Insurance Journal

Florida People Rush to Help Plane Near Airport Mayor Says Is Plagued With Crashes

Residents in a Miami suburb used an ax, fire extinguisher and garden hose to rescue four people from a small plane that crashed into a tree in yet another mishap near a busy South Florida airport. “It was nothing short …

Posted: Jul 16, 2025

Central Texas Floods Highlight State’s Risky Profile, Triple-I Analysis Finds

The catastrophic floods in central Texas on July 4th occurred in an area where fewer than 3% of homeowners have flood insurance through the National Flood Insurance Program, serving as another example of why Texas has one of the highest …

Posted: Jul 16, 2025

USDA Margin Coverage Option for Row Crops Available in Select States

The U.S. Department of Agriculture’s (USDA) Risk Management Agency (RMA) announced this month it is introducing a new margin coverage option as a crop insurance endorsement for corn, cotton, grain sorghum, rice, soybeans and spring wheat in sel...

Posted: Jul 16, 2025

U. of Michigan Faces Federal Scrutiny Over Chinese Scientists’ Smuggling of Biological Materials

The University of Michigan is under federal scrutiny after two Chinese scientists linked to the school were separately charged with smuggling biological materials into the United States. The Education Department on Tuesday opened an investigation int...

Posted: Jul 16, 2025

University Faces Scrutiny Over Chinese Scientists’ Smuggling of Biological Materials

The University of Michigan is under federal scrutiny after two Chinese scientists linked to the school were separately charged with smuggling biological materials into the United States. The Education Department on Tuesday opened an investigation int...

Posted: Jul 16, 2025

US Farm Agency Ends Program to Support Small Businesses

The U.S. Department of Agriculture said on Tuesday it would cut funding for a national network of centers that have supported thousands of small- and mid-sized farm and food businesses. The cuts are another hit to farmers from President Donald &#8230...

Posted: Jul 16, 2025

New Book Proposes Four-Prong Legal Strategy to Negate Nuclear Verdicts

Leaders at one of the largest national insurance defense firms believe they have identified the causes of nuclear verdicts—and developed a comprehensive litigation strategy that negates them. A new book about that strategy and the data behind it will...

Posted: Jul 16, 2025

ECB Stress Test to Ask Banks Which Geopolitical Risks Would Hurt

The European Central Bank’s next stress test will ask lenders to come up with hypothetical situations in which risks like trade disruptions or wars could hit their financial strength. The exam next year will “assess which firm-specific ge...

Posted: Jul 16, 2025

Helvetia, Baloise Said To Tap McKinsey For Merger Help

Helvetia Holding AG and Baloise Holding AG hired strategy consultant McKinsey for advice on Europe’s biggest insurance deal this year, according to people familiar with the matter. McKinsey is set to earn tens of millions of Swiss francs from t...

Posted: Jul 16, 2025

Viewpoint: US Life Reinsurance Driven by Insurers Seeking Growth, Capital Optimization

Strategic partnerships between re/insurers and alternative investment managers, the use of offshore platforms, and a fourth consecutive record year of annuity sales led to continued reinsurance growth in the U.S. in 2024. Fitch Ratings expects the pr...

Posted: Jul 16, 2025

Florida County Leads With High-Tech 911 Emergency Response System

NAPLES, Fla. (AP) — When an emergency happens in Collier County, Florida, the 911 calls go to one of the most high-tech communications centers in the U.S., where callers can send text and video from the scene to dispatchers. Moving …

Posted: Jul 16, 2025

Massachusetts Assisted Living Home Had Been Cited for Late Safety Reports

A Massachusetts assisted-living center where nine residents died in a fire was cited for failing to immediately report more than two dozen health and safety incidents, according to regulators’ most recent review of the facility. Five men and fo...

Posted: Jul 16, 2025

Alabama AG Urges No Pre-Trial Immunity for Ex-Officer Charged With Shooting Armed Man

A former Alabama police officer charged with murder for shooting an armed Black man in the man’s front yard during a dispute with a tow-truck driver shouldn’t be granted immunity before going to trial, the state’s attorney general s...

