Special Coverage: COVID-19

P/C Insurers Put a Price Tag on Uncovered Coronavirus Business Interruption Losses

Posted: Mar 30, 2020

The property/casualty industry estimates that business interruption losses from the coronavirus just for small businesses in the U.S. could be between $220-$383 billion per month — or a quarter to half of the total industry surplus available to pay all …

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From Quills to Qwerty: Lloyd’s Underwriters Adapt to Home Working

Posted: Mar 30, 2020

LONDON — Thousands of London’s underwriters took their stamps and fountain pens home last week, which they use to sign insurance contracts, but they won’t need them. Working at home due to the coronavirus lockdown, they have abandoned the normal …

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Insurers Push Back Against Legislation on Business Interruption Claims

Posted: Mar 30, 2020

The battle over business-interruption losses is heating up. Legislators in at least three states — New Jersey, Ohio and Massachusetts — have proposed bills to require that insurers pay out for certain claims related to Covid-19. The American Property Casualty …

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The Longer Coronavirus Crisis Lasts, the More Uncertain Is P/C Insurance Outlook

Posted: Mar 30, 2020

North American property/casualty insurers reported improved 2019 operating performance, but near-term performance will likely be more challenging with the onset of coronavirus and the resulting economic impact, according to a report from Fitch Ratings. Fitch’s rating outlook for the U.S. …

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Lloyd’s Underwriters Say Hello to Working at Home

Posted: Mar 30, 2020

Lloyd’s Underwriters Say Hello to Working at Home Thousands of London's underwriters took their stamps and fountain pens home last week, which they use to sign insurance contracts, but they won't need them. Working at home due to the coronavirus ...

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Ohio Bill Would Expand Business Interruption Coverage During COVID-19 Emergency

Posted: Mar 30, 2020

Two Democratic state representatives in Ohio have filed a bill in the General Assembly that would require insurers that provide business interruption insurance to cover losses that arise from viruses and pandemics, regardless of whether their policies contain exclusions for …

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Crime Drops in Lockdown, Domestic Violence Risk Climbs

Posted: Mar 30, 2020

With more than two-thirds of the U.S. population ordered to stay home amid the coronavirus pandemic, it’s tougher for burglars to find an empty house to target. But the cooped-up residents seem more likely to fight each other. That’s what …

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QBE pulls 2020 profit guidance due to COVID-19

Posted: Mar 30, 2020

Australian insurer QBE Insurance Ltd. on Monday withdrew its 2020 financial targets due to COVID-19 uncertainty.

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ADA, coronavirus a balancing act: Experts

Posted: Mar 30, 2020

Risk managers must undertake a fine balancing act in dealing with the coronavirus when it comes to the Americans with Disabilities Act, but are being aided by some leniency on the part of the U.S. Equal Employment Opportunity Commission, say experts.

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Connecticut Calls on Auto Insurers to Extend Coverage to Personal Delivery Drivers

Posted: Mar 30, 2020

Connecticut Insurance Department Commissioner Andrew N. Mais has called on insurers to immediately institute an extension of coverage for personal delivery drivers in light of the disruption caused by the COVID-19 pandemic. “The emergency social distancing and closing of restaurants …

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State looks at legislation to void coronavirus exclusion clauses

Posted: Mar 30, 2020

Shock move would retrospectively force carriers to pay for coronavirus claims

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Coronavirus Resource Update 3/30/20

Posted: Mar 30, 2020

Stay Informed The staff at Insurance Journal is covering many aspects of the disease as it impacts the industry and will continue to alert you to the latest reports available. The following is an updated list of articles and resources …

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Triple-I launches coronavirus issues and impacts webpage

Posted: Mar 30, 2020

The spread of the coronavirus and COVID-19 – and how governments, businesses, and individuals are dealing with it – raises many issues relevant to property/casualty insurers and their customers. Triple-I has launched a webpage to help readers find what they need from the information we gathe...

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COVID-19 No Match for Injured Workers: Telehealth Provides Digital Access to Recovery

Posted: Mar 30, 2020

As COVID-19 rages on, businesses are seeing all sorts of closures. Twenty-eight states currently have statewide or partial shelter-in-place orders and 23 states have closed all non-essential businesses. These closures are drawing attention as to which businesses are considered essential, with many f...

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COVID-19 lockdown to cost India $120 billion: Barclays

Posted: Mar 30, 2020

Analysts at U.K.-based investment banking firm Barclays PLC expect the lockdown in India due to the coronavirus outbreak to cost $120 billion.

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Outbreak to cost Thai tourism industry nearly $8 billion

Posted: Mar 30, 2020

Don Nakornthab, director of economic policy at Thailand's central bank, said that the coronavirus outbreak is expected to cost the tourism industry 250 billion Thai baht ($7.6 billion) in lost revenue this year.

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APCIA’s Sampson Doubles Down on Voluntary Industry Action to Combat COVID-19 Losses

Posted: Mar 30, 2020

APCIA’s Sampson Doubles Down on Voluntary Industry Action to Combat COVID-19 Losses The head of one of the U.S. property/casualty insurance industry's largest trade associations is doubling down on his opposition of attempts by federal and state governments to make business ...

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Legal Roundup: Okla. Tribes Sue Over COVID-19, Comcast’s Racial Discrimination Suit and More

Posted: Mar 30, 2020

Oklahoma Tribes Sue Over Coronavirus Casino Closures The Case: The Chickasaw and Choctaw nations in Oklahoma have separately sued their insurance companies over business interruption coverage during the coronavirus pandemic. The Native American tribes have closed casinos and other businesses in an...

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Coronavirus promises big changes for small business insurance

Posted: Mar 30, 2020

A common target of insurtechs, small businesses are likely to demand changes from their insurance providers in the post-covid-19 world.

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