Insurance Journal

Markets/Coverages: Coalition Launches Cyber Insurance for Businesses in Nordic Region

Coalition, the San Francisco-based cyber managing general agent and cybersecurity firm, announced the launch of its Active Cyber Insurance product in the Nordic region. Coalition’s offerings are available in Denmark as of May 1, 2025, and will...

Posted: May 01, 2025

LA Fire Investigation Will Take a Year or More, Edison CEO Says

The probe into the deadly Southern California Eaton fire is likely to take a year or more as authorities examine Edison International’s utility equipment as the possible cause, according to the company’s chief executive officer. Edison, m...

Posted: May 01, 2025

Business Moves: CRC Group Acquires ARC in E&S Deal

Independent insurance wholesaler CRC Group said it has acquired specialty wholesale distributor ARC Excess & Surplus. Terms were not disclosed. ARC was founded in 1986 by Chris Cavallaro as a boutique management and professional liability wholesa...

Posted: May 01, 2025

Arthur J. Gallagher & Co. Acquires New Zealand’s First Capital Financial Services

Arthur J. Gallagher & Co. announced the acquisition of New Zealand-based First Capital Financial Services and its affiliate First Capital Wealth Management. Terms of the transaction were not disclosed. First Capital is a financial advisory firm p...

Posted: May 01, 2025

Severe Storms Take 4 Lives, Cause Power Outages, Close Roads in Pennsylvania

Officials and first responders in Pennsylvanians are assessing and cleaning up the damage caused after severe storms swept across western and central parts of the state Tuesday.. Officials reported four deaths linked to the severe weather. The Nation...

Posted: May 01, 2025

Scientists Tally Oil Majors’ Climate Damage With Eye to Legal Liability

Over the last decade, scientists have rapidly developed the field of climate attribution research, teasing out the role played by global warming in individual natural disasters. Meanwhile, their ways of tracking a single emitter’s influence on...

Posted: May 01, 2025

Court Questions NJ Diocese’s Bid to Block Grand Jury on Clergy Sex Abuse

Members of New Jersey’s Supreme Court sounded skeptical at times Monday about the effort of a Catholic diocese to stop the state from empaneling a grand jury to investigate clergy sexual abuse allegations. The high court is considering the stat...

Posted: May 01, 2025

Chinese Hacking Competitions Fuel the Country’s Broad Cyber Ambitions

Dustin Childs can still describe the best demonstration of a winning hack at an international tournament he’s ever seen. It happened almost a decade ago. The participants had to find a way to break into a Windows workstation that was …

Posted: May 01, 2025

Viewpoint: Regulatory Proposals in Australia, Malaysia Reshape Reinsurance Strategies

The regulatory landscape in the Asia-Pacific region is rapidly evolving, influencing insurers’ risk management and capital adequacy. Australia and Malaysia are two examples of markets where recent regulatory developments are likely to influence...

Posted: May 01, 2025

Countries Shore Up Digital Defenses as Global Tensions Raise Cyberwarfare Threat

Hackers linked to Russia’s government launched a cyberattack last spring against municipal water plants in rural Texas. At one plant in Muleshoe, population 5,000, water began to overflow. Officials had to unplug the system and run the plant ma...

Posted: May 01, 2025

Buyer’s Remorse Hits Finance Bosses Who ‘Overhired’ for ESG

There’s a course-correction underway among financial firms that went all out on ESG hiring just a few years back, according to recruiters advising banks and money managers. Firms have had to acknowledge that the goal of generating the highest p...

Posted: May 01, 2025

AM Best Revises Credit Rating Outlook to Negative for NJM Insurance Group

Ratings agency AM Best has revised the outlook to negative from stable for the members of the NJM Insurance Group (NJM) for the Long-Term Issuer Credit Ratings and affirmed the Financial Strength Rating (FSR) of A+ (Superior) and the Long-Term &#8230...

Posted: May 01, 2025

California Workers’ Comp Bureau Submits Higher 2025 Pure Premium Rate Filing

The Workers’ Compensation Insurance Rating Bureau of California submitted a September 1, 2025 pure premium rate filing, proposing advisory pure premium rates on average 11.2% above the average approved September 1, 2024 advisory pure premium ra...

