Insurance Pro Blog
It's not much of a stretch to suggest that the 401k has become the default option for most people to fund their future retirement. For most folks, that's pretty much the only option offered by their employer–or some iteration of it i.e. 403b, 457, et...
Posted: Aug 16, 2018
We originally released our opinion on the best whole life products for cash value accumulation in 2013. We re-visited the subject in 2014, and then never again discussed the topic. In truth, the topic became a bit boring to me. Year in and year ou...
Posted: Aug 09, 2018
Why is that life insurance companies seem so reluctant to answer important questions? If you've been in the life insurance biz long enough this is probably one of your many laments. It certainly is for us. Episode 117 is largely based on a blog post...
Posted: Aug 02, 2018
Before anyone reads the title for this post/podcast and thinks we've suddenly reversed course on our fondness for cash value life insurance, think again. We've not changed our minds, we're just pointing out a few things that you might like to know in...
Posted: Jul 26, 2018
Recently, the Securities and Exchange Commission has started taking comments from the public in an effort to build their own version of the failed DOL fiduciary rule. Take a few minutes and look at the comments that have been made public by the SEC (...
Posted: Jul 12, 2018
The DOL Fiduciary Rule is dead. It went out with an unceremonious whimper last week. Financial media sources covered the news almost no one cares about through short articles noting the progress that led to the death of the Rule sprinkling in a com...
Posted: Jun 28, 2018
Today’s topic is not so much about the mechanics of everyday life insurance but diverges into the seedy underbelly of the industry and the problems that certain transactions have caused. Well, one particular transaction is in the news as we speak and...
Posted: Jun 21, 2018
It occurred to me recently that 2018 marks a milestone anniversary for me. I've now worked professionally in the financial services/insurance industry for 10 years. That's 10 years of being paid to assist people to navigate various financial mazes....
Posted: Jun 14, 2018
There are so many questions floating around the internet that center around indexed universal life insurance pros and cons. Indexed universal life insurance is the hottest thing going in the life insurance industry at the moment, tough to deny that. ...
Posted: Jun 07, 2018
Last week we discussed the probability of achieving various returns on a passive investment in the S&P 500. This week I want to take a similar analysis and direct it to indexed universal life insurance. Pursuing this information comes from two prim...
Posted: May 24, 2018