Insurance Journal

Federal Court Blocks CFPB Move to Scrap Racial Discrimination Settlement

A federal judge in Chicago on Thursday refused to allow the U.S. Consumer Financial Protection Bureau to vacate a racial discrimination settlement reached last year with a mortgage lender, finding there was no basis for granting an extraordinary requ...

Posted: Jun 16, 2025

Rate Growth Slows, Moving Violations Increase: The Road Ahead for Auto

The auto insurance market is shifting gears. Last year, the sector saw premium growth, lower retention rates and improved loss ratios, leading to a softening market and increased profitability. However, it’s a winding road, according to the 202...

Posted: Jun 16, 2025

AM Best Downgrades Nonprofits Insurance Alliance Members in California, Vermont

AM Best has downgraded the Financial Strength Rating (FSR) to A- (Excellent) from A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICRs) to “a-” (Excellent) from “a+” (Excellent) of the Vermont and California m...

Posted: Jun 16, 2025

People Moves: Dann Joins The Liberty Company in California as Vice President

The Liberty Company Insurance Brokers hired Connor Dann as vice president, producer. Dann is based in Liberty’s Woodland Hills, California, office. In his new role, Connor focuses on expanding Liberty’s presence in key markets, particular...

Posted: Jun 16, 2025

Las Vegas Drywall Contractor Must Pay $824K in Wages, Damages

The U.S. Department of Labor recovered $824,276 in back wages and damages for 680 employees of a Las Vegas drywall contractor, which reported denied overtime pay to piece-rate and hourly workers. The department’s Wage and Hour Division investig...

Posted: Jun 16, 2025

Trump Denied Reconsideration of $5M Judgment in E. Jean Carroll Sex Abuse Case

A federal appeals court won’t reconsider its ruling upholding a $5 million civil judgment against President Donald Trump in a civil lawsuit alleging he sexually abused a writer in a Manhattan department store in the mid-1990s. In an 8-2 vote &#...

Posted: Jun 16, 2025

Connecticut Hopes to Curb Auto Claims Arbitration by Shifting Cost to Insurers

Connecticut lawmakers have passed a measure to shift the cost of auto insurance arbitration hearings between claimants and insurers over damage claims to the insurance industry. Currently the department of insurance absorbs the average $3,075 cost to...

Posted: Jun 16, 2025

Lawsuit Filed Over Jailhouse Killing of Deaf Man in Maryland

In the days before Javarick Gantt was strangled to death in jail, he was forced to share a cell with a first-degree murder suspect whose violent behavior had already alarmed his previous cellmate, according to a lawsuit filed Tuesday. Gantt, …

Posted: Jun 16, 2025

Size of Florida’s Slide Insurance Executive Compensation Has Tongues Wagging, Eyes Popping

By William Rabb When Tampa-based Slide Insurance registered for an initial public stock offering in May, one page of the filing quickly had people talking in the Florida insurance industry. On page 132 of the filing with the U.S. Securities …

Posted: Jun 15, 2025

Agents Beware: Homeowner’s Failure to Read Policy Doesn’t Clear Agency of Negligence Claim, North Ca...

A North Carolina insurance agency cannot escape a lawsuit brought by a homeowner whose claim was denied because key elements of the property were not mentioned in the coverage application. In a case that began almost a decade ago and …

Posted: Jun 15, 2025

SC Governor Celebrates Dram Shop-Tort Limits Law But Some Want Another Sip of Reform

South Carolina’s governor has signed a liquor liability and tort-reform bill into law, but some lawmakers said broader changes to the state’s legal system are needed. Senate Majority Leader Shane Massey, who helped push through a compromi...

Posted: Jun 15, 2025

Connecticut Closes Costly Workers’ Comp Loophole Opened by Court

Connecticut lawmakers last month moved to plug what could have been a very costly loophole in workers’ compensation benefits that was created by a state Supreme Court decision in March. The lawmakers effectively invalidated the high court rulin...

