IA Magazine

How Inflation, Underinsurance and Business Interruption are Affecting Your Clients

One of the consequences of trying to keep insurance costs down is underinsurance. Many clients only find out they are underinsured when they need to make a claim.

Posted: Sep 25, 2022

Are Traditional Independent Agencies Losing the M&A Game?

Private equity firms are now dominating the mergers & acquisition landscape, which is quickly leading to the diminishing of the agent entrepreneur business owner.

Posted: Sep 25, 2022

SURE and SageSure Launch BOP in Texas Specializing in Coastal Risks

Coverage includes general liability and professional liability up to $2 million limits, $5 million per location and $10 million total limits. Business interruption is also available.

Posted: Sep 25, 2022

Winds of Change Create Challenges and Opportunities in the Aviation Insurance Market

Rates had begun to plateau after four years of consistent rises, but recurring losses due to hail and wind damage to stationary aircrafts in 2020, continue to stifle rate relief.

Posted: Sep 25, 2022

Are Traditional Independent Agencies Losing the M&A Game?

Private equity firms are now dominating the mergers & acquisition landscape, which is quickly leading to the diminishing of the agent entrepreneur business owner.

Posted: Sep 25, 2022

Travelers and Google Cloud Partner on Large and Middle Market Submissions

The data ecosystem, built on Google Cloud, will integrate millions of structured and unstructured data points from multiple sources and leverage artificial intelligence and advanced analytics to accelerate the quoting process.

Posted: Sep 25, 2022

Personal Liability for Hitting a Golf Ball Through Someone’s Window

A golfer's ball shattered a window in a home on the golf course. The golfer's carrier says that there's no coverage because the damage was unintential and the hazards of living on a golf course.

Posted: Sep 22, 2022

Rising Auto Insurance Premiums Affect Bundle Satisfaction

The study by J.D. Power shows that the increase in auto premiums is dragging down the overall satisfaction of policyholders and hurting retention rates of bundles.

Posted: Sep 21, 2022

Big ‘I’ and Reagan Consulting Release 2022 Best Practices Study Results

Best Practices agencies hit all-time highs in organic growth and profitability, according to the study.

Posted: Sep 21, 2022

House Holds Hearing on Wildfire Risk

The hearing highlighted the significant increase in wildfire risk over the last several years.

Posted: Sep 21, 2022

Medicare Recording Requirement Set to Take Effect Oct. 1

The final rule revises the Medicare Advantage (Part C) program and Medicare Prescription Drug Benefit (Part D) program regulations to implement changes including marketing and communications.

Posted: Sep 21, 2022

Fall Leadership Conference: Costello Sworn in as Big ‘I’ Chair, Sandrock Elected

At the conference, Bob Rusbuldt, Big “I" president & CEO, announced that he will retire next year.

Posted: Sep 21, 2022

What Quiet Quitting Means and How You Should React

The initial TikTok video defined quiet quitting as employees doing their jobs, but no more and no less.

Posted: Sep 20, 2022

What Is the True Cost of Underinsurance?

Insurance is there to protect against unforeseen events, so reducing coverage to lower insurance premiums could cost your clients more in the long run.

Posted: Sep 18, 2022

3 Ways Agents Can Add Value Amid Rising EPLI Rates

Many businesses are cautious heading into the economic headwinds of a recession and may take the risk of dropping coverage to save money, making selling EPLI even more challenging.

Posted: Sep 18, 2022

Frederick Mutual Releases Cyber Coverage 2.0 For Homes and Businesses

The enhanced product includes coverage for data compromise response expenses, extended income recovery, reputational harm, cyber extortion, data compromise, network security liability, electronic media liability and identity recovery.

Posted: Sep 18, 2022

Big ‘I’ President & CEO Bob Rusbuldt to Retire in 2023

Longtime Big “I” government affairs head Charles Symington will succeed Rusbuldt.

Posted: Sep 18, 2022

Is Real Property Included in the Care, Custody or Control BAP Exclusion?

An insured with a business auto policy rents a warehouse he's not contractually obligated to insure. While backing out, he hit the building, and the carrier is denying coverage.

Posted: Sep 15, 2022

How Workplace Leaders Can Navigate Today’s Top Challenges

Leaders are taking varied approaches to address some of the top issues facing leaders today, including management of talent, the changing workplace and disruption caused by social and political issues.

Posted: Sep 14, 2022

Vertafore Announces 3 New Carrier Partners on Commercial Submissions Platform

Acuity Insurance, Westfield Insurance and CNA Insurance are the latest carriers to go live on Vertafore's Commercial Submissions™ platform.

Posted: Sep 14, 2022

4 Personal Lines Risks Agents Can Help Clients Avoid This Fall

From travel insurance to home or auto liability, autumn presents numerous opportunities to communicate with clients outside of renewing a policy or filing a claim.

Posted: Sep 13, 2022

Hurricane Ida: What We’ve Learned One Year Later

Hurricane Ida demonstrated the new reality we're facing: Storms are gaining strength and persistence, and they're happening in unexpected places.

Posted: Sep 11, 2022

From The Front Lines: EPLI

"Not all EPLI policies are created equal," says independent agent Christopher Paradiso. "It is so very important that we can educate our clients to make sure we are helping them make the best decision with the right carrier."

Posted: Sep 11, 2022

How the Changing EPLI Market Brings New and Old Issues to the Forefront

Employers continue to deal with EPLI concerns relating to the impact of COVID-19 as well as increased legislative activity at both the state and federal level.

Posted: Sep 11, 2022

How the Changing EPLI Market Brings New and Old Issues to the Forefront

Employers continue to deal with EPLI concerns relating to the impact of COVID-19 as well as increased legislative activity at both the state and federal level.

Posted: Sep 11, 2022