IA Magazine

New Everest A&E Policy Offers Professional Liability, Pollution and Cyber Coverage

The new architects & engineers professional liability policy provides design professionals with professional, pollution and cyber liability coverage, as well as robust risk management services.

Posted: May 02, 2021

How the Shift to Remote Workplaces Impacts Your Commercial Clients’ Insurance Needs

As COVID-19 plunged businesses into remote work models, agents' understanding of these changes had to evolve to ensure coverage of their clients’ risks.

Posted: May 02, 2021

What’s the Difference Between a DP3 and a HO3?

A client had a secondary home insured with the DP3 that they just moved into on a fulltime basis. What's the best way to compare the DP3 and HO3 homeowners policies?

Posted: Apr 29, 2021

Agency Pay Slows But Salary Satisfaction Highest in 5 Years

2020 saw a decrease in overall salary and total income growth for insurance agency personnel—yet satisfaction rates rose, especially in agencies that offered employee benefits.

Posted: Apr 28, 2021

President Biden Unveils the American Families Plan

Most importantly for independent agents, the president’s plan does not call for any changes to the 20% tax deduction for small businesses. The plan is, however, expected to see several changes.

Posted: Apr 28, 2021

6 Things to Consider with Out-of-State Remote Employees

Depending on where you and your employers are located, you may need to consider the laws in the state where your employees are working to stay compliant. Here are some requirements to consider.

Posted: Apr 27, 2021

Are You Leveraging the Right Team for Cross-Selling?

Here's why your customer service representatives and account managers should take the lead with cross-selling and up-selling initatives.

Posted: Apr 26, 2021

TrustedChoice.com Partners with Semsee to Provide Commercial Quoting Online

The combined solution allows business owners to visit TrustedChoice.com and answer simple questions to receive a quote indication and be connected with a local independent agency.

Posted: Apr 26, 2021

5 Reasons You Should Be Insuring Your Customers’ RVs

RVs have broad appeal, with more than 11 million U.S. households owning one. Read about five trends for 2021 and beyond.

Posted: Apr 25, 2021

4 Ways Independent Agents Can Be a Trusted Advisor on Cyber Insurance

When a cyber attack occurs, not only does a business suffer a loss from business interruption but its brand and reputation can be also be damaged. Here are four ways agents can assist clients in purchasing cyber insurance.

Posted: Apr 25, 2021

Global Supply Chain Disruptions Make Business Interruption Insurance Crucial

Today's global economy has led to an increased need for global insurance coverage to protect against supply chain disruptions: specifically, business interruption and contingent business interruption coverage.

Posted: Apr 25, 2021

4 Ways Independent Agents Can Be Trusted Advisors on Cyber Insurance

When a cyber attack occurs, not only does a business suffer a loss from business interruption but its brand and reputation can be also be damaged. Here are four ways agents can assist clients in purchasing cyber insurance.

Posted: Apr 25, 2021

Get Your Ducks in a Row

What you should know before you apply for a loan.

Posted: Apr 25, 2021

NIA Launches Communicable Disease Coverage

Nonprofits Insurance Alliance members can purchase a sublimit amount of coverage to protect their organizations from liability claims arising from communicable disease.

Posted: Apr 25, 2021

Is There Homeowners Coverage for Roof Damage Caused by a Protected Species?

Vultures damaged an insured's roof, resulting in interior water damage. Is there any exception to a homeowners policy bird damage exclusion since the homeowners tried but were unable to remove the birds because vultures are a federally protected spec...

Posted: Apr 22, 2021

Cannabis Legislation Passed in the House

The Big “I" supports the legislation because it creates a “safe harbor" for agents and brokers who choose to do business with cannabis-related legitimate businesses.

Posted: Apr 21, 2021

Distracted Driving, Fatalities Increase During Pandemic

An increase in distracted driving during the pandemic may have contributed to more hazardous roads, according to the 2021 Travelers Risk Index on distracted driving.

Posted: Apr 21, 2021

Most and Least Profitable Lines in P-C Industry

The most profitable line of property-casualty insurance over the past five years was mortgage guaranty insurance, according to a study by AdvisorSmith. Commercial auto liability was the least profitable.

Posted: Apr 20, 2021

Student of the Industry: How is Cannabis Evolving in Your State?

With the cannabis insurance industry blazing ahead, learn how to study the smoke signals to determine if and when your agency should pursue this budding line.

Posted: Apr 19, 2021

Organize Your Business Records

Keeping all your financial records in an organized way can make it easier to find what you need when looking for financing.

Posted: Apr 18, 2021

How the Biggest Cybersecurity Concern for Businesses is Changing Insurance

As the world entered a new era of work-from-home arrangements in 2020, cybercriminals were presented with new and ample opportunities, resulting in a changing risk landscape of ransomware attacks, data breaches, insurance claims and an overall increa...

Posted: Apr 18, 2021

Aflac Expands Product Offerings with Dental Insurance

Coverage includes no waiting periods with the exception of orthodontic services, no copays for most preventative procedures and a new benefit covering two additional cleanings per year when medically recommended.

Posted: Apr 18, 2021

Why It’s the Perfect Time to Get into RV Insurance

RV owners can be ideal clients for independent agents. With RV sales surging, here are five things agents need to know about the opportunities of RV insurance.

Posted: Apr 18, 2021

State of the Association: The Big ‘I’ Leads the Way

Big “I” Chairman Jon Jensen presented the State of the Association address to Big “I” Virtual Legislative Conference attendees, offering hope and encouragement after what can only be described as a very difficult year.

Posted: Apr 15, 2021

House Hearing Includes NFIP Reauthorization Discussion

The legislation would reauthorize the National Flood Insurance Program for five years and clarify that private flood insurance can satisfy the NFIP’s continuous coverage requirements, a top priority for the Big “I”.

Posted: Apr 14, 2021