Insurance Journal

Missouri DCI Estimates High Uninsured Rates in St. Louis Following Tornado

By Ezra Amacher The Missouri Department of Commerce and Insurance released preliminary uninsured estimates for properties in the St. Louis in response to the F3 tornado that struck the region on May 16. DCI Department Director Angela Nelson said the...

Posted: Jun 15, 2025

How Brokers Help With Escalating Costs

Contractors must take into consideration all these moving risk targets, including at times their contractual guaranteed price risk. Brian Cooper, U.S. national construction practice leader for Gallagher, said that asking the contractor, and the proje...

Posted: Jun 15, 2025

What to Know About Construction and Environmental Liability

How do per- and polyfluoroalkyl substances (PFAS) impact the environmental liability market in construction, or do they? Do all contractors need environmental liability coverage? And if so, how can agents and brokers encourage them to purchase the co...

Posted: Jun 15, 2025

Smoke in the Rearview: Lessons in Wildfire Preparedness from an Agency CEO’s Evacuation Experience

In 2024, my family and I were forced to evacuate our home due to an approaching wildfire. After two decades in the insurance industry helping countless clients prepare for disasters and the unexpected, nothing compares to facing down a disaster &#823...

Posted: Jun 15, 2025

Triple-I: New Research Suggests Link Between Litigation Funding, Attorney Ads

According to research from the American Tort Reform Association (ATRA), legal service providers spent more than $2.5 billion on 26.9 million ads in 2024 alone–with significant increases in television, radio, and outdoor advertising since 2017....

Posted: Jun 15, 2025

Value-Added Services to Offer Clients

The insurance consumer will not see any significant value difference between insurance companies and insurance agencies. Products, price, and service are roughly the same. Insurance is really a commodity. Consumers have new options to access insuranc...

Posted: Jun 15, 2025

Political Risk Cover Demand Rises, but GWP Growth Lags: Report

By L.S. Howard Demand for political risk insurance is likely to rise by 33% due to tariff uncertainty and the instability of the current trading environment, according to Howden’s 2025 survey of multinational corporates with revenue of more tha...

Posted: Jun 15, 2025

Construction Sector: Data Centers Help Power Optimism Despite Uncertainty Over Economy

By Andrea Wells Construction insurance specialists cite a number of factors in describing the 2025 construction industry as a market in transition. There is uncertainty about the year’s economic outlook, potential impacts of tariffs on the supp...

Posted: Jun 15, 2025

Study Shows AI Spots Suspicious Claims Earlier Than Traditional Approaches

Machine learning models detect suspicious claims two weeks after submission–much faster than traditional methods, according to a new CLARA Analytics study on fraud detection in property/casualty insurance claims. The research, completed in Nove...

Posted: Jun 15, 2025

Certificates of Insurance…Or How I Got a Job in the Prison Laundry

As best as I can recall, the first article I wrote about certificates of insurance (COIs) was in 2002, over two decades ago. For the next four years, I wrote more on that subject than any other property/casualty issue, culminating …

Posted: Jun 15, 2025

Global Reinsurers Stand Strong Amid Investment Volatility, Natural Disasters

The reinsurance industry has shown significant improvements in operating performance in recent years. Despite facing substantial insured natural catastrophe losses globally, reinsurers achieved robust earnings growth in 2023 and 2024, exceeding their...

Posted: Jun 15, 2025

Six Things to Know About Umbrella Insurance

By Allen Laman From rising courtroom verdicts to notable underwriting shifts, here are six things independent agents and brokers need to understand about today’s umbrella market. What Is an Umbrella Policy? An umbrella liability policy is desig...

Posted: Jun 15, 2025

Tariffs, Tension, and Risk: How Trump’s Trade War Is Reshaping the Insurance Landscape

President Trump has ignited global trade tensions with the rollout of a sweeping new tariff regime to promote domestic manufacturing and aimed at what he calls restoring balance to America’s economic relationships. This includes placing elevate...

