Insurance Journal

Jury Awards $10 Million to Virginia Teacher Shot by 6-Year-Old Student

A jury in Newport News, Virginia, has awarded $10 million to a teacher who was shot by a 6-year-old student. Abby Zwerner, who was shot in January 2023 in her first-grade classroom, originally asked for $40 million against a former …

Posted: Nov 30, 2025

New York Now Requires Algorithmic Pricing Disclosure

New York Attorney General Letitia James recently issued a consumer alert encouraging New Yorkers to report companies not disclosing their use of algorithmic pricing, as a new state law requires. Algorithmic pricing allows companies to automatically a...

Posted: Nov 30, 2025

Every Superman Has His Kryptonite: How to Protect Key Executives with Specialized Coverage

The success of any great company often traces back to the grit and determination of the person leading the charge. The corporate world can be a rock fight, and the one calling the plays must have an almost Superman-like belief …

Posted: Nov 30, 2025

Industry Trends to Exploit for 2026: Part One

Agency owners must stay informed about significant new trends in the insurance industry. The following is part one of a two-part article highlighting seven industry trends insurance agencies should track for 2026. 2025 M&A Activity & Pricing...

Posted: Nov 30, 2025

Does Private Equity Create True Value?

A study published by Pitchbook (10/4/2025), a trade publication and data source for private equity, showed that private equity buyouts improve portfolio outcomes by 0.64% in annualized excess returns for the last 25 years. However, once the returns w...

Posted: Nov 30, 2025

‘Clear’ Soft Market Pricing

Commercial lines premiums across all account sizes rose by less than 2% on average in the third quarter of 2025–a clear indication of soft market conditions across the board. That’s according to The Council of Insurance Agents & Broke...

Posted: Nov 30, 2025

Fortegra on the Growth Path for MGAs

At the recent Target Markets Annual Summit in Scottsdale, Arizona, a gathering of 2,000 MGAs, program administrators, and carrier executives, Insurance Journal sat down with Abbie Taylor, executive vice president and chief operating officer of Jackso...

Posted: Nov 30, 2025

Study: Insurance, Other Factors Lead to ‘Hidden Costs’ of Home Ownership

Rising insurance costs are contributing to “hidden costs” that are putting more pressure on household incomes, a new study shows. A new study from Zillow and Thumbtack finds hidden costs of homeownership add up to $15,979. These costs inc...

Posted: Nov 30, 2025

Parkland Shooting Wasn’t Multiple Incidents with Multiple Deductibles, Court Says

In an age of frequent mass shootings, insurers cannot escape coverage by arguing that each pull of the trigger was a “separate occurrence” unless the policy unambiguously says so, a federal appeals court held last month in a case stemming...

Posted: Nov 30, 2025

Coverage Lawsuit Trends Signal a New Era of Insurance Litigation

A new wave of insurance coverage litigation has taken shape in U.S. federal courts, with lawsuit activity in insurance disputes since 2022 diverging sharply from the patterns of both the pandemic years and the decade preceding them. Recent analysis f...

Posted: Nov 30, 2025

Kansas County to Pay $3M Over a Raid on a Small-Town Newspaper

By John Hanna and Heather Hollingsworth A rural Kansas county has agreed to pay a little more than $3 million and apologize over a law enforcement raid on a small-town weekly newspaper in August 2023 that sparked an outcry over …

Posted: Nov 30, 2025

Taiping Insurance Shares Hit by Over $200 Million Exposure to Hong Kong Fire

Shares of China Taiping Insurance Holdings fell as much as 8% on Thursday [Nov. 27] on concerns about its coverage exposure of more than $200 million to a Hong Kong apartment complex where a huge fire killed at least 55 …

Posted: Nov 28, 2025

Illinois Roofing Company Sued for Race and Sex Harassment

Anthony Roofing Tecta America LLC and Tecta America Corporation, roofing services providers in Illinois and nationwide, violated federal law when they subjected African American and female employees of their Aurora, Illinois location to race and sex...