Posted: May 01, 2025

BOND: Not an ‘Ugly’ 4-Letter Word

This post is part of a series sponsored by Old Republic Surety. Surety bonds have garnered an unfortunate reputation of being “ugly” or “uncomfortable” for independent insurance agents for many reasons. Unlike a traditional in...

Posted: Apr 30, 2025

Allstate Q1 Income Drops 52% on Record $3.3B Gross Catastrophe Losses

Allstate Corp. first quarter 2025 net income applicable to common shareholders fell more than 52% to $566 million primarily due to a record $3.3 billion of gross catastrophe losses. The gross loss was partially offset by $1.1 billion of reinsurance &...

Posted: Apr 30, 2025

LA County Approves $4B Payout to Settle Sexual Abuse Claims at Juvenile Facilities

Los Angeles County officials this week approved a $4 billion payout to settle nearly 7,000 claims of sexual abuse in juvenile facilities since 1959. The agreement reached on April 4 far surpasses a $2.6 billion settlement reached in 2022 with …

Posted: Apr 30, 2025

Bill to Address California Wildfire And Insurance Crises Moving Through Legislature

A California Assembly committee advanced a bill designed to deal with the state’s wildfire and insurance crises. The California Safe Homes Act, Assembly Bill 888, passed out of the Assembly Insurance Committee on a unanimous vote. Related: Fore...

Posted: Apr 30, 2025

Strengthen Oklahoma Homes Program to Hold Second Pilot Launch

The Oklahoma Insurance Department is preparing for a second pilot launch of the Strengthen Oklahoma Homes Program, which provides up to $10,000 to residents to upgrade their homes to the IBHS Fortified standard. Applicants who are eligible and live i...

Posted: Apr 30, 2025

AM Best Revises Outlook to Negative for Missouri Valley Mutual Insurance Company

AM Best has revised the outlooks to negative from stable and affirmed the Financial Strength Rating of B+ (Good) and the Long-Term Issuer Credit Rating of “bbb-” (Good) of Missouri Valley Mutual Insurance Company (MVMIC) based in Burke, S...

Posted: Apr 30, 2025

People Moves: SiriusPoint Taps AIG’s Gibson as International Chief Underwriting Officer; Howden Appo...

This edition of International People Moves details appointments at SiriusPoint and Howden. A summary of these new hires follows here. SiriusPoint Taps AIG’s Gibson as International Chief Underwriting Officer SiriusPoint Ltd., the Bermuda-based...

Posted: Apr 30, 2025

Car Smashes Through Illinois Building, Killing 4 Young People and Injuring Others

A car smashed through a building Monday afternoon, killing four young people and injuring several others during an after-school program in a small city outside of Springfield, Illinois, police said. Officers responded at about 3:20 p.m. to calls abou...

Posted: Apr 30, 2025

People Moves: Dorn Named to Maryland Insurance Administration Post

Maryland Insurance Commissioner Marie Grant appointed Patricia Dorn as associate commissioner for consumer education and advocacy at the Maryland Insurance Administration. Dorn, who has served at the Maryland Insurance Administration since 2012, will...

Posted: Apr 30, 2025

With LA Wildfire Suits Looming, Edison Beats Estimates on Lower Expenses and Rate Hikes

Edison International beat Wall Street estimates for first-quarter profit on Tuesday, as the utility benefited from lower operating and interest expenses and higher rates for its services. Lower interest rates reduce borrowing costs for power companie...

Posted: Apr 30, 2025

With Wildfire Suits Looming, Edison Beats Estimates on Lower Expenses, Rate Hikes

Edison International beat Wall Street estimates for first-quarter profit on Tuesday, as the utility benefited from lower operating and interest expenses and higher rates for its services. Lower interest rates reduce borrowing costs for power companie...

Posted: Apr 30, 2025

Co-op Is Latest British Retailer to Be Hit by Cyber Attack

Britain’s Co-op Group said on Wednesday hackers had attempted to break into its systems, the second high-profile cyber attack on a major UK retailer in as many weeks, following an ongoing incident at Marks & Spencer. The Co-op, which is &#8...

Posted: Apr 30, 2025