Insurance Information Institute

Cyber Risk and the U.S. Financial System: A Pre-Mortem Analysis

The Federal Reserve Bank of New York modeled how a cyberattack could spread through the U.S. financial system, focusing on the wholesale payments network. The report estimates that the impairment of any of the five most active U.S. banks will result...

Posted: Dec 31, 2019

Drug overdose deaths in the United States, 1999-2018

This report examines the most recent data from the National Vital Statistics System and provides an update on trends in deaths from overdoses of all drugs and for specific drugs. The report also tracks these changes by state from 2017 to 2018. Multip...

Posted: Dec 31, 2019

Cannabis Use Among Drivers in Fatal Crashes in Washington State Before and After Legalization

This study shows that the percentage of drivers in Washington state involved in fatal crashes who tested positive for marijuana increased 100 percent five years after the state made the drug legal for recreational use. The study considered the presen...

Posted: Dec 31, 2019

Atmospheric Rivers Drive Western U.S. Flood Damages
Atmospheric Rivers Drive Western U.S. Flood Damages

Atmospheric rivers accounted for 84 percent of flood damages, or $42.6 billion, across the western United States from 1978-2017, according to this study, based on an analysis of 40 years of National Flood Insurance Program data. Not only were atmosph...

Posted: Nov 30, 2019

California fires: Building resilience from the ashes
California fires: Building resilience from the ashes

This report by Zurich North America, in collaboration with DuPont and the nonprofit Institute for Social and Environmental Transition (ISET-International), examines the ever-increasing risk of wildfires in California. Fires are becoming more frequent...

Posted: Nov 30, 2019

The insurance switch: Technology will reshape operations
The insurance switch: Technology will reshape operations

This report states that although insurance companies’ technology and operations functions have traditionally operated autonomously, the relationship between the two is changing. The report notes that insurers are allocating more resources to technolo...

Posted: Nov 30, 2019