Posted: Nov 26, 2025

Tyson Foods’ Decision to Close Nebraska Beef Plant Could Hurt Ranchers Nationwide

Tyson Foods’ decision to close a beef plant that employs nearly one third of residents of Lexington, Nebraska, could devastate the small city and undermine the profits of ranchers nationwide. Closing a single slaughterhouse might not seem signi...

Posted: Nov 26, 2025

Tornado Damages More than 100 Homes Near Houston

More than 100 homes have been damaged after a tornado touched down in a residential area outside Houston, authorities in Texas said Monday. No injuries were reported. Photos and drone video posted on Facebook by the Harris County Precinct 4 …

Posted: Nov 26, 2025

West Texas County Struggles to Secure Funding for Flood Prevention

When it rains here, West Texans brace for the worst. With nowhere to go, water collects across sidewalks, roads and highways — the flat, desert landscape becomes a wetland in the blink of an eye. Local officials in Ector County, …

Posted: Nov 26, 2025

Markets/Coverages: CFC New Tool Helps Brokers Engage SMEs on Cyber

Specialist insurer CFC said it has a new tool available to brokers worldwide to help facilitate client conversations and unlock new streams of SME cyber clients. CFC said its new bite-sized Cyber Threat Review reports hone in on the real …

Posted: Nov 26, 2025

Best Quarter in a Quarter Century, Says S&P Q3 Analysis of US P/C

With a combined ratio of 89.1 for third-quarter 2025, the U.S. property/casualty insurance industry had its best quarter in at least a quarter of a century—and maybe longer, S&P Market Intelligence said. In a research report titled, “For U....

Posted: Nov 26, 2025

Does Quiet Hurricane Season Mean Lack of Experience for Adjusters?

A lack of bad weather isn’t always a good thing. It looks like the 2025 Atlantic hurricane season is wrapping up in quiet fashion—aside from Hurricane Melissa, which caused catastrophic damage in Jamaica before impacting the surrounding area—wi...

Posted: Nov 26, 2025

Trafigura Lawyers Claim Gupta Had History of Fraud Before Alleged $600M Nickel Scam

Trafigura lawyers accused Prateek Gupta of having had a history of fraudulent dealings before he allegedly organized a $600 million metals scam with the commodity group, as the Indian businessman gave evidence for the first time on Wednesday. Gupta a...

Posted: Nov 26, 2025

OpenAI Says ChatGPT Not to Blame in Teen’s Death by Suicide

OpenAI defended itself against a lawsuit accusing ChatGPT of coaching a 16-year-old to kill himself, saying the chatbot directed the teenager to seek help more than 100 times. In a court filing Tuesday, the artificial intelligence startup called the...

Posted: Nov 26, 2025

Insurance Fraud in UK Topped £1B in 2024, With Motor Scams Causing 53% of Claims

Insurers in the UK detected £1.16 billion (US$1.5 billion) worth of fraudulent insurance claims in 2024 – a 2% increase from £1.14 billion reported during the previous year, according to the Association British Insurers. Insurers uncovered at least 9...

Posted: Nov 26, 2025

Philadelphia Transit Agency Vows It’s Upgrading Railcars Implicated in Fires

Pennsylvania Gov. Josh Shapiro and leaders of Philadelphia’s mass transit agency said Monday that the system is fully complying with federal orders to take measures to help prevent fires in an aging electric railcar model that is heavily used i...

Posted: Nov 26, 2025

Allianz Unit Discussing Call Center Jobs Cuts in AI Transition

Allianz SE is in talks about potential job cuts at its assistance and travel insurance subsidiary Allianz Partners as it seeks to use more artifical intelligence. The cuts will likely affect call center positions, the person said, declining to be &#8...

Posted: Nov 26, 2025

Africa Specialty Risks Launches Lloyd’s Syndicate 2454 in South Africa

Africa Specialty Risks (ASR), a re/insurance group that focuses on developing markets, announced the launch of Lloyd’s Syndicate 2454 in South Africa. Based in Sandton, ASR’s syndicate underwriters will underwrite insurance and reinsuranc...

Posted: Nov 26, 2025