Insurance Journal

Consumer Watchdog Proposes End to Civil Rights-Era Anti-Discrimination Requirements

he U.S. federal consumer finance watchdog on Wednesday proposed narrowing key civil-rights-era anti-discrimination requirements for the financial industry, advancing Republican President Donald Trump’s effort to curtail long-standing policies h...

Posted: Nov 17, 2025

Apple Must Pay Masimo $634M in Smartwatch Patent Case, Jury Says

A federal jury in California said on Friday that Apple owes medical-monitoring technology company Masimo $634 million for infringing a patent covering blood-oxygen reading technology. The jury agreed with Masimo that the Apple Watch’s workout m...

Posted: Nov 17, 2025

Appeals Court to Weigh Reviving Cases Over Tylenol and Autism

A U.S. appeals court is expected to hear arguments on Monday from families seeking to revive their lawsuits over Tylenol, after the Trump administration publicly promoted their claims that the popular painkiller is linked to autism in children. In ur...

Posted: Nov 17, 2025

Iran Forces Seize Oil Tanker After it Passes Hormuz Strait

Iranian forces seized an oil tanker sailing in the Gulf of Oman, diverting the vessel toward the country’s territorial waters on Friday after it passed the Strait of Hormuz, a US defense official said. The Marshall Islands-flagged tanker Talara...

Posted: Nov 17, 2025

Act of Sabotage Damages Railway Line in East Poland, Tusk Says

Polish Prime Minister Donald Tusk said an explosion that caused damage to a railway route in the country’s east over the weekend was an act of sabotage. A passenger train made an emergency stop between Warsaw and the eastern city …

Posted: Nov 17, 2025

Update: Poland’s Tusk Says Act of Sabotage Behind Railway Explosion

Polish Prime Minister Donald Tusk said an explosion that damaged a railway route linking Poland with Ukraine was an act of sabotage, as the country confronts rising hybrid threats from Russia. “The explosion was most possibly intended to blow u...

Posted: Nov 17, 2025

Florida’s Tiawanya S. Wiley Named 2025 National Outstanding CSR of the Year, by The Risk & Insurance...

The Risk & Insurance Education Alliance is proud to announce that Tiawanya S. Wiley, AIAM, Customer Experience Manager for Responsive Insurance in Naples, Florida, has been named the 2025 National Outstanding CSR of the Year. Chosen from a distin...

Posted: Nov 17, 2025

Arkansas-Based Restaurant Chain to Pay $300K to Settle Sexual Harassment Lawsuit

Simply Slims, L.L.C., doing business as Slim Chickens, will pay $300,000 and provide other relief to settle a sexual harassment lawsuit filed by the U.S. Equal Employment Opportunity Commission (EEOC), the federal agency announced. Headquartered in F...

Posted: Nov 17, 2025

Nebraska Court Allows Data Privacy Lawsuit Against Change Healthcare to Proceed

Nebraska Attorney General Mike Hilgers announced last week that a district court denied Change Healthcare’s motion to dismiss claims for alleged consumer protection and data privacy violations, allowing the state’s lawsuit against Change...

Posted: Nov 17, 2025

AM Best Revises Outlook to Stable for Members of Illinois’ IFG Companies

AM Best has revised the outlooks to stable from positive and affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICRs) of “a+” (Excellent) for the members of Chicago-based IFG C...

Posted: Nov 17, 2025

Louisiana Man Arrested in Extensive Auto Insurance Fraud Scheme

A Monroe, Louisiana man has been arrested following an investigation into a suspected staged-crash and insurance fraud scheme, the Louisiana Department of Insurance (LDI) announced. Adrian Sampson, 21, is charged with 49 felony counts including aggra...

Posted: Nov 17, 2025

Florida-based Neptune Reports $11.5M Q3 Profit After IPO

Two months after its successful initial public offering that raised more than $368 million, Neptune Insurance Holdings Inc. reported a lucrative third quarter, despite a slight dip in net income. Q3 Net income for the St. Petersburg, Florida-based pr...

