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AM Best Affirms Arrow Mutual’s Ratings, Revises Outlooks Citing Claim Dispute

Insurance Journal

AM Best has revised the outlooks to negative from stable and affirmed the Financial Strength Rating of A- (Excellent) and the Long-Term Issuer Credit Rating of “a-” (Excellent) of Arrow Mutual Liability Insurance Co. AM Best said the cred...

Posted: May 20, 2024

US health insurers see revenue growth but margins face pressure in 2024: AM Best

Reinsurance News

In 2023, publicly traded health insurance companies in the US experienced continued growth, with total GAAP revenue increasing by 10.4% to $1.07 trillion. However, a new report from AM Best suggests that future profitability may face challenges as...

Posted: May 20, 2024

Workers’ Compensation Bars Doctor Who Was Shot at New York Hospital From Suing

Insurance Journal

New York’s highest court has ruled that a doctor who was injured in a shooting at the hospital where he works cannot sue his employer, finding that his injuries arose out of his employment and are thus covered by workers’ …

Posted: May 20, 2024

Maine to Spend $25 Million to Rebuild Waterfront Damaged by Winter Storms

Insurance Journal

Maine waterfrontMaine’s government will spend tens of millions of dollars to rebuild the state’s working waterfront communities after a series of devastating winter storms pummeled the state’s docks, wharves and coastal businesses....

Posted: May 20, 2024

Hawaii Study: Nearly 75% of Wildfire Survey Participants Have Respiratory Issues

Insurance Journal

A University of Hawaii study examining the health effects of last year’s deadly wildfires on Maui found that up to 74% of participants may have difficulty breathing and otherwise have poor respiratory health, and almost half showed signs of com...

Posted: May 20, 2024

Most Property Owners Underestimate Their Flood Risk. How Innovative Insurance Solutions Are Coming t...

Risk & Insurance

Most parts of the U.S. are vulnerable to flood risk. Why aren't homeowners protecting their properties? The post

Posted: May 19, 2024

Where Next for Insurance Ecosystems?

Insurance Thought Leadership

Where Next for Insurance Ecosystems? Ecosystems ClareCarroll1

Posted: May 19, 2024

The Financial Risk From Disputed Healthcare Claims

Insurance Thought Leadership

The Financial Risk From Disputed Healthcare Claims Life & Health ClareCarroll1

Posted: May 19, 2024

Why Ignoring Commercial Bonds Could Cost Agencies and Clients Revenue

IA Magazine

The commercial surety market is booming in the U.S., thanks in part to federal infrastructure spending, which has triggered a steady flow of work for contractors—and an equally satisfying demand for commercial bonds.

Posted: May 19, 2024

Duck Creek Names Bindu Crandall as Chief Marketing Officer

IIR

Crandall’s experience includes serving as CMO of Navisite and SVP of Marketing at Optima Healthcare Solutions.

Posted: May 19, 2024

The Problem(s) With Hail Claims — Part 1: A Cautionary Tale for Insureds and Insurers

Insurance Journal

Last year while I was out of town, a roofing company showed up at my home and told my wife there had been a hailstorm recently, so they were visiting impacted neighborhoods and providing free inspection services. She let them …

Posted: May 19, 2024

The History of the Professional Liability Underwriting Society: The Origin Story of Bringing the Bes...

Insurance Journal

The Professional Liability Underwriting Society (PLUS), as it exists today, does not have a written narrative or any acknowledgment on its website about how the organization was created, the timeline, the individuals primarily involved, or all the ev...

Posted: May 19, 2024

Process Improvement Is the Secret to Recruiting Success

Insurance Journal

I see a lot of insurance agencies sink a never-ending amount of time and money into recruitment in the hopes it will solve the frustrations related to finding candidates and filling jobs. The problem with focusing too much on tools …

Posted: May 19, 2024

FTC Noncompete Ban Includes Key Revisions, But Faces Uncertain Future

Insurance Journal

When the Federal Trade Commission (FTC) issued its final rule banning the use of most noncompete agreements, many insurance agents were naturally concerned by how the regulation might harm their businesses and the Big “I” heard from hundr...

Posted: May 19, 2024

From the Front Lines: Nonprofit Insurance

IA Magazine

"It's a challenge to instill the mindset that just because you're trying to help doesn't mean you aren't vulnerable to a lawsuit," says independent agent Ben Guttman. "Many people don't think about that, but recent cases have made many directors more...

Posted: May 19, 2024

United Heritage Insurance Modernizes on Guidewire InsuranceNow

IIR

The Idaho- and Oregon-based multi-state insurance provider to leverage core operations in the cloud to enhance efficiencies and agent and customer service and support growth.

Posted: May 19, 2024

Texas Attorney Charged with Skimming $2.4M from Settlements

Insurance Journal

A Houston plaintiffs’ attorney known as “Car Wreck Clyde” is awaiting court proceedings after being charged with skimming as much as $2.4 million in client settlement proceeds over the past decade, federal prosecutors said. Clyde J....

Posted: May 19, 2024

“Dirty Dozen” Unsafe Employers Putting Workers at Risk

Insurance Journal

A retail giant, a space launch operation, a major food processor, the nation’s two biggest rideshare providers and a large healthcare system are among those entities marked as being among the most unsafe employers. The National Council for Occu...

Posted: May 19, 2024

Unifying Voices in Insurance: Forum Brings Together Industry Groups to Discuss Diversity, Equity and...

Insurance Journal

By Jahna Jacobson Bringing more diversity to the insurance industry will take intentional, deliberate effort and teamwork. That’s the encouraging outlook from a panel of diversity, equity and inclusion (DEI) thought leaders that inspired the cr...

