Insurance Pro Blog
Single premium life insurance functions just like it sounds. You pay one single premium and the policy remains in force forever. In somewhat more technical insurance-speak, it only takes one premium to satisfy the paid-up requirement of the policy....
Posted: Jun 06, 2019
Whole life insurance guarantees serve as a constant source for discussion about life insurance and other personal finance related matters. Some might suggest that the whole life insurance guarantees are nothing special. These guarantees represent a...
Posted: May 30, 2019
When shopping for life insurance, the best strategy is first to understand your objective in buying life insurance and then focus on the products best suited to meet that goal. This statement might sound a bit underwhelming or generic, but it has con...
Posted: May 23, 2019
One of the niftiest features of whole life insurance is the option to make it paid-up at any point in your lifetime. The reduce paid-up feature for whole life allows you to electively stop paying premiums and guarantee the policy will never lapse so...
Posted: May 14, 2019
How to evaluate life insurance companies is a question that plagues both consumers and industry professionals. Many companies love to market on ratings or a single financial metric at which they excel. But highly rated life insurance companies are a...
Posted: May 09, 2019
The life insurance retirement plan isn't necessarily a specific “plan” that accomplishes a specific goal related to retirement planning. Instead, it's a “tip of the hat” to the fact that life insurance will accommodate strategies that focus on retire...
Posted: May 02, 2019
The decision to cancel whole life insurance is not always an easy one. We understand this. We've discussed this subject with numerous people. The biggest concern is still the money already paid to a whole life insurance policy. The gist of the co...
Posted: Apr 25, 2019
A life insurance illustration is a tool that agents use to detail the various features of a proposed life insurance policy. These rather lengthy documents contain a lot of information and sometimes delineate information with multiple ledgers that di...
Posted: Apr 18, 2019
Should I buy whole life insurance if I'm young and have no dependents? This is a question that we field more often than you might think, so today we want to address this question for those who might be thinking the same thing. It'll come as little s...
Posted: Apr 10, 2019
If you spend any time looking around this site, you'll find plenty of content detailing the various features of whole life insurance. We've detailed at length the use of whole life insurance specifically for its ability to accumulate cash value that...
Posted: Apr 04, 2019