine...

Posted: Dec 30, 2025

FOR LOVE OR MONEY: WHY WE DO WHAT WE DO

Rough Notes

  Why do you stay in the insurance industry? Is everyone in the insurance industry similarly motivated? Probably not.     By Cheryl Koch, CPCU, ARM, AAI, ACSR, AFIS, and Mary Belka, CPCU, ARM, ARe, RPLU, CIC With a combined nearly 100-year career in...

Posted: Dec 30, 2025

WHY YOU SHOULD ONBOARD YOUR NEW CLIENTS

Rough Notes

New clients deserve the same onboarding courtesies that new employees enjoy [N]ew clients deserve onboarding attention so that expectations are clear and so that we may interact with a new client in the way they want to be served. By Scott Naugle Mos...

Posted: Dec 30, 2025

NY Regulators Issue Guidance On Cyber Risk Generated By Third -Party Service Providers

Rough Notes

Will concerns expand into other matters of the regulation of insurance? As the practice of the business of insurance moves to tangled webs of TPSPs, affirmative and effective insurance regulation will become more difficult. By Kevin P. Hennosy If my...

Posted: Dec 30, 2025

Tiffany Norman to succeed Pete Schaefer as President and CEO of Hannover Re US

Reinsurance News

Hannover Life Reassurance Company of America (Hannover Re US) has announced the appointment of Tiffany Norman as President and CEO of Hannover Re US, effective January 1, 2026. This appointment is an update of the announcement on September 3, 2025...

Posted: Dec 30, 2025

Los Angeles Angels Settle Lawsuit With Pitcher Tyler Skaggs’ Family Over Fatal Overdose

Carrier Management

Los Angeles Angels Settle Lawsuit With Pitcher Tyler Skaggs’ Family Over Fatal Overdose The Los Angeles...

Posted: Dec 30, 2025

FIGHTING FOR SPEED IN THE SLOWEST INDUSTRY

Rough Notes

So why does everything take so long? Speed has always determined who gets the business. Now it will determine who stays in business.   By Ola Kolade Commercial insurance is obsessed with speed. Brokers block wholesalers to get first crack at markets....

Posted: Dec 30, 2025

Huge battle waged over paltry limits

Rough Notes

INSURANCE-RELATED COURT CASESDigested from case reports published onlineCOURT DECISIONS Huge battle waged over paltry limits A three-vehicle accident initiated a drawn-out dispute. Diana Guevara (Guevara) was the operator of a truck that was the fina...

Posted: Dec 30, 2025

Texas Camp’s Reopening Draws Outrage, but Some Families Want to Return

Insurance Journal

Patrick Hotze’s three daughters made it home safe from Camp Mystic after July’s catastrophic floods that killed 25 campers and two teenage counselors. He attended some of the funerals and says he understands the outrage over the Texas cam...

Posted: Dec 30, 2025

Insurer’s late notice breaches treaty

Rough Notes

INSURANCE-RELATED COURT CASESDigested from case reports published onlineCOURT DECISIONS Insurer’s late notice breaches treaty As part of its operations, Unified Life Insurance Company (Unified) decided to sell short-term medical insurance policies. I...

Posted: Dec 30, 2025

Rooster calls, but CUP doesn’t answer     

Rough Notes

INSURANCE-RELATED COURT CASESDigested from case reports published onlineCOURT DECISIONS Rooster calls but CUP doesn’t answer        In 2019, Joey Bailey (Bailey), while inebriated, operated his vehicle in the wrong lane of an interstate highway. Trag...

Posted: Dec 30, 2025

The insurer’s argument was “inadequate”

Rough Notes

INSURANCE-RELATED COURT CASESDigested from case reports published onlineCOURT DECISIONS The insurer’s argument was “inadequate” Peterson’s Oil Service, Inc. (Peterson’s), a fuel and heating oil distributor, faced a class action lawsuit filed on behal...

Posted: Dec 30, 2025

Verisk Pulls Plug on $2.4 Billion AccuLynx Deal After FTC Review Delay

Insurance Journal

Data analytics firm Verisk said it pulled the plug on its planned $2.35 billion acquisition of roofing software maker AccuLynx, pinning the termination on a regulatory review delay. Verisk said the decision follows a notification from the U.S. Federa...

Posted: Dec 30, 2025

Nuclear Developer Proposes Using Navy Reactors for Data Centers

Insurance Journal

A Texas power developer is proposing to repurpose nuclear reactors from Navy warships to supply the US grid as the Trump administration pushes to secure massive amounts of energy for the artificial intelligence boom. HGP Intelligent Energy LLC filed...

Posted: Dec 30, 2025

‘Bomb Cyclone’ Knocks Out Power to Thousands in Northern US

Insurance Journal

A winter storm that brought intense winds and rapidly falling temperatures to the Northern US including New York has left more than 200,000 customers without electricity. A weather pattern known as a “bomb cyclone” because of large drops...

Posted: Dec 30, 2025

Bermuda’s commercial long-term insurance sector GWP hit $200bn in 2024: BMA

Reinsurance News

Bermuda’s commercial long-term insurance sector continued to grow in 2024, with gross written premiums (GWP) increasing 17.8% year-on-year to reach US$200.1 billion, with total assets increasing by 19.1%, according to the latest figures from the B...

Posted: Dec 30, 2025