Insurance Pro Blog
The DOL Fiduciary Rule is dead. It went out with an unceremonious whimper last week. Financial media sources covered the news almost no one cares about through short articles noting the progress that led to the death of the Rule sprinkling in a com...
Posted: Jun 28, 2018
Today’s topic is not so much about the mechanics of everyday life insurance but diverges into the seedy underbelly of the industry and the problems that certain transactions have caused. Well, one particular transaction is in the news as we speak and...
Posted: Jun 21, 2018
It occurred to me recently that 2018 marks a milestone anniversary for me. I've now worked professionally in the financial services/insurance industry for 10 years. That's 10 years of being paid to assist people to navigate various financial mazes....
Posted: Jun 14, 2018
There are so many questions floating around the internet that center around indexed universal life insurance pros and cons. Indexed universal life insurance is the hottest thing going in the life insurance industry at the moment, tough to deny that. ...
Posted: Jun 07, 2018
Last week we discussed the probability of achieving various returns on a passive investment in the S&P 500. This week I want to take a similar analysis and direct it to indexed universal life insurance. Pursuing this information comes from two prim...
Posted: May 24, 2018
When you start your career in the financial services industry you pretty quickly figure out that you must bow at the altar of the average return on investment in the stock market. Well, that and a couple of other things like… Compliance runs the show...
Posted: May 17, 2018
Today is less about the mechanics of life insurance in the aspect of how it applies to you, but more in how it applies to us. We wanted to dive into the fee only vs. commission financial advisor model, essentially to ask the question: is there a bett...
Posted: May 10, 2018
Everybody wants to know what is going to happen with the insurance industry if interest rates go up, go down, stay the same, etc. So, we figured today was as good a day as any to address some speculation but also to discuss what the industry does to...
Posted: May 03, 2018
Today we’re talking about what happens when it all falls apart. DISCLAIMER: We’re not offering any sort of individualized investment advice. This is for entertainment purposes. We just sell life insurance. For most financial advisors, there are a lot...
Posted: Apr 19, 2018
We’re going back to a topic that circles the indexed universal life Insurance wagon. This subject comes up from time to time, and the core question is: is indexed life insurance worth it? And, why do we assume the indexed credit interest rate that we...
Posted: Apr 12, 2018