Risk & Insurance

Mandatory Professional Liability for Police Officers: How Insurance Can Step Up According to This Cr...

As the entire world scrutinizes the American justice system and police involvement in the deaths of unarmed black men and women, the insurance industry is in a unique place to exercise a market-based solution: Mandatory professional liability insu...

Posted: Jun 29, 2020

5 Tech-Enabled Processes to Get Us Back to Work Safely After COVID-19

As businesses reopen their doors and bring employees back to the workplace, they’re facing challenges that were unimaginable just a few months ago. Advertisement

Posted: Jun 28, 2020

Automation Versus the Human Touch in Claims Management: There’s Got to Be a Balance

Technology and automation are everywhere in workers’ comp. Artificial intelligence (AI) allows insurers to

Posted: Jun 26, 2020

Redlining Needs to End: How the Insurance Industry Can Be a Force for Fair Housing

Tuesday, June 9 began as a normal day, or rather, what I have come to understand as the “new normal.” I commuted downstairs to my couch, where I have essentially been camped out since I started a new job serving as RCM&D’s Commercial Divisi...

Posted: Jun 25, 2020

Protected: 5 Ways Video Monitoring Will Aid in Mitigating Construction Site Risk

This content is password protected. To view it please enter your password below: Password:

Posted: Jun 25, 2020

Protected: For Paradigm, Strong Clinical Relationships Are Essential to Positive Patient Outcomes

This content is password protected. To view it please enter your password below: Password:

Posted: Jun 25, 2020

Add a Hurricane to a Pandemic and the Risk Management Considerations Get Very Complicated

It is fair to say the COVID-19 pandemic has been the biggest challenge to enterprise risk management in generations. The challenges have been larger than those faced after 9/11, Hurricane Katrina, Superstorm Sandy or Fukushima. Adve...

Posted: Jun 25, 2020

5 Workers’ Comp Litigation Considerations Employers Should Review Before a Claim Heads to Court

No one wants a workers’ compensation claim to end up in litigation. In an ideal situation, compensability would be clear and both injured worker and employer would be happy with the outcome. Advertisement

Posted: Jun 24, 2020

A D&O Hard Market? A 2020 Analysis from Gallagher’s Phil Norton: Part Two

In my previous column, I discussed the claim trends that contributed to the hard market, including increasing claims frequency...

Posted: Jun 24, 2020

Illinois Is the Latest to Add COVID-19 Workers’ Comp Presumptions; What Will that Mean for Employers...

As the impact of COVID-19 on worker safety continues to unfold, Illinois became the latest state to pass a sweeping presumption law aimed at ensuring workers’ compensation protections for all essential workers. Advertisement

Posted: Jun 24, 2020

Professional and General Liability Indemnity Proving Too Much for Subcontractors

There is an unmistakeable trend impacting many small- to midsize-enterprises (SMEs) at this time. In order to win lucrative contracts, they need to “sign on the dotted line.” Advertisement

Posted: Jun 23, 2020

Mask Wearing Prevents COVID Spread; But Could They Also Be Ushering in Workers’ Comp Claims?

Much like shoulder pads of the 1980s or the crop tops of the ’90s, facial masks have become something of this decade’s fashion statement. People across the United States — and the globe — have decked out their masks, using cloth materials represen...

Posted: Jun 23, 2020

Opioid-Related Overdose Deaths Are Still Devastating Communities; Here’s How Ergonomics Can Help

As the COVID-19 pandemic spreads across the globe, leaving devastation in its wake, there’s another pandemic that requires our attention; a pandemic that has been recently silenced by global events. Advertisement

Posted: Jun 22, 2020

Legal Roundup: Racial Discrimination Claims Rising, Tuna Brand Accused of Price-Fixing and More

Morgan Stanley’s Long-Time Diversity Officer Sues for Racial Discrimination, Retaliation The Case: Marilyn Booker, who spent 16 years as the global head of diversity at Morgan Stanley, sued the company for ra...

Posted: Jun 22, 2020

3 Lessons Pro Sports Has to Offer Crowd-Driven Businesses in the Wake of COVID-19

Some businesses have been able to pivot and adapt to physical distancing measures amid the pandemic, performing services and selling products online when possible and introducing additional safety measures when it’s not. Advertiseme...

Posted: Jun 21, 2020

A D&O Hard Market? A 2020 Analysis from Gallagher’s Phil Norton: Part One

As we entered 2020, the D&O market had been hardening since the spring of 2019, with some acceleration of price increases, many cuts in capacity on the more difficult risks, and underwriters pushing for higher retentions across several classes of...

Posted: Jun 21, 2020

Beazley Cyber Update Reports a 25% Increase in Ransomware Attacks

On June 9, Beazley Breach Response (BBR) Services released their quarterly breach insights report for the first quarter of...

Posted: Jun 20, 2020

3 Boxes to Check to Make Sure Your PBM Is Giving You the Best Prices

For many workers’ compensation insurers, PBMs play a big role in keeping drug spend down. PBMs negotiate prices with manufacturers and pharmacies and are able to provide payers with deals in many cases.  Advertisement

Posted: Jun 19, 2020

Opinion | The Blessings and Burdens of Interconnectivity

So much of our risk management energy in the past few years has been focused on cyber risk and the trade-off we negotiate between technological risk and reward. But now we have another lesson about interconnectivity. International human-to-...

Posted: Jun 19, 2020

Gallagher Power Broker John Chino Builds Programs Based in Trust and Knowledge

Those already in the brokering business know how meaningful a career it can be. It’s entrepreneurial by nature; it’s complex, challenging analytical and creative skill sets; and when a professional is in the business long enough, they find a satis...

Posted: Jun 19, 2020

The Show Can’t Go On … Without Insurance. Coverage for Film and Television Shrinks Amid COVID-19

As COVID-19 swept the nation, our entertainment industry broke down. Sporting events were cancelled; movie productions were shut down, TV series

Posted: Jun 18, 2020

After George Floyd’s Death, Can the Insurance Industry Rally to End Racial Bias?

Racism exists in the economic and political spheres, and yes — it exists in insurance. Advertisement

Posted: Jun 18, 2020

Protected: Three COVID-19 Concerns for Business Owners, and How Their Insurers Can Help

This content is password protected. To view it please enter your password below: Password:

Posted: Jun 17, 2020