IA Magazine

How AI Is Changing the Future of Insurance

Agencies that incorporate artificial intelligence (AI) into their tech strategy will have the edge. Here's how you can supercharge your agency with AI.

Posted: Sep 30, 2023

Aim Higher: 8 Ways Independent Agents Can Use AI to Increase Productivity and Profitability

Agencies that incorporate artificial intelligence (AI) into their tech strategy will have the edge. Here's how you can supercharge your agency with AI.

Posted: Sep 30, 2023

Is Sexual Harassment Covered in a Health Care Organization’s D&O Policy?

An insured health care organization with directors & officers and employment practices liability insurance policies asked its agent if sexual harassment was covered on its D&O policy.

Posted: Sep 28, 2023

Homeowners Market Faces Upheaval as Outlook Worsens

Homeowners rates are being suppressed by state regulation, which is stifling rate adequacy, forcing carriers to leave markets and pushing more consumers into state-backed programs, according to report.

Posted: Sep 27, 2023

Agency Nation Meets: Chris Cline

Across more than 25 years in the insurance industry, Chris Cline has established himself as an industry resource for topics such as perpetuation, agency culture, marketing and sales, data and analytics, technology, and more.

Posted: Sep 27, 2023

SAFER Banking Act Set to Roll to the Senate Floor

The act would protect Big “I" members from criminal and civil liability and provide clarity for transactions involving legitimate cannabis-related businesses.

Posted: Sep 27, 2023

What a Government Shutdown Means for the NFIP

FEMA released a memo to Write-Your-Own companies and NFIP Direct servicing agents providing guidance on a potential lapse in NFIP authority.

Posted: Sep 27, 2023

Agency Nation Meets: Chris Cline

Across more than 25 years in the insurance industry, Chris Cline has established himself as an industry resource for topics such as perpetuation, agency culture, marketing and sales, data and analytics, technology, and more.

Posted: Sep 27, 2023

Your Checklist to Becoming an Employer of Choice

Here are four marketplace advantages to becoming an exceptional employer creating an environment where employees thrive, feel valued and are inspired to give their best every day.

Posted: Sep 26, 2023

Finding Solutions as Carriers Reduce Capacity in the Hard Market

For independent agents and their clients, the changing dynamics of the personal lines market are considerable and demonstrate the importance and value of the independent agent distribution channel.

Posted: Sep 24, 2023

Finding Solutions as Carriers Reduce Capacity in the Hard Market

For independent agents and their clients, the changing dynamics of the personal lines market are considerable and demonstrate the importance and value of the independent agent distribution channel.

Posted: Sep 24, 2023

From the Front Lines: Excess & Surplus

"People are always looking for better opportunities and the constant changes in underwriting guidelines," said independent agent Rajan Nurnie. "An improvement I have seen is that it used to take up to two weeks to get a quote back, and now it takes j...

Posted: Sep 24, 2023

Here’s How to Offer Additional Value Through Cyber Coverage

Without the knowledge that can be provided by a trusted advisor, your potential customers may be wide open for cyberattacks. Here’s how you can help pitch them cyber coverage.

Posted: Sep 24, 2023

From the Front Lines: Excess & Surplus

"People are always looking for better opportunities and the constant changes in underwriting guidelines," said independent agent Rajan Nurnie. "An improvement I have seen is that it used to take up to two weeks to get a quote back, and now it takes j...

Posted: Sep 24, 2023

Advantages of a Standalone Jewelry Policy in a Hard Market

All claims through homeowners policies, even a single jewelry claim, can have a negative impact on a client's homeowners or renters policy.

Posted: Sep 24, 2023

Advantages of a Standalone Jewelry Policy in a Hard Market

All claims through homeowners policies, even a single jewelry claim, can have a negative impact on a client's homeowners or renters policy.

Posted: Sep 24, 2023

Does Surface Water Count as a Flood?

A carrier denied a client’s property damage claim because the water was "surface water." The property had the standard ISO special perils form, as well as coverage on a sublimit for sewer and drain backup.

Posted: Sep 21, 2023

Uncertainty in DC as Government Shutdown Looms

Congress is working to approve 12 appropriations bills that must be passed in order to avoid a shutdown, with current funding set to expire on Saturday, Sept. 30.

Posted: Sep 20, 2023

Number of Uninsured Drivers Increases as Rates Rise 5.9% in H1 2023

As personal auto insurance rates continue to accelerate upward, some driver are taking to the market to find cheaper rates—while others are choosing to drive without coverage.

Posted: Sep 20, 2023

Big ‘I’ and Reagan Consulting Release 2023 Best Practices Study Update

Best Practices agencies continue exceptional organic growth and invest in young producer development, according to the latest study update.

Posted: Sep 20, 2023

Where Did All the Workers Go?

Business owners are mistakenly believing that there is a pool of workers waiting on the sidelines for something magical to happen to convince them to rejoin the workforce—that pool doesn't exist.

Posted: Sep 19, 2023

Your Customers Are All Online – But Are They Protected?

Cybercrime is on the rise and it’s not going away. Independent agents are in the unique position to be able to help customers protect themselves.

Posted: Sep 17, 2023

Reach Next-Gen Car Collectors in an Evolving Market

Not only is the classic car hobby witnessing the transition to new generations, both to Generation X and millennials, but it is also witnessing the evolution to electric vehicles (EVs).

Posted: Sep 17, 2023