Insurance Journal

Louisiana Insurance Commissioner OKs SureChoice, Elevate Homeowners Rate Drops

Louisiana Insurance Commissioner Tim Temple approved SureChoice Underwriters Reciprocal Exchange and Elevate Reciprocal Exchange’s requests for a 7.5% average rate decrease on the carriers’ more than 73,000 homeowners policyholders and 17...

Posted: Dec 11, 2025

Westfield Specialty to Launch Luxembourg Subsidiary, Expanding Into Company Market

Westfield Specialty International announced its intention to expand its business from a Lloyd’s-only vehicle into the company market. Subject to regulatory approval, Westfield Specialty will launch a Luxembourg subsidiary and use this platform...

Posted: Dec 11, 2025

Industry Trade Associations Throw More Support Behind FEMA Reform

The American Property Casualty Insurance Association and the National Association of Mutual Insurance Companies were among a handful of organizations to send a letter to federal lawmakers in support of a bill to reform the Federal Emergency Managemen...

Posted: Dec 11, 2025

AXA Warns on Data Center ‘Gambles’ as Private Credit Risks Rise

French insurer AXA SA said it’s exercising greater caution on the artificial intelligence build-out when backing financing for the sector, amid growing awareness of emerging risks in private markets. “We are convinced of the medium-term t...

Posted: Dec 11, 2025

Enterprise Risk Associates Gets $150M From Macquarie to Fund Agency Acquisitions

Enterprise Risk Associates (ERA), an insurance brokerage platform focused on mergers and acquisitions of independent insurance agencies, announced it has received an investment from Macquarie Capital Principal Finance that will provide up to $150 mil...

Posted: Dec 11, 2025

Coupang CEO Resigns After Online Retailer Hit by Massive Data Breach

South Korea’s biggest online retailer Coupang said on Wednesday that CEO Park Dae-jun has resigned, taking responsibility for a huge data breach at the company that has triggered a growing backlash in Asia’s fourth-largest economy. Coupan...

Posted: Dec 11, 2025

Over 30 Sanctioned Ships in Venezuela at Risk After US Tanker Seizure

More than 30 U.S.-sanctioned oil vessels doing business in Venezuela could face punishment by Washington after the Coast Guard seized a supertanker carrying Venezuelan crude for export, according to shipping data. The seizure, announced by President...

Posted: Dec 11, 2025

US Seizes Sanctioned Oil Tanker Off Coast of Venezuela, Trump Says

The U.S. has seized a sanctioned oil tanker off the coast of Venezuela, President Donald Trump said on Wednesday, a move that sent oil prices higher and sharply escalated tensions between Washington and Caracas. “We’ve just seized a tanke...

Posted: Dec 11, 2025

DOJ Stops Monitoring Houston Illegal Dumping in Retreat From Environmental Justice

The U.S. Justice Department has withdrawn from an agreement with the city of Houston to curb illegal dumping in Black and Latino neighborhoods, part of the Trump administration’s broad dismantling of environmental justice initiatives. Federal a...

Posted: Dec 11, 2025

OpenAI Warns New Models Pose ‘High’ Cybersecurity Risk

OpenAI on Wednesday warned that its upcoming artificial intelligence models could pose a “high” cybersecurity risk, as their capabilities advance rapidly. The AI models might either develop working zero-day remote exploits against well-de...

Posted: Dec 11, 2025

Driverless Taxis Are Heading to UK, but Who’s Liable When Something Goes Wrong?

Driverless taxis are a bit like buses. You wait ages for one, and then a fleet arrives all at once. The US firms Waymo and Uber have both said their vehicles will be on the streets of London in 2026. …

Posted: Dec 11, 2025

Crypto Traders Seek Out Extra Security as Kidnappings Rise

To maintain an edge in the volatile, non-stop world of cryptocurrency trading, it helps to be chronically online. Telegram, Discord and Reddit forums are full of investors swapping tips, memes and — when they get lucky — posting screenshots of &#8230...

