IT’S NORMAL TO FEAR what WE DO NOT KNOW

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Rough Notes - Jan 30, 2026

Byword: training and education No one is born with an innate understanding of business income, equipment breakdown, or captive insurance … .   By Cheryl Koch, CPCU, ARM, AAI, ACSR, AFIS, and Mary Belka, CPCU, ARM, ARe, RPLU, CIC It’s human nature to fear the unknown, and particularly so when that un...

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