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Global Reinsurers’ ROE Jumps to 22% in 2023, but Market Softening Unlikely: AM Best

Carrier Management

Global Reinsurers’ ROE Jumps to 22% in 2023, but Market Softening Unlikely: AM Best AM Best's p...

Posted: Nov 01, 2024

DETERMINING ACCOUNT PROFITABILITY

Rough Notes

An exercise to develop a picture of what it costs to write and keep an account on the books There are many moving parts along the journey to understanding and identifying account profitability—but it is well worth the effort to uncover it. By Cheryl...

Posted: Nov 01, 2024

SELL MORE BY SELLING MORE

Rough Notes

How to play to win It’s not about being busy; it’s about creating results. By Roger Sitkins According to the latest Growth and Profitability Study from Reagan Consulting, agency organic growth dropped to just 8.5% in both the first and second quarter...

Posted: Nov 01, 2024

A FLORIDA CONDO CRISIS

Rough Notes

Managing risks for unit owners and association boards Some condo owners receiving special assessment fees may be faced with the need to sell their units in Florida’s weak real estate market with rising insurance costs. By Sarah Warhaftig, J.D., CRM I...

Posted: Nov 01, 2024

Standing Out In A World Where Trust Is In Short Supply

Rough Notes

Show your clients that you’re more than just another transactional agent [E]mpathy isn’t just a “nice-to-have”—it’s essential. In a world full of empty noise, being genuinely human is your superpower. By Carolyn Smith, APR, TRA Consumers today are sk...

Posted: Nov 01, 2024

THE BIG DEAL WITH MICROMANAGING

Rough Notes

A look at the concept, the culprit and the consequences Consider that your need to micromanage might be stifling just the productivity—and creativity—you’ve hired your team to provide. By Meg McKeen, CIC We all know those people, the relationships we...

Posted: Nov 01, 2024

ACA Marketplace Rocked By Unauthorized Enrollments And Switches

Rough Notes

Senators propose criminal sanctions “It is critical for these bad actors to be held criminally responsible and implement common sense consumer protections so families can confidently purchase quality, affordable health care insurance that works for t...

Posted: Nov 01, 2024

What does “cancellation” mean?

Rough Notes

INSURANCE-RELATED COURT CASES Digested from case reports published online COURT DECISIONS What does “cancellation” mean? Nhiem Tran and Nung Ha had a fire insurance policy with Nationwide General Insurance Company. Nationwide canceled the policy beca...

Posted: Nov 01, 2024

Subcontractor “goes bare”

Rough Notes

INSURANCE-RELATED COURT CASES Digested from case reports published online COURT DECISIONS Subcontractor “goes bare” American Building Innovation LP (ABI) was hired by Balfour Beatty Construction, LLC, (Balfour Beatty) as a subcontractor for a school...

Posted: Nov 01, 2024

Property MGA Delos raises $9M to expand wildfire insurance for homeowners

Reinsurance News

Delos Insurance Solutions, a property insurance MGA, has raised $9 million in a Series A funding round to address homeowners’ challenges in securing wildfire insurance. This funding round was led by HSBC Asset Management, with contributions...

Posted: Nov 01, 2024

Bad day for insurer on UIM claim

Rough Notes

INSURANCE-RELATED COURT CASES Digested from case reports published online COURT DECISIONS Bad day for insurer on UIM claim In 2019, Acuity Insurance Company issued Terra-Tek, LLC, a commercial auto policy, and Terra-Tek paid a premium to list owners...

Posted: Nov 01, 2024

RiverStone closes Loss Portfolio Transfer deal with QBE

Reinsurance News

RiverStone International has completed a loss portfolio transfer reinsurance (LPT) with QBE after receiving all requisite approvals. Earlier in the year RiverStone had announced its agreement with QBE to provide a LPT for various QBE subsidiaries,...

Posted: Nov 01, 2024

Fairfax posts solid rise in GPW in Q3’24

Reinsurance News

In their financial results for the third quarter of 2024, Fairfax Financial Holdings has reported net earnings attributable to shareholders of $1,030.8 million, which compares to the $1,068.9 million seen in the third quarter of 2023. According to...

Posted: Nov 01, 2024

Global Reinsurers’ ROE Jumps to 22% in 2023, but Market Softening Unlikely: AM Best

Insurance Journal

AM Best’s population of global reinsurance companies posted a return on equity (ROE) of 22% in 2023 – a five-year high that was driven mainly by favorable investment income and strong underwriting performance. The fundamentals are excellent but...

