Neptune Flood: 77% of At-Risk Homes Outside FEMA Zones Have No Flood Insurance

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Insurance Journal - Aug 07, 2025

Many homeowners underestimate their flood risk, leaving millions uninsured or underinsured in the face of a rising tide of flood events. A 2025 study from the Federal Reserve Bank of Philadelphia (FRBP) found 70% of annual flood losses remain uninsured, …...

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