IA Magazine

The Implications of Rising Auto Premiums and The True Costs of Uninsured Drivers

Rising insurance premiums are having a profound impact on the behavior of consumers, who, are searching for ways to curb their expenses, including even considering driving without coverage.

Posted: Dec 03, 2023

From the Front Lines: Personal Lines

"Personal lines insurance is a fundamental part of modern life and is vital in safeguarding individuals, families, property and their wellbeing," says independent agent JohnDeichl. "It is complex, ever-changing, technology-driven and way more interes...

Posted: Dec 03, 2023

From the Front Lines: Personal Lines

"Personal lines insurance is a fundamental part of modern life and is vital in safeguarding individuals, families, property and their wellbeing," says independent agent JohnDeichl. "It is complex, ever-changing, technology-driven and way more interes...

Posted: Dec 03, 2023

Work Smarter, Not Harder: How to Increase Your Agency's Productivity

While we may be tempted to blame our unproductivity on a lack of time, time isn't the issue. Recalibrating our time and attention to focus on the things that really matter is the art of productivity.

Posted: Dec 01, 2023

3 E&O Auto Snares to Watch Out For

Posted: Dec 01, 2023

Disengage Autopilot: Are Your Habits Helping or Hindering You?

While we may be tempted to blame our unproductivity on a lack of time, time isn't the issue. Recalibrating our time and attention to focus on the things that really matter is the art of productivity.

Posted: Dec 01, 2023

Over or Under: Explaining UM/UIM Coverage and Setting Limits

Should the uninsured motorist/underinsured motorist limits match those on the bodily injury and property damage liability coverage?

Posted: Nov 30, 2023

Big ‘I’ Secures Corporate Transparency Act Exemption for Insurance Agents

Without this exemption, the beneficial ownership provision would have required agencies with fewer than 20 employees to file new reports on their beneficial ownership.

Posted: Nov 29, 2023

How the Hard Market Is Impacting Agency Values

Some of the impacts of the hard market can have a positive impact on agency value, while others will work to depress values. Understanding these will help navigate uncertain times.

Posted: Nov 28, 2023

4 Tips To Provide Excellent Service for Specialized Industries

With specialized industries, only agents who go above and beyond will find they have satisfied, long-lasting clients.

Posted: Nov 28, 2023

Berkley Select Launches Solution for Nonprofit Legal Aid Services

Berkley Select's nonprofit legal aid services insurance offers an innovative solution that provides comprehensive coverage for organizations offering legal aid services.

Posted: Nov 26, 2023

Berkley Select Launches Solution for Nonprofit Legal Aid Services

Berkley Select's nonprofit legal aid services insurance offers an innovative solution that provides comprehensive coverage for organizations offering legal aid services.

Posted: Nov 26, 2023

Should Homeowners Purchase a Builders Risk Policy for Renovations?

An independent agent can provide the benefit of their knowledge and expertise to ensure their clients are adequately covered during a home renovation or remodeling.

Posted: Nov 26, 2023

Make all the Difference for Your Farm Clients

The way you advise your clients on building coverage and personal property limits may need to change.

Posted: Nov 26, 2023

Should Homeowners Purchase a Builders Risk Policy for Renovations?

An independent agent can provide the benefit of their knowledge and expertise to ensure their clients are adequately covered during a home renovation or remodeling.

Posted: Nov 26, 2023

From the Front Lines: Construction

"On the surety side of the construction market, the primary changes have been related to credit-based underwriting and making it easier for emerging contractors to obtain surety credit," says independent agent Ross Johnson. "The biggest change on the...

Posted: Nov 19, 2023

Builders Risk: Mortgage Rates, Supply Problems and Labor Shortages

There are many factors impacting the builders risk market and independent agents can assist their clients in balancing them.

Posted: Nov 19, 2023

Cyber Risk: 5 Challenges Small Healthcare Businesses Face

The increasing frequency and sophistication of cyberattacks have made healthcare businesses, particularly small healthcare businesses, vulnerable to data breaches and digital extortion.

Posted: Nov 19, 2023

‘Tis the Season for Farm Account Reviews

Why it’s a perfect time to take a fresh look at your procedures.

Posted: Nov 19, 2023

One Company, 5 Workers Comp Policies: Is This a Problem?

A company has physical locations in eight states and at least five separate workers compensation policies. What issues will having these multiple policies create?

Posted: Nov 16, 2023

Congress Passes Short-Term Government Funding Bill

A short-term reauthorization of the National Flood Insurance Program through to Feb. 2, 2024, was included. The legislation also included an extension of the current Farm Bill through to Sept. 30, 2024.

Posted: Nov 15, 2023