Posted: Jun 15, 2025

Ex-FDNY Chief Gets 3 Years for Taking Bribes for Safety Inspections

A former New York City Fire Department chief was sentenced to three years in prison last month for accepting tens of thousands of dollars in bribes to fast-track fire safety inspections at restaurants, hotels, and other city businesses. Anthony Sacca...

Posted: Jun 15, 2025

Missouri DCI Estimates High Uninsured Rates in St. Louis Following Tornado

By Ezra Amacher The Missouri Department of Commerce and Insurance released preliminary uninsured estimates for properties in the St. Louis in response to the F3 tornado that struck the region on May 16. DCI Department Director Angela Nelson said the...

Posted: Jun 15, 2025

How Brokers Help With Escalating Costs

Contractors must take into consideration all these moving risk targets, including at times their contractual guaranteed price risk. Brian Cooper, U.S. national construction practice leader for Gallagher, said that asking the contractor, and the proje...

Posted: Jun 15, 2025

What to Know About Construction and Environmental Liability

How do per- and polyfluoroalkyl substances (PFAS) impact the environmental liability market in construction, or do they? Do all contractors need environmental liability coverage? And if so, how can agents and brokers encourage them to purchase the co...

Posted: Jun 15, 2025

Smoke in the Rearview: Lessons in Wildfire Preparedness from an Agency CEO’s Evacuation Experience

In 2024, my family and I were forced to evacuate our home due to an approaching wildfire. After two decades in the insurance industry helping countless clients prepare for disasters and the unexpected, nothing compares to facing down a disaster &#823...

Posted: Jun 15, 2025

Triple-I: New Research Suggests Link Between Litigation Funding, Attorney Ads

According to research from the American Tort Reform Association (ATRA), legal service providers spent more than $2.5 billion on 26.9 million ads in 2024 alone–with significant increases in television, radio, and outdoor advertising since 2017....

Posted: Jun 15, 2025

Value-Added Services to Offer Clients

The insurance consumer will not see any significant value difference between insurance companies and insurance agencies. Products, price, and service are roughly the same. Insurance is really a commodity. Consumers have new options to access insuranc...

Posted: Jun 15, 2025

Political Risk Cover Demand Rises, but GWP Growth Lags: Report

By L.S. Howard Demand for political risk insurance is likely to rise by 33% due to tariff uncertainty and the instability of the current trading environment, according to Howden’s 2025 survey of multinational corporates with revenue of more tha...

Posted: Jun 15, 2025

Construction Sector: Data Centers Help Power Optimism Despite Uncertainty Over Economy

By Andrea Wells Construction insurance specialists cite a number of factors in describing the 2025 construction industry as a market in transition. There is uncertainty about the year’s economic outlook, potential impacts of tariffs on the supp...

Posted: Jun 15, 2025

Study Shows AI Spots Suspicious Claims Earlier Than Traditional Approaches

Machine learning models detect suspicious claims two weeks after submission–much faster than traditional methods, according to a new CLARA Analytics study on fraud detection in property/casualty insurance claims. The research, completed in Nove...

Posted: Jun 15, 2025

Certificates of Insurance…Or How I Got a Job in the Prison Laundry

As best as I can recall, the first article I wrote about certificates of insurance (COIs) was in 2002, over two decades ago. For the next four years, I wrote more on that subject than any other property/casualty issue, culminating …

Posted: Jun 15, 2025

Global Reinsurers Stand Strong Amid Investment Volatility, Natural Disasters

The reinsurance industry has shown significant improvements in operating performance in recent years. Despite facing substantial insured natural catastrophe losses globally, reinsurers achieved robust earnings growth in 2023 and 2024, exceeding their...

Posted: Jun 15, 2025

Six Things to Know About Umbrella Insurance

By Allen Laman From rising courtroom verdicts to notable underwriting shifts, here are six things independent agents and brokers need to understand about today’s umbrella market. What Is an Umbrella Policy? An umbrella liability policy is desig...

Posted: Jun 15, 2025