Insurance Journal

Viewpoint: Beware the Rise in Unproven ‘Brittleness Test’ for Roof Shingle Claims

A few years ago, in the early 2020s, it was not unusual to hear about or even see roofing workers in Florida deliberately manipulating roof shingles to make it appear that the roof was damaged by storm winds. I saw …

Posted: Nov 13, 2025

Five Reasons Why the US Escaped a Hurricane Landfall So Far This Year

A weather forecasting organization is offering up five reasons why the U.S. wasn’t hit by a hurricane this season, despite forecasts that called for an above normal Atlantic hurricane season with numerous anticipated landfalls. It will be the f...

Posted: Nov 13, 2025

Mounting Oregon Wildfire Claims Threaten Ratings of Berkshire’s PacifiCorp

A Berkshire Hathaway Energy Co.-owned utility is at risk of losing its investment-grade credit rating as it expects to have to pay up more money for litigation brought by victims of 2020 wildfires in Oregon. PacifiCorp recently warned that it …

Posted: Nov 13, 2025

People Moves: California Insurance Commissioner Makes Task Force Reappointments

California Insurance Commissioner Ricardo Lara reappointed Michael Golden, Bernardo de la Torre, Doug Heller and Cynthia Strathmann to the California Automobile Assigned Risk Plan (CAARP) Advisory Committee; Doug Bystry to the California Organized In...

Posted: Nov 13, 2025

Delaware Supreme Court Revives Workers’ Compensation Insurer’s Subrogation Bid

The Delaware Supreme Court has revived a workers’ compensation insurer’s claim for subrogation in a case where an employee injured while driving for her employer received payment from her employer’s uninsured motorist (UIM) insurer...

Posted: Nov 13, 2025

Delaware Supreme Court Revives Workers’ Compensation Insurer’s UIM Subrogation

The Delaware Supreme Court has revived a workers’ compensation insurer’s claim for subrogation in a case where an employee injured while driving for her employer received payment from her employer’s uninsured motorist (UIM) insurer...

Posted: Nov 13, 2025

Waymo Launches Driverless Robotaxis on Freeways in First for US

Waymo will become the first robotaxi provider in the US to offer driverless rides on highways, a milestone that positions it to better compete with ride-hailing companies and traditional taxi services. Beginning Wednesday, the Alphabet Inc. unit will...

Posted: Nov 12, 2025

Some States Require Public Schools to Teach Kids About Gun Safety

This school year, students in elementary, middle and high schools in some states will get a new lesson on safety: what to do if they find a firearm. Arkansas, Tennessee and Utah are the first states to enact laws that …

Posted: Nov 12, 2025

Waymo Launches Driverless Robotaxis on California, Arizona Freeways in First for US

Waymo will become the first robotaxi provider in the U.S. to offer driverless rides on highways, a milestone that positions it to better compete with ride-hailing companies and traditional taxi services. Beginning Wednesday, the Alphabet Inc. unit wi...

Posted: Nov 12, 2025

Authorities in Miami Investigating Death of Passenger on Cruise Ship

Authorities in Miami were investigating the death of a passenger traveling on a Carnival cruise ship that returned to the city Saturday. Carnival Cruise Line said the passenger was traveling aboard the Carnival Horizon, a ship holding up to nearly &#...

Posted: Nov 12, 2025

70% of Drivers Say They’ve Felt Unfairly Judged by Auto Insurers: Arity Report

A new survey reveals consumer frustration with auto insurance pricing models and growing support for more transparency in how policies are priced and for telematics. The new research from mobility data and analytics company Arity suggests that driver...

Posted: Nov 12, 2025

Car Fleeing Police Slams Into a Florida Bar, Killing 4 and Injuring 11

A speeding car fleeing police slammed into a crowded bar early Saturday, killing four people and injuring 11 in a historic district of Tampa, Florida, that is known for its nightlife and tourists. An air patrol unit spotted the silver …

Posted: Nov 12, 2025

Small Plane on Hurricane Relief Mission to Jamaica Crashes in Florida Neighborhood

A small turboprop plane on a hurricane relief mission to Jamaica crashed Monday morning into a pond in a gated residential neighborhood of the Fort Lauderdale suburb of Coral Springs, killing two people shortly after takeoff and narrowly missing home...

