Insurance Journal

Viewpoint: Bringing People and Artificial Intelligence Together to Mitigate Risk

Artificial Intelligence (AI) is a valuable resource in today’s economy with the potential to reap great rewards in many avenues of business. However, as with any developing technology, it comes with new challenges. In a recent study by The Hart...

Posted: Oct 19, 2025

J&J Must Pay $966M After Jury Finds Company Liable in Talc Cancer Case

By Diana Novak Jones A Los Angeles jury ordered Johnson & Johnson to pay $966 million to the family of a woman who died from mesothelioma, finding the company liable in the latest lawsuit alleging its baby powder products cause …

Posted: Oct 19, 2025

Gallagher Sues Two Former Brokers Who Started Their Own Firm

By Andrew G. Simpson Global insurance broker Arthur J. Gallagher is suing two former employees who left to start their own New York brokerage firm for allegedly soliciting Gallagher clients and using confidential information in violation of their emp...

Posted: Oct 19, 2025

Tips to Make the Most of Carrier Relationships

I remember talking with an agency owner a few years ago who had gotten upset with an insurance carrier with whom they were working. This has been a frequent occurrence in the last few years as the hard market has …

Posted: Oct 19, 2025

What to Consider When Building Insurance Programs for Aging Properties

In July 2021, after the collapse of the Champlain Towers South in Surfside, Florida, the city of Miami ordered structural inspections of all buildings over 40 years old. Since then, two other condominium buildings have been deemed unsafe and evacuate...

Posted: Oct 19, 2025

Why Remote Hires Can Be Your Agency’s Best Recruiting Solution

Before I make my case about the value of remote hires, it’s important to acknowledge the reasons agencies, large and small, tell me they don’t want to hire remote employees. 1. “I had a bad experience.” 2. “Remote employ...

Posted: Oct 19, 2025

Risk Reality vs. Commercial Insurance: Coverage Holes Exposed

By Susanne Sclafane Two recent reports–one reviewing property and business interruption risks and the other, liability–highlight a growing divide between escalating risk and shrinking insurance coverage. They also suggest decision-makers...

Posted: Oct 19, 2025

4 Things to Consider to Streamline an Agency Tech Stack

As agencies plan their 2026 budgets, they face an exciting opportunity to unlock more value through technology. My advice to agency leaders? It’s time to streamline your tech stack. What does this look like? Streamlined technology connects tool...

Posted: Oct 19, 2025

5 Accounting Mistakes Agencies Make

Lack of Identifying Revenue Source. Treating all income as commissions will not allow proper analysis and may potentially create false impressions of the actual revenue. Use accrual accounting to distinguish between agency-billed and direct-billed co...

Posted: Oct 19, 2025

Accounting Essentials for Insurance Agency Owners

Turning Numbers into a Strategic Advantage Most insurance agency owners are driven by relationships, sales, and client service–not a passion for accounting. Yet, neglecting financial oversight can lead to overpricing producer compensation, miss...

Posted: Oct 19, 2025

Communication Strategies for Insurtechs Breaking into Legacy Markets

When modern insurtech meets decades of industry experience, the result should be innovation–yet too often, it’s misunderstanding. While insurtech companies bring incredible solutions to age-old problems, many struggle to gain traction wit...

Posted: Oct 19, 2025

Can Parametric Insurance Bridge the FEMA Gap?

The way communities nationwide recover from natural disasters may never be the same. The National Flood Insurance Program (NFIP) expired on September 30. (Editor’s note: As of press time it had yet to be renewed.) Simultaneously, pending congre...

Posted: Oct 19, 2025

Building Something That Matters: Ansay & Associates

By Allen Laman You have to give to get.” When Adolph Ansay opened Ansay & Associates in 1946, that family mantra guided his approach to business. So, he poured his time, resources, and heart not only into improving the Midwestern …

Posted: Oct 19, 2025

Focusing on Culture, Employees & Clients Keeps Morris & Garritano on Top

By Jahna Jacobson A team that loves what they do does it better.” Those sage words are the wisdom of Kerry Morris, chief operating officer at Morris & Garritano Insurance. The San Luis Obispo, California, agency was nominated by dozens &#82...

Posted: Oct 19, 2025

Employees Come First at Mackoul Risk Solutions

By Andrea Wells Pay your employees well and treat them better.” That’s the winning ticket to success, according to Ed Mackoul, CEO of Mackoul Risk Solutions, the Long Beach, New York-based agency that won the 2025 Best Agencies to Work &#...

Posted: Oct 19, 2025

Collaborative, Entrepreneurial Environment Creates ‘Hidden Gem’ for Employees: Swingle Collins & Ass...

By Jahna Jacobson Every employee at Swingle Collins & Associates brings something unique to the table–and every opinion is welcomed and valued. “We want the entire team to want to come to work each day,” said President Dan Curti...

Posted: Oct 19, 2025

The Government Action Exclusion

June marked my 56th year in the property and casualty insurance industry. When I speak at conferences and conventions, I tell a usually much younger crowd that I’m old–older than ISO, even older than FedEx, cable TV, and personal computer...

Posted: Oct 19, 2025

The Future of the Agency in a World of AI

By Andrea Wells Technology is changing the world at a faster pace than ever before with the help of artificial intelligence (AI). And the sky is the limit on what AI can and will do for the future of the …

Posted: Oct 19, 2025

Top Business Risks

It’s probably not a surprise that geopolitical volatility has surged into a list of the top 10 business risks worldwide. But cyber risk remains the number one concern globally, followed by business interruption at number two. That’s accor...

Posted: Oct 19, 2025

Accounting Essentials for Insurance Agency Owners: Turning Numbers into a Strategic Advantage

Most insurance agency owners are driven by relationships, sales, and client service–not a passion for accounting. Yet, neglecting financial oversight can lead to overpricing producer compensation, missing growth opportunities, or misreading per...

Posted: Oct 19, 2025

LPG-Laden Tanker on Fire off Yemen, EU’s Naval Force Says

The LPG-laden tanker MV Falcon was on fire and adrift on Saturday off the coast of Yemen, after it reported an explosion that forced members of its crew to abandon the vessel, the European Union’s naval force Aspides said in …

Posted: Oct 19, 2025

Alphabet’s Waymo to Launch Autonomous Ride-Hailing Service in London in 2026

Alphabet’s Waymo plans to launch its fully driverless ride-hailing service in London in 2026, the robotaxi firm said on Wednesday [Oct. 15], as it looks to expand its footprint to major international cities. Waymo has grown slowly but steadily...

Posted: Oct 17, 2025

Energy Transfer Delays Lake Charles LNG Project Decision to 2026

Energy Transfer LP has pushed back its targeted final investment decision for the proposed Lake Charles liquefied natural gas export project in Louisiana to the first quarter of 2026 from the end of this year, according to people familiar with &#8230...

Posted: Oct 17, 2025

Meta Building New Gigawatt-Sized Data Center in Texas

Meta Platforms Inc. is building a new gigawatt-sized data center in Texas to advance its artificial intelligence efforts, the latest in a string of significant investments by the company as it looks to keep pace in the competitive AI industry. &#8230...

Posted: Oct 17, 2025