IA Magazine

HO4 vs. HO6: Golf Cart and Apartment Improvements in Retirement Community

Which policy would a couple living in a retirement community need to cover their improvements? Would it also cover their golf cart?

Posted: Mar 07, 2024

Wildfire Act Blazes Through House Financial Services Committee

The bill will require the Government Accountability Office (GAO) to conduct a study on wildfire damage, the existing state of insurance coverage, possible government mitigation responses, and the challenges faced by private insurers.

Posted: Mar 06, 2024

Women in Insurance Agencies Lead the Way in Meeting Consumer Needs

The latest research by Liberty Mutual and Safeco explores the unique strengths women bring to insurance agencies, as well as what female consumers want and need from agents.

Posted: Mar 06, 2024

House Financial Services Chair to Speak at 2024 Big 'I' Legislative Conference

Rep. Patrick McHenry (R-North Carolina) will address the attendees during the upcoming 2024 Big “I" Legislative Conference, which will take place April 10-12 at the Westin Washington, D.C. Downtown Hotel.

Posted: Mar 06, 2024

Most-Read Articles in Independent Agent in February

From coverage for shopping carts being blown into parked cars to the latest cybercrime trends, agents were kept up to date on the perils of the day thanks to weekly e-newsletters and the monthly magazine.

Posted: Mar 05, 2024

Drive Business Forward: Partnering With Hagerty in the Hard Market

Join forces with Hagerty to not just survive but thrive in the hard market.

Posted: Mar 03, 2024

Biggest Product Liability Payouts: How Agents Can Ensure Clients Have Adequate Coverage

Here are four things agents should consider when ensuring adequate product liability protection for clients.

Posted: Mar 03, 2024

SURE Brings BOP to South Carolina

The business owners policy has eligibility for more than 300 business classes across eight industries, including restaurants, offices, wholesale, habitational and more.

Posted: Mar 03, 2024

What Is MDR and Why Is it Becoming Important in Cyber Insurance?

Most small businesses don't have the resources to run a security operations center because of time, effort and technology costs. MDR offers a more cost-effective way for businesses to add expertise and improve their security.

Posted: Mar 03, 2024

Checking Out: Is There an Optimal Age to Sell Your Insurance Agency?

While the hard market has cut deep into nearly every insurance market, the scale and magnitude of its impact on the bread and butter of personal lines has turned what was once a simple product into a nightmare.

Posted: Mar 01, 2024

Broken Home: The Availability and Affordability Crisis in the Homeowners Market

While the hard market has cut deep into nearly every insurance market, the scale and magnitude of its impact on the bread and butter of personal lines has turned what was once a simple product into a nightmare.

Posted: Feb 29, 2024

Independent Agency Channel Achieved Record Organic Growth in 2023

The growth rate of 10.3% in 2023 is the highest annual growth since Reagan Consulting began its quarterly study in 2008.

Posted: Feb 28, 2024

Trusted Choice Survey: How Agents Are Adapting to the Hard Market

Client communication, retention, technology and team morale are among agents' top priorities in adapting to the hard market.

Posted: Feb 28, 2024

Home and Auto Insurance Shopping Increases

As auto insurance shopping rates rose during fourth quarter 2023, carrier retention rates dropped.

Posted: Feb 28, 2024

Schedule Announced for the 2024 Big ‘I’ Legislative Conference

Check out the day-by-day overview of this year’s event, which will include a luncheon for emerging leaders and remarks from prominent members of Congress.

Posted: Feb 28, 2024

Focus on These 5 Areas to Improve Your Agency’s Value

Every independent insurance agency owner wants to improve the value of their agency. Here are the top ways to improve your agency value in 2024.

Posted: Feb 27, 2024

4 Tips for Agents to Educate Customers on Homeowners Insurance

Advice for agents to discuss the current changes in homeowners insurance with their clients.

Posted: Feb 25, 2024

Product Liability: How a Volatile Landscape Is Impacting Businesses

As the frequency and severity of product liability claims continue to rise, the product liability market is facing some challenges.

Posted: Feb 25, 2024

Product Liability: How a Volatile Landscape Is Impacting Businesses

As the frequency and severity of product liability claims continue to rise, the product liability market is facing some challenges.

Posted: Feb 25, 2024

USI Affinity and Old Republic Announce New Lawyers Professional Liability

The new policy addresses the evolving needs of the legal community as it relates to malpractice exposures.

Posted: Feb 25, 2024