Posted: Nov 12, 2025

With Earnings Up and Rates Dropping, Big National Execs Celebrate Florida Reforms

During earnings conference calls last week leaders of two large personal lines insurers commented on affordability issues, highlighting the downward impact of Florida tort reforms on auto insurance prices. “At a time when voters are clearly vot...

Posted: Nov 12, 2025

Google Accused in Suit of Using Gemini AI Tool to Snoop on Users

Google was accused in a lawsuit of using its Gemini AI assistant to unlawfully track the private communications of users of its Gmail, instant messaging and videoconference programs. In the past, users of Gmail, Chat and Meet were given the …

Posted: Nov 12, 2025

Consumer Bureau to Narrow ‘Disparate Impact’ in Civil Rights Lending Law: Sources

The U.S. Consumer Financial Protection Bureau plans to propose in the coming days narrowing a key part of civil-rights era fair-lending regulations as Republican President Donald Trump’s administration overhauls protections and rules it says bu...

Posted: Nov 12, 2025

Newsom Calls Trump Offshore Oil Drilling Plan DOA at Climate Summit

California Gov. Gavin Newsom declared a planned Trump administration proposal to sell new oil drilling rights off the U.S. West Coast “dead on arrival.” The draft proposal prepared by administration officials, first reported by Bloomberg...

Posted: Nov 12, 2025

Macquarie Insurance Facility to Launch Multi-Line MGA Longbrook Insurance

Macquarie Insurance Facility (MIF) has announced its intention to launch Longbrook Insurance, a multi-line underwriting business, backed by highly rated carriers. Part of Macquarie Asset Management, MIF is a global insurance aggregator, which aggrega...

Posted: Nov 12, 2025

Harris Appointed as Arkansas Insurance Commissioner

The Arkansas Department of Commerce announced last that Governor Sarah Huckabee Sanders has appointed Jimmy Harris as the new Arkansas Insurance Commissioner. Harris will be sworn in on Wednesday, November 5. As commissioner, Harris will lead the Ark...

Posted: Nov 12, 2025

Michigan Attorney General Urges Lawmakers to Strengthen Anti-Terrorism Law

Michigan Attorney General Dana Nessel and Deputy Solicitor General Eric Restuccia testified before the Senate Civil Rights, Judiciary, and Public Safety Committee last week in support of a bill that would strengthen the state’s anti-terrorism l...

Posted: Nov 12, 2025

UK to Ban Maritime Services for Russian LNG Exports

Britain plans to ban companies from providing services such as shipping and insurance for Russian liquefied natural gas exports, in its latest attempt to help Ukraine in its war against Russia by trying to choke off Kremlin revenue. In October, &#823...

Posted: Nov 12, 2025

Rising Pirate Attacks off Somalia Endanger Key Trade Route

Instability in Yemen and the Horn of Africa is fueling a resurgence in maritime piracy off Somalia, a cause for concern in one of the world’s busiest shipping corridors. At least three recorded incidents have taken place off the Horn …

Posted: Nov 12, 2025

Australia Spy Chief Warns of China Hackers Probing Networks

Australia’s spy chief has accused hackers working for China’s government of probing his nation’s communications and infrastructure networks. In a speech to a financial regulation conference on Wednesday in Melbourne, Mike Burgess, d...

Posted: Nov 12, 2025

China Prepares to Bring Home 3 Astronauts Stranded After Collision With Space Debris

China has activated emergency plans for three astronauts who are stuck in space after debris crashed into their spacecraft. A safety assessment and other analysis of the Shenzhou-20 spaceship are being organized, the China Manned Space Engineering Of...

Posted: Nov 12, 2025

Hurricane Melissa Shows How Quickly Climate Change Is Outstripping Defenses

Jamaica has invested tens of millions of dollars in bolstering coastal defenses by planting mangroves, building seawalls and strengthening urban infrastructure. It wasn’t close to enough to withstand Hurricane Melissa’s 185-mile-an-hour w...

Posted: Nov 12, 2025