IA Magazine

4 Liability Risks to Discuss with Clients During Social Distancing

Social distancing creates increased risks in a few areas. Are your clients covered properly?

Posted: Jun 21, 2020

Eventsured Offers Comprehensive Event Coverage

From birthday parties to weddings and conventions to concerts, Eventsured offers coverage for the thousands of short-term events occurring across the country each day.

Posted: Jun 21, 2020

COVID-19 Thrusts D&O into Hardest Market as Underwriting Tightens

The D&O market saw a hardening at the beginning of the year: the coronavirus pandemic has caused even more disruption.

Posted: Jun 21, 2020

Helping Americans Avoid Flood Disaster in 2020

Three-quarters of Americans think they don’t need flood insurance, according to a new study.

Posted: Jun 21, 2020

Two LLCs, Same Owner: Covering Loss of Rent on a Single Policy

Can the agent add one LLC, set up to own the building and rent to the other LLC, as a named insured to the other LLC's policy, which would include coverage for loss of rental income from the tenant?

Posted: Jun 18, 2020

Supreme Court Defines Sexual Orientation as Protected under Title VII

On June 15, the U.S. Supreme Court issued a landmark 6-3 decision that includes sexual orientation as protected under Title VII. This means termination or other negative employment actions taken against an LGTBQ employee is against the law.

Posted: Jun 17, 2020

Supreme Court Protects Sexual Orientation Under Title VII

Companies that do not already meet laws protecting employees from sexual orientation discrimination may need to make changes to ensure compliance.

Posted: Jun 17, 2020

Big ‘I’ President and CEO Champions BCPP in The Hill Op-Ed

This week Bob Rusbuldt, Big “I” president and CEO, David Sampson, president and CEO of the American Property Casualty Insurance Association (APCIA) and Charles Chamness, president and CEO of the National Association of Mutual Insurance Companies (NAM...

Posted: Jun 17, 2020

Revised PPP Forgiveness Applications Announced

The Department of Treasury and Small Business Administration (SBA) issued a new EZ loan forgiveness application and revised full forgiveness application for Paycheck Protection Program (PPP) loans.

Posted: Jun 17, 2020

3 Ways Agents Can Help Clients Return to Work in the Coronavirus Era

As businesses begin to reopen and employees return to work here are 3 ways agents can help clients.

Posted: Jun 16, 2020

Should an Agency Purchase E&O Coverage from an Appointed Carrier?

Before placing errors & omissions coverage with any carrier the agency is appointed to represent, consider these five factors.

Posted: Jun 15, 2020

From the Front Lines: Homeowners

Independent agent Brian Stauffenberg highlights the trend of coverage being reduced and being added back in for a price. Premiums are increasing hand-in-hand with wind and hail claims.

Posted: Jun 14, 2020

Social Distancing Isn’t Risk-Free: 4 Areas to Cover

Internet libel, bicyclist collisions and more. Discuss these four risks with your clients in the time of social distancing.

Posted: Jun 14, 2020

Packaging Home and Auto: A Win-Win for You and Your Customers

Good things come in packages. Learn how you and your customers will win when you package home and auto policies with the same carrier.

Posted: Jun 14, 2020

Complex Home-Usage Patterns Illustrate the Need for Educated Agents

As coronavirus forces homeowners to stay indoors and at home, it added yet another layer of complications to homeowners coverage among already complex and ever-changing home-usage patterns.

Posted: Jun 14, 2020

Helping Customers Understand the Realities of Flood Exposure

2020 will be a worse than average year for floods – but most Americans aren’t ready, according to a recent survey.

Posted: Jun 14, 2020

COVID-19’s Impact on Homeowners Insurance

As many people spend more time at home, insurers and agents have an opportunity to introduce and underscore their value to homeowners.

Posted: Jun 14, 2020

Counseling Homeowners on Repairs During COVID-19

One lesson learned from the global coronavirus pandemic is that our homes are a place of refuge. And now more than ever, keeping homes safe and maintained is critical to our security and comfort.

Posted: Jun 14, 2020

Are Business Income Losses Covered After Riot Damage Amid COVID-19 Closures?

Company Bulletin 2020-15 issued June 8 by the Illinois Department of Insurance (IDOI) addresses recent riots and how the department expects insurance carriers to respond.

Posted: Jun 11, 2020

Treasury and SBA Announce Favorable Interpretation of PPP Flexibility Act

Last week, Congress passed and the President signed into law H.R. 7010, the Paycheck Protection Program Flexibility Act, sponsored by Rep. Dean Phillips (D-Minnesota) and Chip Roy (R-Texas).

Posted: Jun 10, 2020

Will You Have Your Client’s Back When OSHA Comes Calling?

Make sure you’re informed for when your client needs your expertise by providing your clients with the tools they need to answer questions confidently when OSHA comes knocking at their door.

Posted: Jun 09, 2020

Advice for Going Digital Quickly, from Agents Who Already Have

Digital was once a long-term ambition for many independent agents. But as the pandemic continues to leave us all with more questions than answers, one thing is becoming clearer: Digital will play a large role in how we move forward.

Posted: Jun 08, 2020

We Think We’re Ready for Floods, But We’re Not

Three-quarters of Americans think they don't need flood insurance but FEMA says floods happen anywhere it can rain.

Posted: Jun 07, 2020

SolePro Offers Trio of Small Business Workers Comp Solutions

SolePro is a low-touch, easy way to write workers compensation for small businesses, with three plans available.

Posted: Jun 07, 2020

4 Critical Risks to Cover in the Time of Social Distancing

With tensions running high and the outdoor season approaching, make sure to educate your clients about these increased risk areas.

Posted: Jun 07, 2020