IA Magazine

The Growing Pains of the Cyber Insurance Market

Cybercrime has skewed away from commoditizing personal information to pursuing more lucrative extortion methods against organizations of all sizes. As a result, cyber insurance has become an indispensable risk management tool.

Posted: Apr 04, 2021

Flood Insurance Market Makes Strides Against the No. 1 Natural Peril

While the National Flood Insurance Program remains the main source of standalone flood insurance in the U.S., the number of primary and excess private flood insurance options continue to grow, complementing this program.

Posted: Apr 04, 2021

Homeowners vs. Builders Risk: What’s Best During Home Construction?

Is the use of a homeowners policy to provide coverage on single-family home under construction, renovation or reconstruction common? What problems are presented by using homeowners instead of builders risk policies?

Posted: Apr 01, 2021

Commercial Lines Submissions Technology: The Missing Link?

How the independent agent's role in commercial lines submissions is evolving and how, in many important ways, it will stay exactly the same.

Posted: Apr 01, 2021

Commercial Lines Submissions Technology: The Missing Link?

How the independent agent's role in commercial lines submissions is evolving and how, in many important ways, it will stay exactly the same.

Posted: Apr 01, 2021

Risk Rating 2.0: FEMA Releases New Timeline and Data on NFIP Rate Changes

Today, FEMA issued notification of Risk Rating 2.0 program changes to the National Flood Insurance Program effective on October 1, 2021, the overall timeline for implementation of Risk Rating 2.0 and FEMA's expectations of NFIP insurers.

Posted: Mar 31, 2021

Speakers for 2021 Big ‘I’ Virtual Legislative Conference Finalized

The conference will be held April 13-16, with daily programs beginning at 2 p.m. ET. Virtual atendees will hear from speakers including top leaders in Congress and FOX News’ Bill Hemmer, co-anchor of “America’s Newsroom.”

Posted: Mar 31, 2021

Personal Auto Market Returning to ‘Old Normal’

The drive to find more affordable coverage was amplified during 2020 as many consumers looked to trim expenses. This has stabilized in 2021 with a return to pre-pandemic trends in shopping and claims.

Posted: Mar 30, 2021

Personal Auto Market Returning to ‘Old Normal’

The drive to find more affordable coverage was amplified during 2020 as many consumers looked to trim expenses. This has stabilized in 2021 with a return to pre-pandemic trends in shopping and claims.

Posted: Mar 30, 2021

Why Salespeople Should Use Conditional Questions

This is the strategy that helps producers collaborate with prospects by providing them insights with the goal of helping them make better, more informed decisions.

Posted: Mar 29, 2021

Why Polling Letters Are Important for E&O

Coverage written on a claims-made basis require these letters poll the insured's key employees to inquire if they are aware of any incidences that qualify as or may lead to a claim. Here we discuss why.

Posted: Mar 28, 2021

From the Front Lines: Environmental Insurance

"More businesses are open to the suggestion that they should carry environmental protection as a core coverage," says independent agent Bob Ryenolds. "Today, a wide array of businesses understand the importance of such coverage and that it's not broa...

Posted: Mar 28, 2021

4 Tips to Provide the Environmental Insurance Your Client Needs

For an agent looking to enter the environmental insurance market, here are four tips to ensure you provide the coverage your client needs.

Posted: Mar 28, 2021

4 Reasons to Expand Your Personal Lines Book with Life Insurance

With technology enhancements today, writing life insurance can be very productive, helping drive additional revenue from your current book of clients or create new opportunities altogether.

Posted: Mar 28, 2021

Why Polling Letters Are Important for E&O

Coverage written on a claims-made basis require these letters poll the insured's key employees to inquire if they are aware of any incidences that qualify as or may lead to a claim. Here we discuss why.

Posted: Mar 28, 2021

4 Reasons to Expand Your Personal Lines Book with Life Insurance

With technology enhancements today, writing life insurance can be very productive, helping drive additional revenue from your current book of clients or create new opportunities altogether.

Posted: Mar 28, 2021

Helping to Navigate COVID-19’s Impact on Inland Marine

COVID-19 has shifted the business environment. Learn how to approach conversations about changing inland marine exposures.

Posted: Mar 28, 2021

From the Front Lines: Environmental Insurance

"More businesses are open to the suggestion that they should carry environmental protection as a core coverage," says independent agent Bob Ryenolds. "Today, a wide array of businesses understand the importance of such coverage and that it's not broa...

Posted: Mar 28, 2021

10 Findings from the 2020 Agency Universe Study

The number of independent insurance agencies has remained stable and business conditions continue to improve, although at a slower rate than 2018, according to the 2020 Agency Universe Study.

Posted: Mar 28, 2021

Can an Agency Non-Renew a Nightmare Customer?

A client has been very belligerent to agency staff throughout the years yet still stays with the agency. If the agency gives a 60-day notice, can it non-renew this client?

Posted: Mar 25, 2021

8 Issues Big ‘I’ Members Will Champion During the Legislative Conference

Big "I" members will have the opportunity to discuss issues such as small business tax fairness, future pandemic response, and more in virtual meetings with members of Congress.

Posted: Mar 24, 2021

Women Insurance Leaders: Beth Riczko

"Organizations are increasingly willing to capture the data and hold leaders accountable for making real change," says Beth Riczko, president, property-casualty personal lines, Nationwide. "Data—and the discussion and action it engenders—is the light...

Posted: Mar 24, 2021

CNA Disconnects Systems After ‘Sophisticated Cyberattack’

CNA revealed it sustained a cyberattack on Sunday evening which caused network disruption and impacted certain systems, including corporate email. Currently, it is not clear if the company’s data has been affected.

Posted: Mar 24, 2021

Senate Passes Bipartisan Legislation to Extend PPP Deadline

The Big “I" strongly supported congressional passage of the Paycheck Protection Program Extension Act, which the U.S. Senate passed earlier today. The bill now heads to President Biden's desk where he is expected to sign the bill into law.

Posted: Mar 24, 2021

SAFE Banking Act Introduced in Senate

The legislation attempts to reconcile federal law with conflicting cannabis-related state laws by providing a federal safe harbor to financial services providers including insurers, agents and brokers.

Posted: Mar 24, 2021