Risk & Insurance

Workers’ Comp Market Reaches Critical Juncture as California’s Combined Ratio Hits 127%

A decade of declining rates ends as medical inflation, litigation costs and reserve pressures reshape the industry landscape nationwide, Risk Placement Services reports. The post

Posted: Dec 10, 2025

Record Government Shutdown Won’t Derail Workers’ Comp: NCCI

Analysis of historical data suggests the 43-day funding lapse will cause only temporary disruptions rather than lasting damage to GDP or workers' compensation trend. The post

Posted: Dec 10, 2025

Water, Freezing and Fire Damage Top Small Businesses Claims

A 10-year comparison of leading claims by The Hartford reveals shifting risks for business owners, including litigation driving up liability costs. The post

Posted: Dec 10, 2025

Why Transparency in Litigation Funding Should be the Industry’s Next Priority

MSIG USA Head of Casualty Jayson Taylor breaks down what’s fueling liability severity and why litigation funding transparency should be the industry’s next priority. The post

Posted: Dec 09, 2025

Strategic Insights for Pharmacy Management in Workers’ Compensation

Workers’ comp pharmacy leaders face a shifting landscape in 2026, where supply disruptions, regulatory pressure, and AI-driven insights will define performance. The post

Posted: Dec 09, 2025

From Wildcard to Game Changer: The Patient’s Role in Workers’ Comp Recovery

Injured workers can drive down workers' compensation costs rather than inflate them—if they're properly educated and engaged in their own recovery using proven ERAS principles. The post

Posted: Dec 09, 2025

A&E Reserves Continue Steady Decline, Even As Asbestos Losses Surge for Second Consecutive Year

Despite steady reserve declines over a decade, concentrated asbestos losses among major insurers are pressuring the industry's $146 billion ultimate A&E exposure, AM Best reports. The post

Posted: Dec 09, 2025

Predict & Prevent® Podcast 26: How AI and Cameras Prevent Cold Chain Disasters

Technova Industries is helping to prevent shipping errors that can result millions of dollars in waste, health risks and liability disputes. The post

Posted: Dec 09, 2025

The Injured Worker: An Essential, Sometimes Overlooked Partner in Improving Pharmacy Network Utiliza...

In workers’ compensation, pharmacy network utilization has always been an evolving challenge. For a variety of reasons, injured workers in some states are filling their prescriptions via out-of-networ The post

Posted: Dec 08, 2025

Wear and Tear: A Breakdown of Degenerative Comorbid Conditions

Degenerative comorbid conditions are present in 19% of claims and can drive up claim costs and disability duration. The post Wear and Tea...

Posted: Dec 08, 2025

Delaware Supreme Court Ruling Leaves Firefighter Without Benefits After Claim Commutation

Decision reinforces that original carriers remain liable for injury recurrences, illustrating how prior claim settlements can permanently bar future compensation when old injuries resurface. The post

Posted: Dec 08, 2025

Affluent North Americans Face Disconnect Between Economic Confidence and Risk Exposure

Chubb survey reveals wealthy individuals increasingly exposed to emerging threats from climate, cyber attacks and liability. The post

Posted: Dec 08, 2025

NFP Promotes Tom Gillingham and John Mahoney

The latest people news in the industry today. The post NFP Promotes Tom Gillingham and John Mahoney appeared first on

Posted: Dec 05, 2025

Carmen McKeon Joins Brown & Riding’s Underwriting & Select Accounts Division

The latest people news in the industry today. The post Carmen McKeon Joins Brown & Riding’s Underwriting & Selec...

Posted: Dec 05, 2025

Josie Martinez Named Boston Market Leader at IMA Financial Group

The latest people news in the industry today. The post Josie Martinez Named Boston Market Leader at IMA Financial Group appeared fi...

Posted: Dec 05, 2025

Property Insurance Faces Claims Volume vs. Severity Paradox in Q3 2025

Third quarter records lowest claim volume in five years while projected severity could reach historic highs as claims mature: Verisk. The post

Posted: Dec 05, 2025

Business Leaders Elevate Social and Technology Risks Alongside Economic Concerns

World Economic Forum survey reveals misinformation enters top five risks for first time as social fragmentation worries intensify. The post

Posted: Dec 04, 2025

Insurance Customers Welcome AI—With Reservations About Who Really Benefits

Insurance customers show openness to artificial intelligence but nearly 70% believe insurers gain far more from the technology than they do, according to a J.D. Power survey. The post

Posted: Dec 03, 2025

US Commercial Lines Insurers Navigate Mixed Results With Strong Capital Position: AM Best

Despite social inflation pressures and casualty line struggles, robust investment income and disciplined underwriting support stable outlook for sector: AM Best. The post

Posted: Dec 03, 2025

5 Questions on Health Care Liability for John Livatino of QBE North America

As health care delivery and standards of care evolve, QBE’s John Livatino examines the liability landscape in emerging markets. The post 5 Questions...

Posted: Dec 03, 2025

Rising D&O Exposures as Geopolitical Shifts, Cyber Threats and AI Reshape Risk Landscape

Average securities class action settlements climb 27% as boards navigate unprecedented complexity, rising insolvencies: Allianz Commercial. The post

Posted: Dec 03, 2025

NY Court Rules COVID-19 Workers’ Comp Claims Don’t Require Pinpointing Specific Exposure Event

Ruling upholds 'prevalence' framework, allowing workers' compensation for employees who contracted virus in high-risk workplace settings without identifying exact moment of infection. The post

Posted: Dec 01, 2025

Human Services Liability Exposures Drive Premium Increases Up to 800%

Health care sees some segments softening while segments with vulnerable populations, claims severity face sharp rate increases and capacity constraints, Amwins report. The post

Posted: Dec 01, 2025

John Kain of Amazon Web Services on the Use of AI in Finance

He reports that businesses are seeing enablement of their work more broadly through generative AI technology. The post John Kain of Amazon...

Posted: Dec 01, 2025

At National Comp 2025 with Paul King, President of MyMatrixx

PBM expert Paul King outlines trends in pain management, transparency, and AI shaping workers’ compensation pharmacy at National Comp 2025. The post

Posted: Dec 01, 2025