Insurance Journal

Government Shutdown Threatens US Home Sales in Flood-Prone Areas: Report

A shutdown of the U.S. government could hinder the accessibility of insurance coverage to prospective homeowners in flood-prone areas, and cost the already struggling housing market billions of dollars in delayed contract closings, data showed on Tue...

Posted: Oct 15, 2025

Viewpoint: Strong In-House Claims Functions Help Build Trust in MGA Sector

The managing general agent (MGA) market is in the spotlight as one of the most agile and innovative arrows of growth for the insurance sector. But as with any arrow, direction and precision matter. Fired without the right discipline, it …

Posted: Oct 15, 2025

Agents Struggle to Find Capacity, Meet Customer Timing Expectations: Survey

A new property/casualty insurance industry survey report reveals some of the key challenges that independent agents are facing, including providing quotes within customers’ expected time frames—or finding insurance capacity at all in some areas...

Posted: Oct 15, 2025

Viewpoint: Can Parametric Insurance Bridge the FEMA Gap?

The way communities nationwide recover from natural disasters may never be the same. The National Flood Insurance Program (NFIP) expired on September 30. Simultaneously, pending congressional legislation stands to transform the Federal Emergency Mana...

Posted: Oct 15, 2025

Miss. Supreme Court Won’t Budge on $15M Bad-Faith Decision Against USAA

The Mississippi Supreme Court this month declined to reconsider its 2024 decision to uphold almost $15 million in punitive damages and attorney fees against USAA in one of the longest-running claims disputes to come out of Hurricane Katrina. The cour...

Posted: Oct 15, 2025

Mississippi Supreme Court Won’t Budge on $15M Bad-Faith Decision Against USAA

The Mississippi Supreme Court this month declined to reconsider its 2024 decision to uphold almost $15 million in punitive damages and attorney fees against USAA in one of the longest-running claims disputes to come out of Hurricane Katrina. The cour...

Posted: Oct 15, 2025

Insureds Need Early ACV Estimate to Claim Breach of Contract, Fla. Appeals Court Says

In what is being seen as a significant win for property insurers, a Florida appeals court last week found that Universal Property and Casualty Insurance Co. did not breach the insurance contract when it paid just $8,125 on a homeowner’s …

Posted: Oct 15, 2025

California Reports $6.7B Economic Impact From Diverse Businesses in Insurance Industry

A new economic impact report from the California Department of Insurance shows that insurance companies contracting with small and diverse-owned businesses contributed a total economic output of $6.7 billion to the state’s economy, supporting m...

Posted: Oct 15, 2025

California Reports $6.7B Impact From Diverse Businesses in Insurance Industry

A new economic impact report from the California Department of Insurance shows that insurance companies contracting with small and diverse-owned businesses contributed a total economic output of $6.7 billion to the state’s economy, supporting m...

Posted: Oct 15, 2025

California Oil Workers Face Uncertain Future in State’s Energy Transition

Thirty years ago, Willie Cruz was shocked when he learned the Southern California oil refinery where he worked was shutting down. Cruz, now a 61-year-old living in Arizona, had spent five years working in the environmental department when Powerine Oi...

Posted: Oct 15, 2025

South Dakota Farmers Use Farm Tunnels for Longer Growing Season

When snow covers the frozen ground, and most South Dakota farmers have sold or stored their products for the season, the operators of Cedar Creek Gardens are still able to grow vegetables and harvest a lucrative crop. Located in a …

Posted: Oct 14, 2025

Wisconsin Contractor Fined for Acting as a Public Adjuster

Wisconsin Insurance Commissioner Nathan Houdek issued a final decision to impose civil forfeitures of $6,000 after finding that a contractor was acting as a public adjuster under Wisconsin law, which subjected him to the standards of Wis. Stat. ch. 6...