Posted: Nov 01, 2024

Insurers brace for one of Spain’s costliest events following October floods: Aon

Reinsurance News

The insurance sector is preparing for potentially one of Spain’s costliest events on record due to catastrophic flooding across eastern and southern regions that began on October 27, 2024, according to global insurance and reinsurance broking grou...

Posted: Nov 01, 2024

Reinsurance Group of America’s net income drops in Q3 2024

Reinsurance News

Reinsurance Group of America (RGA), Incorporated, a provider of life and health reinsurance has posted its financial results for the third quarter of 2024, which includes net income available to RGA shareholders of $156 million, a decrease compare...

Posted: Nov 01, 2024

Markets/Coverages: IQUW Launches Financial Institutions Product in Australia

Insurance Journal

IQUW, the London-based property and specialty re/insurer, has announced that its financial institutions (FI) product, FortiFI, has launched new wording for the Australian insurance market. Launched in the US earlier this year, FortiFI is one of the o...

Posted: Nov 01, 2024

Best estimate for FHCF pay out for Milton & Helene pegged at $4.6bn

Reinsurance News

The Florida Hurricane Catastrophe Fund (FHCF), a tax-exempt trust fund created by the State in 1993 to provide coverage for property insurers, could pay out an estimated $4.6 billion due to claims from Hurricanes Milton and Helene, according to it...

Posted: Nov 01, 2024

Ardonagh Advisory Agrees to Acquire Rowett Insurance Broking in UK

Insurance Journal

Ardonagh Advisory announced it has agreed to acquire Rowett Insurance Broking Ltd. in the UK. Rowett specializes in commercial, and personal insurance from its offices in St. Austell and Plymouth, England. Its subsidiary company, AGRi Insurance Facil...

Posted: Nov 01, 2024

Ryan Specialty in Discussions to Acquire UK’s Innovisk Capital Partners

Insurance Journal

Ryan Specialty, the Chicago-based specialty insurance services firm, announced it is in final discussions to acquire Innovisk Capital Partners from Abry Partners and BHMS Investments LP. As a result of the acquisition, Innovisk would become a part of...

Posted: Nov 01, 2024

Hamilton to head AXIS newly consolidated A&H insurance and reinsurance team

Reinsurance News

Insurer and reinsurer AXIS Capital has announced it is consolidating its A&H Insurance and Reinsurance organisations under a single leader, James “Jay” Hamilton. This change aims to create a unified team, combining market knowledge and experti...

Posted: Nov 01, 2024

Kremlin Says Google Should Lift YouTube Block on Russian Broadcasters

Insurance Journal

The Kremlin said on Thursday that Alphabet’s Google should lift its block on Russian TV channels broadcasting on YouTube and said it hoped huge legal claims racking up against the U.S.-based company would jolt it into action. Google stopped ser...

Posted: Nov 01, 2024

SiriusPoint’s Q3’24 CoR strengthens to 84.4% as reinsurance GPW rises

Reinsurance News

Bermuda-based insurer and reinsurer SiriusPoint has reported an improved combined ratio of 84.4% for the third quarter of 2024 as consolidated underwriting income increased from $73.8 million to $89 million, driven by increased favorable prior yea...

Posted: Nov 01, 2024

Insurers to benefit from Accelerant’s risk management platform as it launches to the public

Reinsurance News

Accelerant, a services & data platform for the specialty insurance market, has announced the public launch of app.accelerant.ai, a revolutionary digital platform with enhanced artificial intelligence (AI) capabilities. Insurers and risk capita...

Posted: Nov 01, 2024

Bain-Backed Motor Insurer Esure Draws Interest from Aviva, Allianz

Insurance Journal

Aviva Plc and Allianz SE are among potential bidders for Britain’s home and motor insurance firm Esure Group Plc, according to people familiar with the matter. Sampo Oyj, which owns British general insurer Hastings Group, and Belgium-based Agea...

Posted: Nov 01, 2024

Ardonagh Advisory to acquire Rowett Insurance Broking

Reinsurance News

Ardonagh Advisory, a UK insurance broking and consulting firm, has announced its agreement to acquire Rowett Insurance Broking Limited. Rowett specialises in commercial and personal insurance from its offices in St Austell and Plymouth. Its subsid...

Posted: Nov 01, 2024

Chubb appoints new Latin America leaders

Reinsurance News

Global property and casualty insurer Chubb has announced the appointment of Mario Romanelli as Regional President South America and Diego Sosa as Regional President Northern Latin America, effective immediately. Romanelli will leverage his two dec...

Posted: Nov 01, 2024

Tiptree posts $12m net income in Q3’24 driven by growth in insurance business

Reinsurance News

Holding company Tiptree has reported a net income of $11.9 million for the third quarter of 2024, up from $2.2 million in Q3 2023, driven by growth in its insurance business. Adjusted net income reached $27.9 million, a 55.9% increase from $17.9 m...

