Gallagher Re sees 32% drop in cyber aggregate XOL rates amid oversupply

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Reinsurance News - Jan 30, 2026

Global reinsurance broking and advisory firm Gallagher Re has observed that an oversupply of capacity resulted in a cyber aggregate excess of loss (XOL) risk-adjusted rate (RAR) change of -32% at 1.1.2026. The data comes from the latest edition of the firm’s Cyber Rate Index, an updated version of t...

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