Posted: Dec 11, 2025

Stable Operating Conditions Expected for European Insurers in 2026

Fitch Ratings’ outlook for the EMEA insurance sector is “neutral” for 2026, as Fitch expects the underlying operational and business conditions to remain mostly unchanged, compared to those in 2025. Core credit drivers trend in diff...

Posted: Dec 11, 2025

Viewpoint: Stable Operating Conditions Expected for European Insurers in 2026

Fitch Ratings’ outlook for the EMEA insurance sector is “neutral” for 2026, as Fitch expects the underlying operational and business conditions to remain mostly unchanged, compared to those in 2025. Core credit drivers trend in diff...

Posted: Dec 11, 2025

Acrisure to Buy MGA Vave From Canopius

Acrisure said it is acquiring Vave, a managing general agent, from parent Canopius. Terms of the deal were not disclosed. Vave will continue to operate under its brand name, and its management team, led by CEO Marek Shafer, will continue …

Posted: Dec 11, 2025

After Years of Pushing Rate Hikes, Florida’s Citizens Now Wants HO Rate Decrease

After years of asking for rate increases to help drive consumers to the private market and reduce its exposure, Florida’s Citizens Property Insurance Corp. is now asking for a rare decrease in homeowners’ rates. The corporation’s Bo...

Posted: Dec 11, 2025

Oregon Contractor Fined $128K for Workers Safety Violations

The Oregon Occupational Safety and Health Division fined a Medford contractor $128,345 for safety violations after an inspection reportedly found the company exposed employees to multiple hazards, including a potentially deadly fall from heights. The...

Posted: Dec 11, 2025

Senior Facility Owner and Inspector Sue Each Other Over Faulty Sprinklers in Deadly Fire

A safety inspection company and the owner of a Massachusetts assisted-living facility that was the site of a fire in July that killed 10 people are blaming each other for failing to address a faulty sprinkler system. Inspector Fire Systems …

Posted: Dec 11, 2025

Insurance Leading Topic of Complaints to Oregon Regulator

In the most recent quarter, the Oregon Division of Financial Regulation received 1,422 complaints, and insurance continued to be the leading topic with 890 complaints. From July through September DFR helped recover $1,836,127. Credit union complaints...

Posted: Dec 11, 2025

Higginbotham Enters Indiana with Synergy Insurance

Higginbotham has acquired Mishawaka, Indiana-based Synergy Insurance, giving the firm its first footprint in the state. Synergy Insurance Group is an independent insurance agency providing services to businesses and individuals across northern Indian...

Posted: Dec 10, 2025

Higginbotham Enters Indiana with Synergy Insurance Acquisition

Higginbotham has acquired Mishawaka, Indiana-based Synergy Insurance, giving the firm its first footprint in the state. Synergy Insurance Group is an independent insurance agency providing services to businesses and individuals across northern Indian...

Posted: Dec 10, 2025

Higginbotham Enters Indiana With Synergy Insurance Acquisition

Higginbotham has acquired Mishawaka, Indiana-based Synergy Insurance, giving the firm its first footprint in the state. Synergy Insurance Group is an independent insurance agency providing services to businesses and individuals across northern Indian...

Posted: Dec 10, 2025

Court Clerk in Murdaugh Trial Pleads Guilt to Showing Sealed Exhibits

The former court clerk in South Carolina who helped out with the murder trial of attorney Alex Murdaugh pleaded guilty Monday to criminal charges for showing sealed court exhibits to a photographer and lying about it in court. Former Colleton …

Posted: Dec 10, 2025

Court Clerk in Murdaugh Trial Pleads Guilty to Showing Sealed Exhibits

The former court clerk in South Carolina who helped out with the murder trial of attorney Alex Murdaugh pleaded guilty Monday to criminal charges for showing sealed court exhibits to a photographer and lying about it in court. Former Colleton …

Posted: Dec 10, 2025

Is a Mass. Auto Insurer Allowed to Refuse to Offer Coverage Due to Flood Warning?

Can an auto insurer in Massachusetts refuse to offer collision and comprehensive coverages during a flood warning despite a state law that makes it mandatory to offer such coverages? The industry and public are on the road to finding out. …

Posted: Dec 10, 2025