IA Magazine

The Resilience of the Restaurant Industry: Navigating Insurance Challenges in the Post-Pandemic Envi...

It's imperative for independent agents to forge close partnerships with restaurant owners to help them overcome the hurdles of the innovations born out of necessity during the coronavirus pandemic.

Posted: Oct 29, 2023

Amwins Offers Coverage for Recycling Operators

The program includes auto, general liability, umbrella, property, crime, inland marine, equipment breakdown, professional liability, workers comp and conversion coverage.

Posted: Oct 29, 2023

Is Running an Errand for an Employer Excluded from PAP as Public or Livery?

A delivery driver had an accident while running an errand for his employer in his personal auto, but his carrier has denied the claim based on the public or livery exclusion.

Posted: Oct 26, 2023

U.S. House Elects New Speaker

The Big “I” has a good relationship with the new House Speaker, who has been supportive of the National Flood Insurance Program and the Federal Crop Insurance Program.

Posted: Oct 25, 2023

Applied Net 2023: InsurTech Equation Powers Independent Agency Growth

Applied Systems hosted Applied Net 2023 this week in Las Vegas where Taylor Rhodes, CEO of Applied shared how the company's dedication to the independent agency channel is inspiring continued developments in technology and products.

Posted: Oct 25, 2023

Businesses Lack Protection and Recovery Plans Against Cyber Attacks

Most small and mid-sized businesses do not have basic cybersecurity prevention measures in place and severely underestimate the likelihood of a cyberattack.

Posted: Oct 24, 2023

How Tech Adoption Can Foster a Forward-Facing Culture

New technology investments must be viewed by organizations as an essential component of a culture that fosters innovation and empowers people starting out in the insurance industry.

Posted: Oct 24, 2023

3 Tips for Engaging Small Business Customers in Risk Mitigation

Discover essential tips for effectively engaging small business customers in the vital practice of risk mitigation, ensuring their long-term success and stability.

Posted: Oct 22, 2023

What Is Remote Work Discrimination?

One of the lasting legacies of the pandemic is an increase in remote workers, which has left an imprint on the employment practices liability insurance market.

Posted: Oct 22, 2023

Preparing Clients for Increased Terrorism, Sabotage Risks in 2024

As terrorism and sabotage risks evolve and an election year looms, insurance agents should be advising their clients on strategies for risk transfer and mitigation that are specific to the climate ahead.

Posted: Oct 22, 2023

WDIS Offers Commercial Property Solution in California

Created under Lloyd's syndicate-in-a-box (SIAB) program, Wildfire Defense Syndicate 1996 provides E&S lines property insurance for California wildfire-exposed commercial risks.

Posted: Oct 22, 2023

Why D&O Insurance Premiums Are Taking a Nosedive

The greatest factor in pushing rates down is the new capacity that came in during the hard market in both the U.S. and London.

Posted: Oct 22, 2023

Don’t Write BOPs? Here’s Why You Should

It’s likely some of your homeowners clients run home-based businesses. Here’s how to help determine their coverage needs and keep that business within your agency.

Posted: Oct 22, 2023

Employment Practices Liability: What Is Remote Work Discrimination?

One of the lasting legacies of the pandemic is an increase in remote workers, that has left an imprint on EPLI due to increased exposure from remote discrimination, an area that contains many of the same hallmarks as in-person work.

Posted: Oct 22, 2023

Why D&O Insurance Premiums Are Taking a Nosedive

The greatest factor in pushing rates down is the new capacity that came in during the hard market in both the U.S. and London.

Posted: Oct 22, 2023

WDIS Offers Commercial Property Solution in California

Created under Lloyd's syndicate-in-a-box (SIAB) program, Wildfire Defense Syndicate 1996 provides E&S lines property insurance for California wildfire-exposed commercial risks.

Posted: Oct 22, 2023

What Is Remote Work Discrimination?

One of the lasting legacies of the pandemic is an increase in remote workers, which has left an imprint on the employment practices liability insurance market.

Posted: Oct 22, 2023

Service Line Endorsement: Is Damage to a Drain Field a Covered Loss?

A mound system drain field failed, but the carrier denied the claim because piping wasn't damaged.

Posted: Oct 19, 2023

AM Best Downgraded More Carriers Than It Upgraded in 2023 So Far

Among all the downgrades, AM Best said 39% were caused by declining operating results, while weakened balanced accounting caused 23% of the downgrades.

Posted: Oct 18, 2023

7 Ways to Implement AI in Your Agency

When used correctly, artificial intelligence can make independent insurance agents' lives much easier.

Posted: Oct 18, 2023

AM Best: Downgrades Outnumber Upgrades in 2023

AM Best downgraded 32 property & casualty companies' credit ratings in the first half of 2023, including 21 personal lines insurers.

Posted: Oct 18, 2023

How Specialization Can Help Independent Agents Survive the Hard Market

As agents look ahead to 2024 and work through budget planning and new client outreach, considering new avenues of business may be crucial to surviving in today's market.

Posted: Oct 17, 2023

5 Tips to Move Your Sales from Good to Great

Climbing from good to great starts with an unshakable belief in yourself and a non-negotiable commitment to elevating your results.

Posted: Oct 17, 2023

Clients Have Home-Based Businesses? Here’s How You Can Help

Many home-based businesses are underinsured. Here’s how to help clients get the protection they need.

Posted: Oct 15, 2023

A Guide for Independent Insurance Agents on Navigating the Medicare Maze

For independent agents, Medicare provides growing market opportunities, the potential for year-round sales and the rewarding aspect of making a meaningful difference in people's lives.

Posted: Oct 15, 2023