Risk & Insurance

9 Ways Businesses Will Change as a Result of COVID-19

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Posted: Aug 02, 2020

3 Liability Lines Caught in a Tightening Vise of COVID-19 Accountability

Before the pandemic, the outlook for most lines of liability was cautiously optimistic. After years of rising losses, insufficient rate, excess capacity and combined ratios over 100, the market finally began hardening significantly after th...

Posted: Aug 02, 2020

Protected: A COVID-19 Response Strategy that Shows Resilience in a Changing Environment

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Posted: Jul 31, 2020

WCRI Reports Opioid Use Down, But Strict Regulation Remains

Drug regulations and spend are important for any workers’ compensation program to monitor.  If a program doesn’t adhere to state and federal regulations, it could run afoul of the law and prompt lawsuits or worse. Add to...

Posted: Jul 31, 2020

COVID-19 Serves as Catalyst for Telerehab Adoption

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Posted: Jul 30, 2020

50 Years of Misinformation — Squat Lifting Is Not Safer Than Stoop Lifting

Surprise! More research has just confirmed that sq...

Posted: Jul 30, 2020

Protected: 3 Trends Are Increasing Schools’ Exposure to Liability Claims. Here’s What Educators Need...

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Posted: Jul 29, 2020

Long Data Versus Deep Data: What’s the Difference and Why Should We Care?

Digitally enabled business models are changing the risk profile of legacy industries or creating new industries altogether. Therefore, the opportunity to give an underwriter five to ten years of loss data associated with stable revenue that...

Posted: Jul 29, 2020

4 Ways Video Monitoring Boosts Safety and Efficiency on Construction Sites

Have you ever gotten tongue-tied when someone says, “Say something, you’re on camera!”  Why do people sometimes set up fake cameras to deter mischief? Would a thief rob a bank if they knew they were being recorded?

Posted: Jul 29, 2020

Protected: How Injured Worker Advocacy Helped Overcome 3 Early WC Claims Management Challenges Durin...

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Posted: Jul 28, 2020

Underwriting the Outfitters: How Philadelphia Insurance Tackles the Great Outdoor Sector

Whether it’s flicking a dry fly toward a feeding rainbow trout or hiking up aspen-girdled mountains, there are few experiences that match the adrenaline rush inspired by the great outdoors. That’s why millions of people take to the wilds of...

Posted: Jul 27, 2020

Legal Roundup: Company Softball Not Covered Under Workers’ Comp, Clint Eastwood Won’t Sell You Pot a...

You Don’t Really Think Clint Eastwood Is in the CBD Business, Do Ya Punk? The Case: Despite what you may have read on the internet, Clint Eastwood is not making CBD products. In fact, Eas...

Posted: Jul 27, 2020

COVID-19 and Workers’ Comp: What Current Court Cases Could Mean for the Industry

When the novel coronavirus first arrived in the United States, businesses and their insurers began bracing themselves for losses. Businesses have since sued their insurance companies after their

Posted: Jul 26, 2020

COVID-19 Is Changing the Workers’ Comp Playbook: Are You Giving Your Claims Team What They Need to P...

At 4 p.m. local time, wherever they were around the globe, Gallagher Bassett Services’ claims management staff received a link to a colleague’s 10-song, acoustic-guitar concert and an invitation to kick back with their families to enjoy some R&R....

Posted: Jul 25, 2020

Stronger Together: How COVID-19 Will Strengthen Collaboration in Workers’ Comp

Businesses of all types have been impacted by the COVID-19 pandemic. For example, some hospitals have lost millions of dollars because of shortfalls from cancelled procedures and services, limits on in-patient populations, purchases of unpl...

Posted: Jul 24, 2020

Falling Premiums and the Other Troubling Ways COVID-19 Is Reshaping the Workers’ Comp Landscape

At the beginning of the COVID-19 pandemic, the workers’ compensation space, like many other industries, was swept up by fear of the unknown.  Advertisement

Posted: Jul 23, 2020

Select Medical’s Katie McBee Talks Musculoskeletal Disorders and the Biopsychosocial Care Method

Musculoskeletal disorders — and the difficulties associated with treating them — have long vexed the workers’ comp industry. Advertisement

Posted: Jul 23, 2020

Insurer Unlikely to Pay in Grilled Cheese Restaurant’s Business Interruption Claim

A downtown Washington, D.C. grilled cheese restaurant launched a class action lawsuit against its insurer after it denied claims for lost income. The restaurant, GCDC Grilled Cheese Bar, filed a complaint against Hartford Financial Services...

Posted: Jul 23, 2020

How Ergonomics Plays a Crucial Role in Cannabis Worker Safety

Ergonomics and the associated employer requirements to maintain safe workplaces, especially in industries where repetitive motion injuries are common, are at the forefront of modern claim prevention. However, the legal cannabis industry could be e...

Posted: Jul 22, 2020

D&O Submissions Surging with Wholesale Brokers

Traditionally underwriters have used retail brokers to distribute most of their coverage. Advertisement

Posted: Jul 21, 2020