Posted: Nov 17, 2025

Florida-Based Neptune Reports $11.5M Q3 Profit After IPO

Two months after its initial public offering raised more than $368 million, Neptune Insurance Holdings Inc. reported a lucrative third quarter, despite a slight dip in net income. Q3 net income for the St. Petersburg, Florida-based private flood insu...

Posted: Nov 17, 2025

Coal Miners With Black Lung Say Government Is Suffocating The ‘Working Man’

Lisa Emery loves to talk about her “boys.” With each word, the respiratory therapist’s face softens and shines with pride. But keep her talking, and it doesn’t take long for that passion to switch to hurt. She knows the names,...

Posted: Nov 17, 2025

NTSB to Decide Probable Cause of Baltimore’s Key Bridge Collapse This Week

The National Transportation Safety Board will hold a public board meeting this week to determine the probable cause of the contact of the containership Dali with the Francis Scott Key Bridge and subsequent bridge collapse. NTSB’s board is expec...

Posted: Nov 17, 2025

Arizona Workers’ Comp Rates Fall for a 12th Straight Year

Workers’ compensation rates in Arizona are set to go down 6.7% next year. The Arizona Department of Insurance and Financial Institutions reviewed the annual National Council on Compensation Insurance rate filing for a 6.7% reduction in workers&...

Posted: Nov 17, 2025

NYC Council Committee Rejects Ban on Central Park Horse Carriages

Central Park’s iconic horse-drawn carriages will trot on, for now. A proposal to ban the popular tourist attractions that have been fixtures in Central Park for more than 150 years failed to clear a key New York City Council committee …

Posted: Nov 17, 2025

Don’t Look Now, But Florida’s State Plan, Citizens, Is No Longer the Largest Property Insurer in the...

By William Rabb Citizens Property Insurance Corp., the state-created insurer of last resort, is no longer the largest carrier in Florida. The ranking is seen as a significant milestone in the push for a more stable, market-based insurance system in &...

Posted: Nov 16, 2025

Are All Insurance Policies Ambiguous?

In January 2023, my monthly column was titled “Insurance Coverage and Television.” I’ve written and spoken extensively about how the property and casualty insurance industry spends billions of dollars on advertising and the vast maj...

Posted: Nov 16, 2025

How to Grow an Agency in 2026

By Andrea Wells After years of rate inflation in nearly all lines of property and casualty insurance, 2026 offers some reprieve for insurance buyers. Agents and brokers can no longer rely on agency growth through rate increases and exposure changes....

Posted: Nov 16, 2025

Emerging Risks to Watch: Space Weather, Quantum Sensors, and Digital Addiction

Insurance is a data-driven industry. And access to reliable data can make the difference between understanding a risk or being caught off guard, between an opportune advantage or a missed opportunity. With this in mind, we examine three emerging risk...

Posted: Nov 16, 2025

Driving Passion, Protecting Value – What Every Agent Should Know About Collector Vehicle Insurance

When a client buys a classic or exotic car, they’re purchasing far more than transportation–they’re investing in something personal, emotional, and often irreplaceable. Whether it’s a meticulously restored Mustang, a cherished...

Posted: Nov 16, 2025

2025 Roundup: Three Learnings to Take into 2026

This has been an unusual year in business–and one that offers us a glimpse of what’s to come in terms of artificial intelligence (AI), the market cycle, and recruitment and retainment across the insurance industry. We Must Not Underestima...

Posted: Nov 16, 2025

The Owner’s Lens: Seeing Risk the Way No One Else Can

In every successful mid-sized company, key leaders drive performance. CFOs, HR and safety managers, and operations experts all play critical roles and should be involved in shaping the business, including the insurance program. Still, no one understa...

Posted: Nov 16, 2025

Gunn Mowery Gives Clients and Employees the Upside of Insurance

By Andrea Wells For nearly 40 years, Gunn Mowery Insurance has delivered what the agency terms as the “Upside of Insurance” to their personal, business, and employee benefits customers. It’s also given its dedicated employees an &#8...

Posted: Nov 16, 2025