TWIA Board adopts lower PML funding requirement for 2026 after legislative changes

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Reinsurance News - Feb 25, 2026

Following legislative reforms enacted in 2025 that lowered the Texas Windstorm Insurance Association’s required catastrophe funding level from a 1-in-100-year to a 1-in-50-year probable maximum loss (PML), TWIA’s board has adopted a $4.3 billion 1-in-50 PML for the 2026 storm season. A 1-in-50 PML r...

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