Insurance Journal

Deadly Floods Reinforce Texas’ Challenge as Crisis Epicenter

Before dawn Friday morning, city manager Dalton Rice went for a jog along the Guadalupe River in Kerrville, Texas. He finished his run around 4 a.m. as a light rain set in. An hour later, he began receiving emergency calls: …

Posted: Jul 06, 2025

Connecticut Crumbling Foundation Insurer Seeks $100 Million

By Andrew G. Simpson The state-created captive insurer handling Connecticut homeowners’ claims for crumbling foundations is in line for another $100 million in bond funding in the biennial budget now awaiting Gov. Ned Lamont’s approval. L...

Posted: Jul 06, 2025

Insurance Industry Rejects Proposed Moratorium on State Artificial Intelligence Regulation

By Chad Hemenway A proposed decade-long moratorium on state regulation of artificial intelligence has gained the attention of many, including those within the insurance industry. The 10-year prohibition of AI regulation is contained within the sweepi...

Posted: Jul 06, 2025

The Art of Storytelling in Insurance: How to Make Technical Topics Engaging and Relatable

When was the last time you watched someone’s eyes light up when you mentioned policy exclusions, aggregate limits, or automated underwriting? Here’s the thing–insurance is fundamentally about stories. Every policy represents a narra...

Posted: Jul 06, 2025

Life-Saving Building Codes Are the Unsung Heroes of Resilience

In an era where billion-dollar disasters are becoming the norm, one truth stands above the wreckage: strong building codes save buildings–and lives. Yet despite mounting risks, the U.S. remains caught in a paradox. We have the knowledge and too...

Posted: Jul 06, 2025

Building Tech-Ready Teams: How agencies are seeking out new skill sets to embrace technology

Insurance professional across the country know how to adapt. From rising catastrophic weather events to shifting carrier appetites and increased regulatory and legal complexity, today’s market is putting more pressure–and more work–...

Posted: Jul 06, 2025

Top Non-Salary Factors Motivating Insurance Professionals to Seek New Jobs in 2025

Changing careers ranks right up there with some of life’s biggest decisions–it’s not something people take lightly. Every year, my team connects with thousands of insurance professionals who are exploring the job market. While every...

Posted: Jul 06, 2025

US Homeowners Insurance Rates Rose 40.4% in Six Years: Report

U.S. homeowners insurance rates rose 40.4% over the past six years, with the biggest increases hitting in the last two years, a new report shows. LendingTree’s 2025 State of Home Insurance Report shows rates from 2019 through 2021 remained stab...

Posted: Jul 06, 2025

Insuring Green Energy: Data Centers, Overloaded Power Grids, Global Push for Transformation Keep Gre...

By Andrea Wells Renewable energy is growing in the U.S. In fact, wind and solar energy generated more electricity in the U.S. than coal for the first time ever in 2024. Growth extends far beyond wind and solar, renewable energy …

Posted: Jul 06, 2025

Powering the Future

Grid stability and system strength have become major issues around the world. At press time, New York is in the midst of rolling blackouts. Blistering heat is straining power grids across the eastern half of the U.S., leading to a …

Posted: Jul 06, 2025

Carriers and Principles of Insurance

Every once in a while, I believe revisiting fundamental industry principles is beneficial. One such essential principle is diversity, especially for insurance carriers. “Diversity” in this case has nothing to do with race, religion, or po...

Posted: Jul 06, 2025

Understanding the Future of Insurance by Studying the Past

One of the things I love about the insurance business is that anyone–regardless of where they start–can build a meaningful, lifelong career. I am proof of that. In our industry, your ability to reach your potential is a function of &#8230...

Posted: Jul 06, 2025

APCIA Warns Michigan Auto Insurance Bill Could Destabilize Market

By Ezra Amacher A Michigan lawmaker has proposed legislation that would mandate auto insurance premium reductions of at least 10% on any new or renewed policy, a bill that the American Property Casualty Insurance Association (APCIA) says would destab...

