Insurance Journal

Georgia Regulators Approve Huge Electric Generation Increase for Data Centers

Georgia’s only private electric utility plans to increase power capacity by 50% after state regulators on Friday agreed 5-0 that the plan is needed to meet projected demand from data centers. It would be one of the biggest build-outs in …

Posted: Dec 24, 2025

Massachusetts Approves Reorganizations, Mergers for Andover Companies

Massachusetts regulatory officials have approved a plan of reorganizations and mergers for two domestic mutual insurers, Merrimack Mutual Fire Insurance Co. and Cambridge Mutual Fire Insurance Co. The plan calls for a reorganization of each mutual as...

Posted: Dec 24, 2025

People Moves: Great Bay Insurance Group Makes Leadership Changes

The Great Bay Insurance Group, headquartered in West Atlantic City, New Jersey, named Brian S. Schleider executive vice president and chief financial officer. Schleider joined the group in March 2020 as chief financial officer. He has 35 years of ind...

Posted: Dec 24, 2025

Underwriter, Actuary Fears of AI Drop; Work Needed on Collaboration

You’re just about as likely to find a commercial P/C underwriter or actuary who is unconcerned about the increased use of AI in insurance as you are to find one that’s afraid of being replaced by AI. That’s what a …

Posted: Dec 24, 2025

The Rise of Deepfake Cyberbullying Poses a Growing Problem for Schools

Schools are facing a growing problem of students using artificial intelligence to transform innocent images of classmates into sexually explicit deepfakes. The fallout from the spread of the manipulated photos and videos can create a nightmare for th...

Posted: Dec 24, 2025

Head of EEOC Urges White Men to Report Discrimination

The head of the U.S. agency for enforcing workplace civil rights posted a social media call-out urging white men to come forward if they have experienced race or sex discrimination at work. “Are you a white male who has experienced …

Posted: Dec 24, 2025

New York Times Reporter Sues Google, xAI, OpenAI Over Chatbot Training

An investigative reporter best known for exposing fraud at Silicon Valley blood-testing startup Theranos sued Elon Musk’s xAI, Anthropic, Google, OpenAI, Meta Platforms and Perplexity on Monday for using copyrighted books without permission to...

Posted: Dec 24, 2025

Trump Bid to Defund CFPB Is Crippling the Agency, States Say

The Trump administration is illegally trying to cripple the Consumer Financial Protection Bureau by refusing to ask the Federal Reserve for funds needed to run the independent regulator, a group of mostly Democratic-led states said in a federal lawsu...

Posted: Dec 24, 2025

Florida’s City National Bank Partnering With NSI to Offer Insurance Products

Miami-based City National Bank of Florida, known as Florida’s second-largest bank, has stepped into the property insurance market, offering coverage options at loan closings through a partnership with NSI Insurance Group. “Insurance is a...

Posted: Dec 24, 2025

McGowan Acquires Westcap Insurance Services

The McGowan Companies, one of the nation’s largest insurance conglomerates, has announced the acquisition of Westcap Insurance Services through an asset purchase agreement. According to a press release, the transaction became effective Nov. 1....

Posted: Dec 24, 2025

People Moves: Tokarsky Joins Alliant Insurance Services as VP, Employee Benefits Group

Alliant Insurance Services named Dennis Tokarsky vice president within its employee benefits group. He is based in Southern California. Tokarsky has more than 20 years of experience working with employers across North America, Europe, the Middle East...

Posted: Dec 24, 2025

Markets/Coverages: Mosaic Raises Cyber Capacity to US$25M in Canadian Market

Mosaic Insurance will increase its cyber-risk capacity to US$25 million/C$40 million per risk in Canada, effective January 1, 2026, allowing the specialty insurer to meet rising demand across all provinces and territories. The increase more than doub...

Posted: Dec 23, 2025

Hawaii Building Fires Are on the Rise and Safety Inspections Aren’t Keeping Up

Regular inspections of hotels and other accommodations required by the state of Hawaii are being inconsistently carried out by most county fire departments. Three people died in two structure fires in Hilo on Hawaii island in October and November in...