Posted: Oct 14, 2025

Camp Owners in Texas Fear Closure Due to New Safety Regulations

Texas camp owners on Friday urged the state health agency to give them more time and flexibility on costly new safety requirements, saying they could be forced to close by next summer. “We support the goal of making camps safer,” …

Posted: Oct 14, 2025

Texas Water Crisis Threatens Booming Industrial Hotspot for Exxon, Koch

Water shortages in South Texas are posing major risks to a fast-growing industrial hub that’s crucial to President Donald Trump’s twin goals of dominating global energy markets and slashing trade deficits. Corpus Christi, a Gulf Coast cit...

Posted: Oct 14, 2025

Look Out, Uber. The Future Looks a Lot More Like Waymo.

There’s something fundamentally American about the freedom to get in your car and drive. Driving is self-determination. The liberty to set your own course. The power to move under your own willpower, whether for duty or sheer pleasure. Despite...

Posted: Oct 14, 2025

King Risk Partners Acquires Virginia’s Jenkins Insurance

Florida-based insurance broker King Risk Partners announced it has acquired Jenkins Insurance, an independent insurance agency based in Harrisonburg, Virginia. Jenkins Insurance has been serving Harrisonburg, Rockingham, and the surrounding regions o...

Posted: Oct 14, 2025

Miami Construction Owner, an Illegal Immigrant, Charged With Workers’ Comp Fraud

A construction firm owner in Miami greatly underreported his company’s payroll, defrauding a workers’ compensation insurer of more than $380,000 in premiums, Florida authorities said Monday. Jose Arias-Reyes, president of AR Carpentry Ser...

Posted: Oct 14, 2025

Shooting at Packed SC Bar Kills 4 and Injures At Least 20 More

A mass shooting early Sunday at a crowded bar on an idyllic island considered to be the largest Gullah community on the South Carolina coast has left four people dead and at least 20 injured, officials said. A large crowd …

Posted: Oct 14, 2025

Rhode Island Couple Dies in Plane Crash on Massachusetts Highway

A Rhode Island husband and wife were killed and another person injured Monday morning when a small plane crashed onto a highway in southeastern Massachusetts. The deceased were identified as Thomas and Agatha Perkins, of Middletown, according to Thom...

Posted: Oct 14, 2025

16 Killed in Blast at Tennessee Military Explosives Factory Near Nashville

A blast in rural Tennessee that leveled an explosives plant and was felt for miles around killed 16 people and left no survivors, authorities said. The explosion left a smoldering wreck of twisted and charred metal and burned-out vehicles at …

Posted: Oct 14, 2025

People Moves: Markel International Restructures, Promotes Hillier as CUO; Miller Taps Optio’s Robins...

This edition of International People Moves details appointments at Markel Insurance and the insurance broker Miller. A summary of these new hires follows here. Markel International Restructures and Promotes Hillier as CUO Markel Insurance, the insura...

Posted: Oct 14, 2025

Nor’easter Knocks Out Power, Snarls Travel Across East Coast

An early-season nor’easter swept across the US East Coast, killing at least one person as it triggered power outages and travel delays, while across the continent a massive storm wreaked havoc on Alaska. The eastern storm will reach its peak &#...

Posted: Oct 14, 2025

Marsh McLennan and Businesses to Unify Under ‘Marsh’ Brand; New Unit Created

Marsh McLennan announced it will change its brand to “Marsh,” effective January 2026, and it has created a new unit, Business and Client Services (BCS), which aims to accelerate innovation and centralize investments in operational excelle...

Posted: Oct 14, 2025

Markets/Coverages: Tokio Marine Kiln Offers Combined Cyber, E&O, Media, IP Solution

Tokio Marine Kiln (TMK), the specialist insurer, announced the launch of “Enterprise Ctrl,” a comprehensive enterprise errors and omissions (E&O) insurance solution that enhances the recently launched TMK Cyber Ctrl+ suite. This first...

Posted: Oct 14, 2025

EU Lawmakers Agree to Drastically Curtail ESG Directives

European Union lawmakers agreed to move ahead with major cuts to a set of sustainability directives, after intense pressure from the bloc’s biggest member states. The EU Parliament’s Committee on Legal Affairs voted on Monday to have the...

Posted: Oct 14, 2025