IA Magazine

Product Liability: Emerging Risks Indicate Market Growth

While negatively impacted by the global pandemic, certain sectors of the the product liability market, from technology to the life sciences industry, are seeing opportunites for growth. Here are some sectors emerging as growth areas.

Posted: Jan 03, 2021

DIGITAL REINVENTION: What Your Digital Workflow Could Look Like in the Post-Covid-19 Era

The pandemic pushed many agents to adopt technology quicker than they had planned. With today's technology every workflow and process can be automated to create greater efficiency and value for both the agent and insured. Here's a look at how and why...

Posted: Dec 30, 2020

Digital Reinvention: What Your Digital Workflow Could Look Like in the Post-Covid-19 Era

The pandemic pushed many agents to adopt technology quicker than they had planned. Here's a look at how and why every workflow and process can be automated to create greater efficiency and value for both the agent and insured.

Posted: Dec 30, 2020

President Trump Signs Bipartisan COVID-19 Relief and Government Funding Deal

Earlier this week, President Trump signed into law a roughly $900 billion COVID relief package and a $1.4 trillion omnibus government funding package. The package includes roughly $325 billion in small business relief, including $284 billion for the...

Posted: Dec 30, 2020

House Overrides Trump NDAA Veto, Senate Vote Nears on Legislation With Small Business Reporting Requ...

This week, the House voted to override President Trump’s veto of the National Defense Authorization Act which the Big “I" was successful in securing an exemption from filing requirements for independent agents and brokers. The Senate is scheduled to...

Posted: Dec 30, 2020

Top 10 Articles from IAmagazine.com in 2020

Wimbleton and special events pandemic coverage, homeowners coverage on a multi-family home school, and more—here are the 10 most-read articles on IAmagazine.com in 2020.

Posted: Dec 29, 2020

Are Your Clients’ Life Insurance Policy Reserves Adequately Funded?

Interest rates have been declining in the U.S. for decades. Establishing a review process and ongoing monitoring will help ensure clients' life insurance policies are adequately funded throughout their lifetime.

Posted: Dec 27, 2020

From the Front Lines: Personal Umbrella

"I envision consumers will continue to realize the importance of an umbrella policy," says independent agent Taylor Justice. "I have personally seen a large increase in young individuals wanting to protect themselves with a personal umbrella policy a...

Posted: Dec 27, 2020

Sales, Service and Satisfaction Under a Personal Umbrella

Knowing how a personal umbrella policy fits into your client's lifestyle is key to understanding why you should offer one. Here are four ways agents can help ensure clients are covered with a personal umbrella policy.

Posted: Dec 27, 2020

In with the New: How to Guide Young Producers to Long-Term Success

Here's three things to tell your new talent to help them see the exciting career opportunities the insurance industry offers.

Posted: Dec 21, 2020

Bipartisan COVID-19 Relief and Government Funding Deal Struck

Late Sunday, Congressional leadership approved a roughly $900 billion COVID relief package and a $1.4 trillion omnibus government funding package, expected to be approved today. The package includes roughly $325 billion in small business relief, incl...

Posted: Dec 20, 2020

Global Supply Chain Upheaval to Create New Opportunities

The global supply chain was already reordering when COVID-19 accelerated shifting trends in different geographies. The effects will drive the demand for all types of insurance, including commercial insurance.

Posted: Dec 20, 2020

The Hanover Offers Home Businesses Endorsement

The Hanover Insurance Group offers home based business solutions coverage for on-site businesses with no more than three employees.

Posted: Dec 20, 2020

2021 Big ‘I’ Legislative Conference Will Take Place Virtually

The 2021 Big "I" Legislative Conference will now take place virtually. Exact dates for the virtual conference, which was scheduled to take place in person April 14-16, 2021, in Washington, D.C. are yet to be finalized.

Posted: Dec 20, 2020

How Societal Changes Are Stirring Up the Personal Umbrella Market

Umbrella coverage offers additional protection for those who want increased limits or to fill insurance gaps. As claims go up and new risks emerge during the pandemic, the personal umbrella market is feeling the impact and appears to be hardening.

Posted: Dec 20, 2020

What Can an Unlicensed Employee Discuss with Clients?

What are the restrictions an unlicensed employee has when talking with an insured? Is coverage the only thing they cannot discuss?

Posted: Dec 17, 2020

DOL Finalizes New Exemption for Investment Advisers

Earlier this week, the Department of Labor ruled on creating a new exemption for investment advice fiduciaries allowing financial advisers to collect commissions and other compensation when offering retirement advice.

Posted: Dec 16, 2020

2021 Poised to Be Busy Year for Flood Legislation

2021 is potentially a busy legislative year for flood insurance. The flood industry, industry stakeholders and policyholders are unified in the fact that Congress needs to act on long-term reauthorization to end the cycle of short-term extensions to...

Posted: Dec 16, 2020

TrustedChoice.com and the Big ‘I’ to Make Agents More Visible Online

TrustedChoice.com announced an expanded partnership with the “Big “I" which is set to ensure that when shoppers are looking online for an independent agent in their city, they'll find a Trusted Choice® independent agent.

Posted: Dec 16, 2020

Student of the Industry: What's Your Biggest Statutory Line of Business?

Several Big “I" state associations are working on creating an agent-focused annual property-casualty marketplace summary. The report focuses on agent penetrations in lines of business, loss ratios, leading insurers, growth rates and commission rates.

Posted: Dec 15, 2020

Your Guide to Helping Clients Protect Their Wine Collections

Wine collecting is an area of the luxury market that has grown significantly in recent years—with unique and ever-present risks from water damage to cleaning chemicals. Here's how agents can guide clients on protecting their collections.

Posted: Dec 14, 2020

Workers Compensation: How Agents Can Help Clients Adapt

Having performed well over the past six years, the workers comp market is starting to feel the impact of COVID-19. Presenting options for clients in the market is critical in dealing with the long-term impact.

Posted: Dec 13, 2020

Burns & Wilcox Launch ProConstruct for Contractors and Designers

Burns & Wilcox's ProConstruct provides tailored professional liability coverage for contractors and designers and valuable contract review services that can help the contractor address potential litigation concerns from project delays.

Posted: Dec 13, 2020

Hidden Mold in Newly Purchased Home: Why Won’t the Carrier Pay?

Upon moving in to their new home, an insured found hidden mold on a wall. Why can't the insurance company pay for damages and subrogate against the prior homeowner?

Posted: Dec 10, 2020

Big ‘I’ Urges Congress to Protect McCarran-Ferguson Exemption

This week, the Coalition Organized for the Future of Insurance Regulation, of which the Big “I" is a founding member, sent a letter to the Senate opposing the amendment of the McCarran-Ferguson Act. The letter seeks to prevent the elimination of the...

Posted: Dec 09, 2020