Insurance Pro Blog
You might have heard that whole life insurance cost more than term life insurance. This very statement is the foundation of many arguments suggesting that term life insurance is simply a smarter financial decision. We wanted to test this argument,...
Posted: Aug 29, 2019
In a statement made by CEO Eileen McDonnell and President Dave O'Malley, Penn Mutual announced it will suspend the sale of its life insurance and annuity contracts in the state of New York. The suspension comes in two phases. Phase number one affec...
Posted: Aug 22, 2019
It's hard to figure out what life insurance policy is best. When it comes to purchases focusing on cash value, we want an easy way to compare policies and declare a winner. A naturally obvious way to do this is focusing on anticipated rate of retur...
Posted: Aug 15, 2019
We're no strangers to voicing our concerns about lofty indexed universal life insurance assumptions. In fact, we were an early voice seeking to temper the returns on IUL as the product began picking up serious steam nearly a decade ago. Then came t...
Posted: Aug 08, 2019
For most agents, return of premium life insurance likely conjures up thoughts about term life insurance. This comes from the marketing hurrah over return of premium term life insurance now over a decade ago. The success of that product wasn't smashi...
Posted: Aug 01, 2019
Whole life insurance companies or life insurance companies that offer whole life insurance comprise a much smaller pool of insurers versus universal life insurance. However, a lot of these companies have extraordinary capitalization and profitabilit...
Posted: Jul 25, 2019
Being an independent life insurance broker sounds like a lot of fun. You don't work for any specific company. You have no quotas to worry about. Instead, you work independently and make unbiased recommendations best suited for your clients. You a...
Posted: Jul 18, 2019
Northwestern Mutual is a huge mutual life insurance company in the United States. The company boasts an impressive policyholder count, an extremely large asset pool, and enviable profitability. These stats alone are a good reason to stand up and ta...
Posted: Jul 04, 2019
Life insurance comes with great benefits and a few disadvantages. For the average person out there looking to gain a better understanding of life insurance, we put together this list of the top three advantages and disadvantages. We hope that it wi...
Posted: Jun 27, 2019
The world of personal finance contains no shortage of tips and tricks. Many seek out slick nuances to highlight some “cool” idea that promises to “save you a bundle.” The life insurance ladder strategy is no exception–big promise with a small adv...
Posted: Jun 20, 2019