Insurance Journal

Cyber Buyers See Added Limits, Low Premium in Mature Market: Report

By Jahna Jacobson Cyber insurance remains an area of growth opportunity for property and casualty insurers, particularly in the face of large-scale risk factors. According to a new report, “CYBER: Insights on the current and future state of the...

Posted: Sep 07, 2025

Random Thoughts About Certificates of Insurance and Related Topics

The contracts your insureds enter into often create an additional workload for your staff, as well as an increased opportunity for agency errors and omissions (E&O) claims and lawsuits from both your customers and their business partners. On Octo...

Posted: Sep 07, 2025

Young Wholesalers on Finding Success

What advice would you give to a new recruit entering the wholesale insurance business? “Make sure you are constantly learning,” said Jake Luddy, RT Specialty. “Even from the not-so-good experiences. “When I think of the setbac...

Posted: Sep 07, 2025

A Look at Senior Care Liability Claims

The average indemnity payments paid for senior care facilities have more than doubled over the past 10 years, according to Liberty Mutual/Ironshore’s inaugural Senior Care Claims Study, which examined senior care claims reported under Liberty M...

Posted: Sep 07, 2025

Bigger Piece of the Pie: Surplus Lines Market Hits New Record as Specialty Lines Continue to Grow in...

Whatever line of business, the surplus lines industry continues to play a critical and more prominent role in the property/casualty market. “It’s pretty incredible to have watched what the E&S business has become today from the days w...

Posted: Sep 07, 2025

Mirror Tests and Absolute Exclusions

Independent insurance agents are facing considerable and relatively new errors and omissions (E&O) exposures, as well as growing exposures from long-time variables. When speaking to audiences, I’ve found a large proportion of agency executi...

Posted: Sep 07, 2025

Death and Insurance (Not Taxes): Part One

Death has been on my mind recently. Partly for work reasons, but mostly for personal reasons. Please understand that I’m neither morbid nor morose about death; I’m writing this from a pragmatic perspective. No one likes to think about dea...

Posted: Sep 07, 2025

AI for Agents

Artificial intelligence (AI) tools are creating exciting times for just about everyone. The insurance industry is standing on the cusp of an exhilarating technological revolution, primarily driven by AI, writes Anupam Gupta, Applied System’s ch...

Posted: Sep 07, 2025

Surplus Lines Market in Review

After surpassing the $100 billion threshold mark in direct premiums written for the first time in 2023, the surplus lines market grew by another 12.3% in 2024 to just under $130 billion, according to the recently released AM Best Market …

Posted: Sep 07, 2025

A Wake-Up Call from Hawaii: Why We Must Invest in Pre-Disaster Preparation

I was in Hawaii on vacation with my family when the tsunami alert came. It was issued following a powerful offshore earthquake–one of those moments where the routine hum of daily life is interrupted by sirens, alerts, and a sudden, …

Posted: Sep 07, 2025

Pennsylvania Finally Gets Its $200M Slice of JUA’s Surplus Pie

Pennsylvania Attorney General Dave Sunday recently announced a $200 million transfer of funds from the Professional Liability Joint Underwriting Association (JUA) into the state’s general fund. The transfer was the result of the Attorney Genera...

Posted: Sep 07, 2025

Ryan Specialty Launches New Sidecar to Support its Delegated Underwriting

International specialty insurer Ryan Specialty announced the formation of a new collateralized reinsurance vehicle called Ryan Alternative Capital Re, Ltd. (RAC Re) RAC Re will deliver additional capacity to Ryan Specialty Underwriting Managers&#8217...

Posted: Sep 05, 2025

Smith to Replace Retiring Gunn as Deputy Commissioner at ALDOI

The Alabama Department of Insurance has promoted Dusty Smith to the role of deputy commissioner, replacing Jimmy Gunn, who is retiring after 36 years at the department. Smith, a former insurance agent, joined the department in 2011 and has served &#8...