Posted: Jul 16, 2025

Alabama AG Urges No Pre-Trial Immunity for Ex-Officer Charged With Shooting Man

A former Alabama police officer charged with murder for shooting an armed Black man in the man’s front yard during a dispute with a tow-truck driver shouldn’t be granted immunity before going to trial, the state’s attorney general s...

Posted: Jul 16, 2025

Battle Over Boston Bike Lanes Intensifies and Hits Mayor’s Race

Construction mogul Jay Cashman says Boston Mayor Michelle Wu’s bike lane overhaul is such a disaster that he’s willing to spend as much as $1 million to force the city to redo them. Wu, who is seeking reelection this year, …

Posted: Jul 16, 2025

NFP Acquires Tennessee’s Levine Group

Global insurance and benefits broker NFP announced its acquisition of Levine Group, LLC, a financial services firm based in Brentwood, Tennessee. Levine Group has been serving Nashville and the surrounding area since 1963. The firm offers investment...

Posted: Jul 16, 2025

2 Dead in New Jersey After Floodwaters Carry Away Vehicle During Northeast Downpours

Two people in New Jersey were killed after their vehicle was swept up in floodwaters during a storm that moved across the U.S. Northeast overnight, authorities said Tuesday. Gov. Phil Murphy, a Democrat, noted the deaths occurred in the northern &#82...

Posted: Jul 15, 2025

High Temperatures, Wildfire Smoke May Trigger Protections for Washington Workers

Worker safety regulators in Washington are warning businesses that temperatures and wildfire smoke are making for hazardous conditions for outdoor workers. The Washington State Department of Labor & Industries issued a notice to employers and wor...

Posted: Jul 15, 2025

Louisiana Insurers Must Disclose Prior Policy Premiums Under Controversial New Law

Under a new state law, Louisiana insurers will be required to give mandatory disclosure of prior policy premium when issuing a renewal policy to a policyholder. Louisiana Insurance Commissioner Tim Temple sent an advisory letter to insurers this week...

Posted: Jul 15, 2025

California Surplus Lines Take-up Soars as Brokers Work to Find Coverage for Clients

The best way to tell that the California homeowners insurance market has been a bear is to see where buyers facing higher rates and lack of options in traditional markets are going for alternatives. One choice is the surplus lines …

Posted: Jul 15, 2025

California Surplus Lines Take-Up Soars as Brokers Work to Find Coverage for Clients

The best way to tell that the California homeowners insurance market has been a bear is to see where buyers facing higher rates and lack of options in traditional markets are going for alternatives. One choice is the surplus lines …

Posted: Jul 15, 2025

State Farm Implements 27% Rate Increase for Illinois Homeowners

State Farm is implementing a significant rate hike for Illinois homeowners, citing more frequent severe weather events and rising home replacement costs that are driving up the cost and frequency of claims. The rate hike has drawn the ire of …

Posted: Jul 15, 2025

Diageo Calls Tequila Purity Allegation ‘Baseless’ as Lawsuit Proceeds

Diageo on Monday filed an initial response to a lawsuit accusing the spirits giant of misleading U.S. consumers about the purity of some of its popular tequila brands, calling the claim “baseless.” The company, which also owns whisky bran...

Posted: Jul 15, 2025

London Market Brokers, Associations Welcome Move to Create UK Captive Domicile

The UK Chancellor of the Exchequer Rachel Reeves announced today that the UK will introduce a captive insurance company regime – a decision that was welcomed by brokers and trade associations across the London market. The government aims to deliver &...

Posted: Jul 15, 2025

Antitrust Enforcers ‘Get Out of the Way’ of Multibillion-Dollar Deals

President Donald Trump’s antitrust enforcers recently cleared a string of multibillion-dollar deals in a week, demonstrating a willingness to settle with companies that marks a shift from the Biden administration. The U.S. Department of Justice...

Posted: Jul 15, 2025