Posted: Nov 01, 2024

Marsh names Lang Digital Leader, Marsh Specialty and Global Placement

Reinsurance News

Marsh, insurance broker and risk advisor and a business of Marsh McLennan, has announced the appointment of Christopher Lang as Digital Leader, Marsh Specialty and Global Placement, a newly created role, effective November 1. Based in New York and...

Posted: Nov 01, 2024

People Moves: Marsh Promotes Lang, Aronson, Rouse in Placement Strategy; Chubb Expands Merna’s Role...

Insurance Journal

Marsh Makes Global Senior Leadership Appointments Marsh, a business of Marsh McLennan, named Christopher Lang as digital leader, Marsh Specialty and Global Placement. In this newly created role, Lang leads Marsh’s digital global insurance place...

Posted: Nov 01, 2024

Insurance premiums for CMBS properties rise 16% in 2023, says Moody’s

Reinsurance News

According to Moody’s, a financial services firm specialising in credit ratings, research, and risk analysis, insurance premiums for commercial mortgage-backed securities (CMBS) properties rose by 16.4% in 2023, far outpacing the 3.4% US cons...

Posted: Nov 01, 2024

Deadly Spain Floods Show Difficulty of Adapting to Intense Rains

Insurance Journal

Floods that killed more than 150 people in eastern Spain this week were caused by a storm that dumped a year’s worth of rainfall in less than 24 hours. The tragedy has raised questions about whether earlier warnings could have …

Posted: Nov 01, 2024

Purdue Pharma Nears New Bankruptcy Deal With Sacklers, Mediator Says

Insurance Journal

Purdue Pharma is close to a new bankruptcy settlement with its owners, members of the wealthy Sackler family, and state and local governments that have filed lawsuits alleging that its painkiller OxyContin spurred a deadly opioid-addiction crisis in...

Posted: Nov 01, 2024

Abbott, Reckitt Score First Victory in Baby Formula Trial

Insurance Journal

Abbott Laboratories and a unit of Reckitt Benckiser Group Plc were cleared by a jury over claims they hid risks their premature-infant formulas can cause a bowel disease that severely sickened a baby boy. It was the companies’ first trial &#823...

Posted: Nov 01, 2024

Companies Are Dropping the D or E From DEI to Avoid Criticism

Insurance Journal

After a backlash against DEI programs by conservative activists, a majority of executives in a new survey said that their companies have changed how the initiatives are described with reduced emphasis on racial diversity. Among more than 60 executive...

Posted: Nov 01, 2024

Insurer Not Liable if Bank Improperly Cashes Insurance Check, Appeals Court Finds

Insurance Journal

Insurance carriers are not responsible if a bank improperly cashes a check made out to two insureds and gives the proceeds to only one of them, a federal appeals court decided this week. The U.S. 11th Circuit Court of Appeals …

Posted: Nov 01, 2024

Delos in California Secures Another $9M Funding

Insurance Journal

Property insurance managing general agent Delos Insurance Solutions said it has raised $9 million through a Series A funding round led by HSBC Asset Management and includes IA Capital Group, Blue Bear Capital and Generation Space along with angel inv...

Posted: Nov 01, 2024

Delaware Voters to Elect Insurance Commissioner

Insurance Journal

On November 5, Delaware voters will decide who will be the state’s insurance commissioner. Incumbent Trinidad Navarro is running for re-election. He won more than 70% of the vote in the Democratic primary in September. Navarro was first elected...

Posted: Nov 01, 2024

Penn Nursing Awarded $3.2 Million Grant to Improve Firearm Storage

Insurance Journal

The University of Pennsylvania School of Nursing has been awarded a $3.2 million, five-year grant to develop an evidence-based secure firearm storage intervention at Children’s Hospital of Philadelphia (CHOP). The grant is from the National Ins...

Posted: Nov 01, 2024

Jaywalking Is Now Legal in New York City. It’s Still Risky.

Insurance Journal

Jaywalking — that time-honored practice of crossing the street outside of the crosswalk or against the traffic light — is now legal in New York City. Legislation passed by the City Council last month officially became law over the weekend …

Posted: Nov 01, 2024

Court Upholds Firing of Philadelphia Cops Over Offensive Facebook Posts

Insurance Journal

The Philadelphia police department did not violate the First Amendment rights of several officers who were fired or suspended for racist and violent social media posts, a federal judge has ruled. U.S. District Judge Wendy Beetlestone issued her rulin...

Posted: Nov 01, 2024