Posted: Dec 23, 2025

Breaking: Senators Launch Probe Into Demotech’s Ratings in Florida

Three US senators opened an inquiry into insurance ratings firm Demotech and whether its assessments may be exposing Fannie Mae and Freddie Mac — and ultimately taxpayers — to growing risks tied to climate-driven insurer failures. In a letter sent &#...

Posted: Dec 23, 2025

Senators Launch Probe Into Demotech’s Ratings in Florida

Three US senators opened an inquiry into insurance ratings firm Demotech and whether its assessments may be exposing Fannie Mae and Freddie Mac — and ultimately taxpayers — to growing risks tied to climate-driven insurer failures. In a letter sent &#...

Posted: Dec 23, 2025

AM Best Places Jet Insurance Ratings Under Review Following Acquisition

AM Best has placed under review with developing implications the Financial Strength Rating of A- (Excellent) and the Long-Term Issuer Credit Rating of “a-” (Excellent) of Jet Insurance Company, following the close of the acquisition of Je...

Posted: Dec 23, 2025

50% Rule: TN Supreme Court Finds Driver Due Knee Replacement Despite Arthritis

It’s an age-old question that continues to come up for workers’ compensation insurers around the country: When is an injury an aggravation of an existing condition, and when is it compensable, perhaps requiring expensive surgery and more?...

Posted: Dec 23, 2025

Alabama, NC Set Hearings on Proposed Capital Requirements, Dwelling Rate Increase

Regulators in two Southeastern states will hold hearings early next year, one on a proposed steep dwelling insurance rate increase in North Carolina, and another on new capital requirements for insurers in Alabama. The Alabama Department of Insurance...

Posted: Dec 23, 2025

People Moves: CRC Adds Duff, Gallien, Jr. to Specialty Team

CRC Group, an independent wholesale specialty insurance distributor, announced additions to its expanding CRC Specialty division. Matthew Duff has joined in Little Rock as an underwriting team leader, bringing over a decade of experience in homeowner...

Posted: Dec 23, 2025

Michigan Regulators Approve State’s First Hyperscale Data Center

Despite criticism that they were acting too fast, state utility regulators last week approved DTE Energy’s proposal to supply power for Michigan’s first hyperscale data center — while tacking on a host of conditions that aim to protect ra...

Posted: Dec 23, 2025

China’s Kuaishou Shares Fall to Near Five-Week Low After Livestreaming Cyberattack

Shares of Kuaishou dropped by as much as 6% on Tuesday to HK$62.70 ($8.06), their lowest since November 21, after the Chinese short video platform was hit by a cyberattack on Monday night. The stock is set for its biggest …

Posted: Dec 23, 2025

J&J Vows Appeal After Jury Hits it With $1.5B Talc Cancer Award

A Baltimore jury ordered Johnson & Johnson and its subsidiaries to pay over $1.5 billion to a woman who claimed decades of exposure to asbestos in the company’s talc-based products caused her peritoneal mesothelioma, a form of cancer. Juror...

Posted: Dec 23, 2025

South Korea Online Retailer Coupang Faces US Securities Class Action Over Data Breach

South Korean e-commerce company Coupang has been sued in a U.S. court in an investor class action alleging violations of securities laws after a cybersecurity breach exposed personal information of more than 33 million customers. The lawsuit, filed l...

Posted: Dec 23, 2025

Britain’s Top CEOs Predict the Biggest Challenges of 2026

The bosses of some of Britain’s biggest companies predict a fresh wave of challenges next year, as they absorb the impact Chancellor of the Exchequer Rachel Reeves’ tax-raising budget in November. Chief executive officers in sectors inclu...

Posted: Dec 23, 2025

Cyberattack Hits French Postal Service, Delaying Mail Deliveries

A suspected cyberattack disrupted services provided by French postal service La Poste on Monday, delaying package deliveries and online payment systems during the holiday season. The company said in a statement that a “major network incident&#8...

Posted: Dec 23, 2025