Posted: Jun 15, 2025

How Embedded Insurance Supports Real Livelihoods in the Growing On-Demand Economy

Embedded insurance is everywhere. From booking a flight or buying concert tickets to opening a bank account, insurance is now being offered to consumers at the point of need. It makes access quicker, simpler, and more appealing for people who …

Posted: Jun 15, 2025

Inflation Impacting Workers’ Comp Medical Costs: WCRI

A new study by the Workers Compensation Research Institute (WCRI) illustrates how rising inflation has impacted the system in recent years. The 2025 edition of the WCRI Medical Price Index for Workers’ Compensation, authored by Dr. Rebecca Yang...

Posted: Jun 15, 2025

As Insurance Execs Eye AI for Fraud Detection, Deloitte Predicts Billions in Savings

By Allen Laman With a growing share of insurance executives viewing generative artificial intelligence as a tool for streamlining and improving functions like fraud detection, Deloitte predicts that AI technologies could save the property/casualty in...

Posted: Jun 15, 2025

Insurer USAA Expands Presence in Virginia With Purchase of Building

Insurer USAA, which serves military veterans and their families, has purchased a new, larger office space in Chesapeake, Virginia to accommodate its expanding membership and workforce. Through the expansion, USAA said it expects to add 500 new jobs t...

Posted: Jun 13, 2025

People Moves: Beazley Taps Swiss Re’s Wunderlich as Head of Parametric Insurance; QBE Promotes Brown...

This edition of International People Moves details appointments at Beazley and QBE Insurance. A summary of these executive hires follows here. Beazley, headquartered in London, appointed Stefan Wunderlich as head of parametric insurance. Reporting to...

Posted: Jun 13, 2025

New Oklahoma Law Limits Post-Loss Assignment of Benefits on Property Damage

Oklahoma lawmakers this legislative session passed a bill limiting post-loss assignment of benefits for property damage under auto, residential or commercial property insurance policies. House Bill 1084 prohibits the solicitation or acceptance of an...

Posted: Jun 13, 2025

California, 10 Other States Sue to Block Trump From Killing 2035 EV Rules

A group of 11 states led by California on Thursday filed suit challenging a repeal by Congress of the state’s 2035 electric vehicle rules and heavy duty truck requirements. U.S. President Donald Trump on Thursday signed three resolutions approv...

Posted: Jun 13, 2025

European Homeowners Battle Insurers Over $2.9 Trillion Climate Risk

When Bernard Weisse first noticed a tiny crack in the outer wall of his house on the outskirts of Paris, he dismissed it as little more than a nuisance. But in the four years since, a spiderweb of fissures has …

Posted: Jun 13, 2025

Families of People Killed in Georgia Ferry Dock Collapse Sue Companies That Built it

Relatives of seven people who drowned in waters off a Georgia island after a ferry dock walkway collapsed announced Wednesday they filed a lawsuit against the companies that designed and built it. Dozens of people were standing on the metal …

Posted: Jun 13, 2025

JetZero to Build $4.7B Next-Gen Plane Plant in NC With Up to 14,500 Jobs

JetZero Inc. announced plans Thursday to build its first manufacturing plant for a next-generation passenger jet in central North Carolina, a project that if successful would create more than 14,500 jobs there in a decade. The California-based startu...

Posted: Jun 13, 2025

Greece, UK Urge Ships to Avoid Red Sea, Log Hormuz Voyages, Documents Show

Greece and Britain have advised their merchant shipping fleets to avoid sailing through the Gulf of Aden and to log all voyages through the Strait of Hormuz after Israel’s large-scale attacks on Iran on Friday, documents seen by Reuters showed....

Posted: Jun 13, 2025

Update: Ships Warned to Avoid Red Sea, Log Hormuz Voyages After Israel Hits Iran

Merchant shipping is continuing to pass through the Strait of Hormuz despite Israel’s large-scale attacks on Iran on Friday, the multinational, U.S.-led Combined Maritime Force said, although some shipowners were looking to avoid the region. Ir...

Posted: Jun 13, 2025