Posted: Jul 06, 2025

‘Preventable’ National Grid Failures Led to Heathrow Fire: Report

A fire that shut London’s Heathrow airport in March, stranding thousands of people, was caused by the UK power grid’s failure to maintain an electricity substation, an official report said on Wednesday, prompting the energy watchdog to op...

Posted: Jul 03, 2025

Tangled: When Producers Change Agencies But Not Carriers

For insurance producers, changing agencies might be as simple as signing a waiver. Other times, a producer changing agencies may leave the producer, agency officials, and even carriers with a legal maze of contracts, agreements, and state reports to...

Posted: Jul 03, 2025

People Moves: Ki Appoints Ex-PartnerRe Executive Bonneau as Chair

Ki Appoints Ex-PartnerRe Exec Bonneau as Chair Ki, the algorithmically powered Lloyd’s digital follow platform, announce the appointment of Jacques Bonneau as non-executive chair for Ki Financial Ltd., effective July 1, 2025. Bonneau was previo...

Posted: Jul 03, 2025

Tensions Are Starting to Brew Over Waterways for US LNG Cargoes

One of the US largest exporters of liquefied natural gas, Venture Global Inc., is raising questions over how to share a common waterway with a planned neighbor — it’s a move that underscores a coming bottleneck for shipping space in …

Posted: Jul 03, 2025

Judge Dismisses Texas Attorney General’s Lawsuit Over State Fair Gun Restrictions

A Dallas County district judge dismissed state Attorney General Ken Paxton’s suit against the State Fair of Texas and the City of Dallas, for gun restrictions that were enacted following a 2023 shooting that injured three people at the fairgrou...

Posted: Jul 03, 2025

Wisconsin Sports Park Sued for Firing Christian Employee

Crystal Ridge Ski Area, LLC, doing business as The Rock Snowpark, a winter sports park and summer events venue in Franklin, Wisconsin, violated federal law when it terminated a lift operations manager because of his religion, the U.S. Equal Employmen...

Posted: Jul 03, 2025

People Moves: Rockford Mutual Promotes Kriens to Claims VP as Kennedy Retires

Rockford Mutual Insurance Company (RMIC), headquartered in Rockford, Illinois, promoted Ann Kriens to the position of claims vice president. Kriens joined RMIC in 2014 with 20 years of claims experience at Economy/MetLife, serving as an adjuster, sup...

Posted: Jul 03, 2025

Northeast Firms to Pay $1.37M to Settle Claims of Shoddy Runway Construction

Contractors from Maine, Connecticut and New York will pay $1.37 million to resolve allegations concerning false claims for payment related to the rehabilitation of a Westfield-Barnes Regional Airport runway in Westfield, Massachusetts. As part of the...

Posted: Jul 03, 2025

Cyberattack on Brazil Tech Provider Hits Reserve Accounts of Some Financial Institutions

Brazil’s central bank said on Wednesday that technology services provider C&M Software, which serves financial institutions lacking connectivity infrastructure, had reported a cyberattack on its systems. The bank did not provide further det...

Posted: Jul 03, 2025

Business Moves: Specialist Risk Group Acquires Generation Underwriting From WF Risk Group; Ardonagh...

Specialist Risk Group Acquires Generation Underwriting From WF Risk Group Specialist Risk Group (SRG), the London-based insurance intermediary, announced the acquisition of managing general agent Generation Underwriting, which has offices in Newcastl...

Posted: Jul 03, 2025

Conquering claims chaos after natural disasters

This post is part of a series sponsored by Cotality. Crime thrives in chaos, making natural disasters the perfect backdrop for insurance claims fraud. When the ashes have settled after a wildfire or when hail stops falling and flood waters …

Posted: Jul 03, 2025

Aon’s Albert G. Ruben Joins Relation Insurance

Relation Insurance Services said late last month that it acquired Aon’s Albert G. Ruben, a brokerage for the entertainment industry for the last 65 years. Terms of the deal were not disclosed. The Albert G. Ruben name and team will …

Posted: Jul 03, 2025