IA Magazine

Workers Comp: The Most Profitable Major Line of Business

With a total combined ratio of 86 for 2023, the workers compensation market continued to waltz its way through another profitable year.

Posted: Jul 07, 2024

Allianz Life Launches New Accumulation Annuity

Accumulation Advantage+ offers a premium bonus on the money placed in the annuity for the first 18 months, vested at a rate of 10% each contract year.

Posted: Jul 07, 2024

Navigating Risk: The Power of Commercial Output Coverage

Secure your client’s business at every stage with commercial output coverage.

Posted: Jul 07, 2024

Recent Federal Regulations Make PFAS the New Asbestos

The U.S. Environmental Protection Agency (EPA) recently issued the first-ever national, legally enforceable drinking water standard for the presence of per- and polyfluoroalkyl substances (PFAS) or “forever chemicals."

Posted: Jul 07, 2024

Agents Well Positioned to Help Homeowners Maintain Homes and Avoid Weather-Related Losses

Home maintenance data and advice for agents to share with homeowners.

Posted: Jul 07, 2024

Owning It: Meet Young Agent Jesica Hernandez

"One thing I've always loved, even outside of work, is helping other people," says young agent Jesica Hernandez. "The opportunity to help people protect what they've worked hard for is very fulfilling."

Posted: Jul 02, 2024

Owning It: Meet Young Agent Cole Schanandore

"At the end of the day, I think different perspectives are important in any organization," says young agent Cole Schanandore. "Every generation needs to be adaptable and learn to work together as a team."

Posted: Jul 02, 2024

Relationship Advice for the Hard Market

Agents need carriers and carriers need agents. It's a symbiotic relationship that puts insurance into the hands of the businesses that need it. However, the hard market is putting a strain on relationships across the insurance distribution system

Posted: Jul 01, 2024

3 Ways the Hard Market Impacts Due Diligence When Buying an Agency

Agents need carriers and carriers need agents. It's a symbiotic relationship that puts insurance into the hands of the businesses that need it. However, the hard market is putting a strain on relationships across the insurance distribution system

Posted: Jul 01, 2024

4 Tips to Help Multifamily Property Owners Mitigate Hurricane Risks

With hurricane season underway, now is the time for agents to work with community owners in hurricane-prone areas to assess their exposures and provide recommendations to mitigate risks, reduce losses and accelerate recovery.

Posted: Jun 30, 2024

What Is Commercial Output Coverage?

Don't let gaps in insurance jeopardize your client’s operations. Find out more about this inland marine coverage. 

Posted: Jun 30, 2024

FloodFlash Launches New Business Interruption Coverage

Flood BI can cover many aspects of business interruption, including non-damage business interruption and denial of access.

Posted: Jun 30, 2024

Why Every Business Would Benefit From a Media Liability Policy

Whether physical advertisements, written content, broadcasts, videos, podcasts, photographs or social media posts, almost every company creates, produces or generates content for themselves.

Posted: Jun 30, 2024

Who Insures Partially Paid-For Materials Stored on Merchant’s Property?

Should the merchant purchase business personal property of others or business personal property coverage?

Posted: Jun 27, 2024

Big ‘I’ Releases 2024 Market Share Report

Independent agency market share holds steady in hard market and continues growth in personal lines.

Posted: Jun 26, 2024

To Err Is Human: Using AI and Avoiding Unintentional Misinformation

Unintentional misinformation can seep into the underwriting process and cause signifcant coverage consequences—here's how artificial intelligence (AI) helps reduce this rising risk.

Posted: Jun 24, 2024

Owning It: Meet Young Agent Kasia Anderson

"I’m excited to keep growing, learning and developing knowledge," says young agent Kasia Anderson. "As a female producer in a male-dominated industry, I’m also excited to help pave the way for other female insurance agents who want to grow and explor...

Posted: Jun 24, 2024

Owning It: Meet Young Agent Weston DeFrisco

"It's nice to have old-school relationship-building and true cold-call outreach in the agency," says independent agent Weston DeFrisco. "But with Generation Z coming in, they have all of these creative ideas on how to use social networking and artifi...

Posted: Jun 24, 2024

Your Client’s Fun Car From the ‘90s?

Yeah, that’s a classic. Protect it that way with Hagerty. 

Posted: Jun 23, 2024

Help Your Small Commercial Clients Up Their Claim Game

Good advice for positive workers compensation claim outcomes.

Posted: Jun 23, 2024

How AI is Changing the Need for Media Liability Coverage

For independent agents working within the media liability niche market, the proliferation of generative AI has created a fluid and complex environment.

Posted: Jun 23, 2024