Posted: Sep 05, 2025

Containment Grows on Wildfires That Forced Evacuations, Destroyed Buildings

Firefighters are slowly gaining on several wildfires burning in the foothills of the Sierra Nevada area, forcing evacuations and destroying buildings in a historic mining town. The TCU September Lightning Complex fires, which were started by numerous...

Posted: Sep 05, 2025

RBC BlueBay Says ESG Is ‘Extremely Important’ for Investors

Even after more than three years of Republican-led attacks against environmental, social and governance investing, the strategy is still “extremely important,” according to RBC BlueBay Asset Management. “Focusing on ESG as part of y...

Posted: Sep 05, 2025

Apollo Settles Fight With Ex-Athene Executives Before Trial

Apollo Global Management Inc. resolved a lawsuit against two former executives of insurance unit Athene Holding Ltd. just days before the matter was set to go to trial. In a Wednesday filing in New York state court, the private equity …

Posted: Sep 05, 2025

Publisher Gannett Wins Dismissal of Nearly All of Journalists’ Job Bias Lawsuit

Gannett, the largest U.S. newspaper publisher, won the dismissal of most of a lawsuit, including all class action claims, alleging its diversity policies led to widespread discrimination against white journalists. U.S. District Judge Rossie Alston sa...

Posted: Sep 05, 2025

People Moves: Judd Joins AXA XL Energy

Judd Joins AXA XL Energy Underwriting Team AXA XL, in Stamford, Connecticut, hired Eric Judd as an executive underwriter on its energy underwriting team in the Americas in New York. With more than three decades of experience in the insurance …

Posted: Sep 05, 2025

Trump to Ask Supreme Court to Toss Carroll’s $5 Million Abuse and Defamation Verdict

President Donald Trump will soon ask the Supreme Court to throw out a jury’s finding in a civil lawsuit that he sexually abused writer E. Jean Carroll at a Manhattan department store in the mid-1990s and later defamed her, his …

Posted: Sep 05, 2025

Mass. Orders Insurers to Cover State-Backed Vaccines, Even Without CDC Support

Massachusetts Governor Maura Healey said Thursday the state had ordered insurers to cover vaccines backed by its health department, even if the U.S. Centers for Disease Control and Prevention issue narrower recommendations. Insurers would no longer r...

Posted: Sep 05, 2025

Advice From a Surety Underwriter to the Owner of a Start-Up Construction Company

This post is part of a series sponsored by Old Republic Surety. Early in my underwriting career, it wasn’t unusual to meet a company owner who had recently climbed down from a ladder or the seat of a bulldozer to …

Posted: Sep 05, 2025

People Moves: Alliant Human Capital Names Muller as Vice President

Alliant Human Capital, a division of Alliant Insurance Services, announced the appointment of Brian Muller as Vice President. Muller brings more than 15 years of experience in both corporate and consulting HR, with a proven track record of delivering...

Posted: Sep 05, 2025

Cultivated Meat Companies Sue Texas Over Its Lab-Grown Meat Ban

Two cultivated meat companies have filed a lawsuit against officials in Texas over the law that bans the sales of lab-grown meat in the state for two years. California-based companies UPSIDE Foods, which makes cultivated chicken, and Wildtype, which...

Posted: Sep 05, 2025

Minnesota Governor to Call Special Session on Gun Laws After School Shooting

Minnesota Gov. Tim Walz plans to call a special legislative session to consider tougher gun laws following a shooting last week at a Catholic school in Minneapolis that left two children dead and 21 people injured. The Democrat told reporters …

Posted: Sep 05, 2025

Tesla Says Its Robotaxi App Now Open to Public Riders

Tesla Inc. said it has opened its robotaxi app to the general public, suggesting the company will soon roll out the service beyond a select group of early access users in Austin, Texas. The company’s Tesla Robotaxi account on social …

Posted: Sep 05, 2025