All Posts

Commercial Lines Market Overall Remains Firm, Says Ivans

Insurance Journal

Premium renewal rates increased year-over-year for all major commercial lines, except workers’ compensation, according to fourth quarter 2025 results of the Ivans Index. “The commercial insurance market remains firm overall, though renewa...

Posted: Jan 23, 2026

Willis flags emerging risks for defence industry amid surging demand

Reinsurance News

The defence industry is experiencing surging demand amid an increasingly volatile geopolitical landscape, but is constrained by lagging production, economic nationalism, fiscal fragility, and supply chain risks, according to a new report from Oxfo...

Posted: Jan 23, 2026

AI Data Center Boom Risks Roiling Global Carmaker Supply Chains

Insurance Journal

The auto sector is bracing for yet another potential supply chain disturbance, this time spurred by the rush to build data centers that train and develop artificial intelligence models. A shortage of memory chips caused by the data center boom &#8230...

Posted: Jan 23, 2026

20,000 AI Users at Travelers Prep for Innovation 2.0; Claims Call Centers Cut

Insurance Journal

Days after announcing a deal to equip 10,000 engineers and data scientists at Travelers with AI assistants, the insurance company’s leader detailed “differentiating domain expertise” around data and technology, which fuel long-term...

Posted: Jan 23, 2026

Security First Latest Florida Insurer to Roll Back HO3 Rates

Insurance Journal

Hot on the heels of a significant rate cut in December, Florida’s Security First Insurance has announced another average decrease for one of its homeowners products. The use-and-file decrease will average about 5.2% for the carrier’s Sign...

Posted: Jan 23, 2026

Washington Bill Granting Restitution to Insurance Consumers Passes State Senate

Insurance Journal

A bill to provide restitution to policyholders harmed by their insurer or agent passed the Washington Senate on Wednesday on a 29 to 20 vote. The bill, sponsored by Insurance Commissioner Patty Kuderer and sponsored by Senator Adrian Cortes (D–Battle...

Posted: Jan 23, 2026

Relation Insurance Acquires PT Business Solutions in California

Insurance Journal

Relation Insurance Services has acquired the assets of PT Business Solutions in South Pasadena, California. PT Business Solutions is a provider of employee benefit, HR, payroll, workers’ compensation and group retirement plans. The agency has b...

Posted: Jan 23, 2026

New Jersey Announces $16 Million More in Medical Debt Relief

Insurance Journal

In the state’s seventh round of medical debt relief, outgoing Governor Phil Murphy announced that nearly 14,000 New Jersey residents will see almost $16 million in medical bills abolished. The relief is a result of the state’s ongoing par...

Posted: Jan 23, 2026

Estee Lauder Sued by Beauty Tech Startup for Alleged Theft

Insurance Journal

Estee Lauder was sued by a self-described “disruptive” startup that accused the cosmetics giant of effectively putting it out of business by stealing technology to boost sales from jet-setting travelers in hotels. In a complaint filed on...

Posted: Jan 23, 2026

People Moves: EverPeak Insurance Names Kranz President; Arrowhead Intermediaries Appoints Davis as C...

Insurance Journal

EverPeak Insurance Names Kranz President EverPeak Insurance created a unified leadership team headed by Kathy Kranz. Kranz most recently served as interim COO at EverPeak. She previously served a long tenure as CFO of Pinnacol Assurance. The new Ever...

Posted: Jan 23, 2026

AIG names Neil Smallcombe President of Lexington Insurance Company

Reinsurance News

Global insurer American International Group (AIG) has announced the promotion of Neil Smallcombe as President, Lexington Insurance Company, the firm’s U.S. surplus lines insurer. In his new role, Smallcombe will leverage his over two decades of in...

Posted: Jan 23, 2026

CEO Revenue Confidence Hits 5-Year Low: PwC Survey

Carrier Management

CEO Revenue Confidence Hits 5-Year Low: PwC Survey Only three in 10 chief executi...

Posted: Jan 23, 2026

Admiral Pioneer, Root and Octopus EV Launch Embedded Insurance

IIR

The integration enables personalized motor coverage for EV salary sacrifice customers using Octopus Electric Vehicles’ leasing platform.

Posted: Jan 22, 2026

AI as a Force Multiplier for Mutual Insurers

IIR

The Mutual Group’s Vineet Bansal frames AI as a disciplined way for mutual insurers to scale without losing trust or identity.

Posted: Jan 22, 2026

Coterie Names Mark Seich Chief Revenue Officer

IIR

The appointment supports profitable growth and expands reach into the independent agency channel.

