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While the historically official start to California’s wildfire season is still a ways off, the best forecast of the what’s ahead may be to look back on the year so far, and so far it’s been far busier for firefighters …
Posted: Jul 01, 2024
Posted: Jul 01, 2024
Howden's cyber insurance report portrays a stabilizing market poised for growth and innovation, despite an evolving threat landscape. The post
Posted: Jul 01, 2024
QBE's report shows that neoplasms remain the most frequent source of stop-loss reimbursements, while perinatal conditions have highest severity. The post
Posted: Jul 01, 2024
BHSI’s Nordic office will underwrite Executive & Professional Lines, General Property, Energy, and Construction.
Posted: Jul 01, 2024
Triple-I: Legal Reforms Tamp Down Florida Home Insurance Rates in 2022, 2023 Home insu...
Posted: Jul 01, 2024
Report: As Businesses Improve Security, Cyber Premiums Fall Cyber insurance premiums are falling globall...
Posted: Jul 01, 2024
When a literal and minor technicality was litigated, appealed and re-appealed Technically, the medical center “won.” Practically speaking, every party lost. By Bruce D. Hicks, CPCU, CLU The Court Decisions column is a popular part of Rough Notes maga...
Posted: Jul 01, 2024
How anxiety looks and feels will be different for each person experiencing it According to the World Health Organization, 4% of the population has an anxiety disorder, making anxiety disorders the most common of all mental disorders. By Meg McKeen, C...
Posted: Jul 01, 2024
What is the appropriate course of action when a candidate works for a competitor? With any key hiring decision, time and analysis are needed to identify risks and exposures and to determine the proper control and mitigation methods. By Sarah J. Warha...
Posted: Jul 01, 2024
Take continuing education seriously For those of us who are agents, the evolution of exposures—and in many cases corresponding coverage forms—is why continuing education is so crucial. By Marc McNulty, CIC, CRM If you’re new to the insurance industry...
Posted: Jul 01, 2024
The NAIC will provide anonymized climate data to the feds The association will launder the industry data through its servers and remove the stains of any … attributable … redlines. By Kevin P. Hennosy As this edition of Rough Notes goes to print, the...
Posted: Jul 01, 2024
How will coverages be affected, if at all, by the use of AI? By Paul Broussard Artificial intelligence (AI) will without a doubt reshape industries. As AI integration becomes more widely accepted and adopted in various industries, the insurance indu...
Posted: Jul 01, 2024
Spreading the good word Perhaps we can take a lesson from Mother Nature that applies equally to our industry, our organizations, and our own careers. By Cheryl Koch, CPCU, ARM, AAI, ACSR, AFIS, and Mary Belka, CPCU, ARM, ARe, RPLU, CIC Feeling both e...
Posted: Jul 01, 2024
Propel your agency beyond the competition with an effective differentiation strategy By setting yourself apart from competitors, you eliminate the need to compete on price. By Carolyn Smith, APR, TRA Are you tired of finding yourself in a 90-day bidd...
Posted: Jul 01, 2024
DC plan providers, employers share their strategies “[A]utomatically re-enrolling employees in our [DC] plan … has helped narrow the gap in participation among racial and ethnic groups.” —Carole Mendoza ...
Posted: Jul 01, 2024
Tech firm delivers a clear view of customers’ business activities Without clear insight into the customer’s business operations, coverage premiums and terms could fall short. By Lori Widmer Right now, in the United States, over 33 million small busin...
Posted: Jul 01, 2024
How to get started for less than $100 By Derek Hayden, CIC, CRA, CBWA Why should your prospects and clients trust you more than other agents? How do you provide value before ever meeting with a prospect? How do you gain attention in a crowded, frustr...
Posted: Jul 01, 2024
Pearl Interactive Network, Inc., a Columbus, Ohio-based telecommunications company, resolved a charge of disability discrimination filed with the U.S. Equal Employment Opportunity Commission (EEOC), the federal agency’s Cleveland Field Office a...
Posted: Jul 01, 2024
How embedded quoting tools can work for you By Raghav Tanna Quoting is the most time-consuming part of the insurance process for agents and clients alike. Agents must visit individual portals for each carrier, rekeying data repeatedly. Clients, meanw...
Posted: Jul 01, 2024
Alabama young pro leaves captive world and starts agency from scratch after switching career path from nursing “[T]he more education you have, the better you can help your clients. There wasn’t one time that I left a [CIC] class and didn’t think to c...
Posted: Jul 01, 2024
5 tangible steps to build a culture that attracts success By Angelo Ganguzza When you are tapped to lead an existing agency, you are often focused on specific challenges, such as improving production or developing stronger relationships with carriers...
Posted: Jul 01, 2024
AM Best confirms that the financial strength rating and long-term issuer credit ratings of Accredited’s subsidiary companies remain unchanged following their acquisition by Onex Partners from R&Q Insurance Holdings Ltd. — a deal that...
Posted: Jul 01, 2024
Three reasons more young people are buying long-term care and life insurance By Adam Bezman, CLTC Would it surprise you to hear that people in their 20s and 30s represent almost half of the purchases we see for Trustmark Voluntary Benefits’ life and...
Posted: Jul 01, 2024
Analysis by insurance and reinsurance broking group Aon finds that global reinsurer capital increased by 4% during the first quarter of 2024 to a new high of $695 billion, with growth in both traditional and alternative capital. From the end of 20...
Posted: Jul 01, 2024
Agents need carriers and carriers need agents. It's a symbiotic relationship that puts insurance into the hands of the businesses that need it. However, the hard market is putting a strain on relationships across the insurance distribution system
Posted: Jul 01, 2024
Posted: Jul 01, 2024
Airbag Sensor Issue Prompts VW Recall of 307,000 Vehicles Volkswagen sa...
Posted: Jul 01, 2024
Posted: Jul 01, 2024
Beryl First Atlantic Hurricane of the Season Tropical Storm Beryl strengthened into a hurricane on Saturday, accordi...
Posted: Jul 01, 2024
Posted: Jul 01, 2024
Agents need carriers and carriers need agents. It's a symbiotic relationship that puts insurance into the hands of the businesses that need it. However, the hard market is putting a strain on relationships across the insurance distribution system
Posted: Jul 01, 2024
Resilience said it doubled the cyber insurance limits it can offer to clients in the U.S. to $20 million per client. This announcement follows the launch of new features and capabilities that enable enterprises to continuously manage the mitigation a...
Posted: Jul 01, 2024
Miller, an independent specialist (re)insurance broker, has announced Kazuhiko Shinkai’s appointment as Head of Miller Non-Marine Japan Strategy, enhancing their Japanese operations through Lead Insurance Services Limited. Starting on July 1...
Posted: Jul 01, 2024