Posted: May 19, 2024

Power of the Mastermind: Part Two

Insurance Journal

Editor’s note: The following article is a continuation of Part One, published in Insurance Journal’s May 6, 2024, issue in the Minding Your Business section. What is a mastermind group? A mastermind group is simply an alliance of two or &...

Posted: May 19, 2024

The Gaming Boom: Potential Risks and Insurance Implications

Insurance Journal

By Patrick Wraight You don’t have to look very far to understand that the gaming (gambling) industry in the United States is booming. What was only available for those who wanted to travel to Las Vegas or Atlantic City is …

Posted: May 19, 2024

Is an ESOP in Your Future? Don’t Overlook This Valuable Succession-Planning Tool

Insurance Journal

2024 marks 50 years since Congress passed legislation codifying the tax benefits of employee stock ownership plans (ESOPs). Senator Russell Long, then chairman of the Senate Finance Committee, personally saw to it that ESOPs received favorable treatm...

Posted: May 19, 2024

The Relevance of Standard Carriers to Commercial Lines

Insurance Journal

Question: Are standard, admitted, insurance carriers relevant commercial markets? Arthur J. Gallagher stated in their 2020 10K that 50% of the total U.S. commercial property/casualty market is written through alternative markets. An Aon report severa...

Posted: May 19, 2024

Why Boutique Hotel Owners Require Customized Insurance Coverage

IA Magazine

Like all hotels, boutique hotels need multiple insurance coverages, including property coverage for boutique hotels that are refurbished historic properties.

Posted: May 19, 2024

Triple-I and NICB Join Up to Help Consumers Fight Contractor Fraud

Insurance Information Institute

NEW YORK, May 20, 2024 --The Insurance Information Institute (Triple-I) and the National Insurance Crime Bureau (NICB) are marking this week (May 20-24, 2024) as Contractor Fraud Awareness Week (CFAW) to highlight how homeowners can protect themselve...

Posted: May 19, 2024

Wildfire Risk

Insurance Journal

While the overall number of wildfires per year is declining, the increasing size and intensity of fires have led to more property damage than ever before. The average fire size has tripled over the past 30 years, according to a …

Posted: May 19, 2024

Data Privacy, Human Trafficking Risks on the Rise

Insurance Journal

The world can at times feel smaller and more connected than ever before. And though there are many tangible benefits to such intermingling of markets, people and products, potential risks nevertheless remain. With greater connectivity comes the incre...

Posted: May 19, 2024

How to Succeed in the Entertainment Insurance Business: Get creative producing with a small cast of...

Insurance Journal

By Andrea Wells Even during the post-pandemic boom in the entertainment industry, when event and live performance venue attendance reached pre-COVID-19 levels, insurance markets in the sector could be difficult. Now, the post-pandemic momentum may be...

Posted: May 19, 2024

Film and TV

Insurance Journal

When it comes to insuring the film and television industry, premiums that skyrocketed in 2020-21 have settled down, according to John Hamby, senior managing director, national entertainment practice leader, Risk Strategies/Dewitt Stern. “Rates...

Posted: May 19, 2024

Perspective | Investor’s Bittersweet Move a Prime Example of Social Justice Pitfalls

Risk & Insurance

Why would an investor ever instruct a chocolate company to sell less chocolate? The post Perspective |...

Posted: May 19, 2024

How Prediction and Prevention Can Stem the Rising Costs of Distracted Driving

Risk & Insurance

Distracted driving is a growing — and pernicious — cause of auto accidents, but a predict and prevent approach can help to stem the tide of losses. The post

Posted: May 19, 2024

Is Natural Risk Mitigation A Solution to Growing Climate Exposures?

Risk & Insurance

As we try to address climate risk, natural infrastructure might be the answer to mitigating risk. The post Is Natural...

Posted: May 18, 2024

Reps & Warranties Insurance Uptake Grows as Key Player in the M&A Safety Net

Risk & Insurance

R&W insurance uptake is increasing — here’s why. The post Reps & Warranties Insurance Uptake Grows as...

Posted: May 18, 2024

Origami Risk Report Reveals Disconnect in Risk Preparedness

Risk & Insurance

Origami Risk's 2023 State of Risk Report reveals a gap between perceived risk readiness and actual risk management actions The post

Posted: May 17, 2024

ATA Says Pot Reclassification Could Increase Trucking Industry Risks

Carrier Management

ATA Says Pot Reclassification Could Increase Trucking Industry Risks The American Trucking Ass...

Posted: May 17, 2024

Recalls Up 8% in Q1 as Regulators Ramp Up Product Safety Oversight

Risk & Insurance

Amidst heightened regulatory scrutiny and consumer vigilance, U.S. product recalls surged to a five-year high in Q1 2024, according to Sedgwick The post

Posted: May 17, 2024

Watershed Health raises $13.6 million

coverager

MassMutual Ventures participated in the round.

Posted: May 17, 2024

AI Jain

coverager

Mark Hartigan, Wefox's newly-appointed CEO, sent out a memo to shareholders describing the situation.

Posted: May 17, 2024

People Moves: AXA XL Promotes Riha as Chief Client & Distribution Officer, APAC/Europe

Insurance Journal

AXA XL Promotes Riha as Chief Client & Distribution Officer, APAC & Europe AXA XL announced that Robert Riha has been appointed as chief client & distribution officer, APAC & Europe, effective July 1. In his new role, Riha will &#8230...

Posted: May 17, 2024

Security First Touts 5% Rate Decrease for HO-3, Renters Policies in Florida

Insurance Journal

Citing the stabilizing impact that legislative reforms have had on the Florida market, Security First Insurance Co. executives this week announced two residential property rate reductions of more than 5%. “For the first time in nine years, we&#...

Posted: May 17, 2024