Posted: Jan 22, 2026

For Insurance AI Success, Focus on the Basics

IIR

As AI enthusiasm accelerates, carriers face a quieter challenge: data discipline, process redesign, and change management determine real value.

Posted: Jan 22, 2026

Insurity Launches Expanded Partner Program to Support Scalable Growth

IIR

The new initiative aims to streamline collaboration and support implementation, integration, and go-to-market efforts across more than 200 partners.

Posted: Jan 22, 2026

Texas Officials Say State is Ready for Winter Storm

Insurance Journal

Nearly five years after Winter Storm Uri sparked widespread power outages and killed hundreds of Texans, officials and residents are once more girding for a round of severe winter weather that will blanket large parts of the state. Dangerously cold &...

Posted: Jan 22, 2026

Texas Officials Say State Is Ready for Winter Storm

Insurance Journal

Nearly five years after Winter Storm Uri sparked widespread power outages and killed hundreds of Texans, officials and residents are once more girding for a round of severe winter weather that will blanket large parts of the state. Dangerously cold &...

Posted: Jan 22, 2026

How AI Is Reshaping Claims Handling — And Why Human Connection Matters More Than Ever

Risk & Insurance

As automation takes over administrative tasks, claims specialists are discovering new opportunities to focus on what technology cannot replicate: empathy, judgment, and meaningful communication with injured workers. The post

Posted: Jan 22, 2026

Insurance Investment Conference Slated for Philly in March

Risk & Insurance

One-on-one meetings with limited partners and general partners will be available. The post Insurance Investment Conference Slated for Philly...

Posted: Jan 22, 2026

 AI EXCLUSIONS

Rough Notes

 They’ve arrived. Be prepared.  AI controls the operator as much as the operator controls the AI, but only the user and/or their employer can be liable for damage or injury to others. By Joseph S. Harrington, CPCU Imagine, if you can, an insurance po...

Posted: Jan 22, 2026

20,000 AI Users at Travelers Prep for Innovation 2.0; Claims Call Centers Cut

Carrier Management

20,000 AI Users at Travelers Prep for Innovation 2.0; Claims Call Centers Cut Days...

Posted: Jan 22, 2026

Kentucky DOI Warns Agents to Be Careful Giving Investment Advice

Insurance Journal

The Kentucky Department of Insurance is reminding insurance agents to be careful when advising clients on securities transactions. State law requires that investment advisors be registered with the state. And when an insurance agent advises a consume...

Posted: Jan 22, 2026

4th Circuit Caps Under Armour’s D&O Coverage at $100M in ‘Related Claims’ Ruling

Risk & Insurance

Appeals court holds accounting fraud and misleading statements were part of single scheme, denying company access to additional policy limits. The post

Posted: Jan 22, 2026

People Moves: Cottingham & Butler Names Hessling President; Blessing Named Office President of CRC G...

Insurance Journal

Cottingham & Butler Names Hessling President Cottingham & Butler, headquartered in Dubuque, Iowa, named Mike Hessling as president. Hessling joins Cottingham & Butler from Gallagher Bassett, where he served as CEO of North America. As pre...

Posted: Jan 22, 2026

Reimagining Risk in an AI-Driven World

Insurance Thought Leadership

Reimagining Risk in an AI-Driven World AI & Machine Learning

Posted: Jan 22, 2026

IMAC reports continued strength in Cayman’s captive insurance sector for 2025

Reinsurance News

The Insurance Managers Association of Cayman (IMAC), the representative body for Cayman’s captive insurance and reinsurance sector, has released an update pointing to continued expansion in the jurisdiction, following the Cayman Islands Monetary A...

Posted: Jan 22, 2026

Forecasters: ‘Potentially Catastrophic’ Winter Storm Could Impact Texas to the Carolinas

Carrier Management

Forecasters: ‘Potentially Catastrophic’ Winter Storm Could Impact Texas to the Carolinas With many Amer...

Posted: Jan 22, 2026

Close to 1M Vehicles Have Open Child Seat Anchor Safety Recalls

Carrier Management

Close to 1M Vehicles Have Open Child Seat Anchor Safety Recalls Nearly a million vehicles currently on...

Posted: Jan 22, 2026

Pennsylvania Blocked $227.9 Million in P/C Insurance Hikes in 2025, Says Regulator

Insurance Journal

The Pennsylvania Insurance Department (PID) said it saved residents $227.9 million by blocking proposed property/casualty insurance premium increases from taking effect in 2025. Through the rate review process in 2025, PID reported that its review of...

Posted: Jan 22, 2026