Insurance Pro Blog
Ohio National officially closed its VA biz and cut trail commissions (fees?) owed to B/D’s and brokers on December 13th, 2018 for any VA sold with a guaranteed minimum income benefit. We don’t know exactly how many VA’s this is but assume that it’s a...
Posted: Jan 10, 2019
To kick off the new year, we are raising the white flag. We have to concede a position we've long held because consumer sentiment appears to overwhelmingly head in the opposite direction. For years, we've lampooned the notion of the “holistic” fina...
Posted: Jan 03, 2019
The holiday season now firmly has its grip around many of us and since we opted not to produce an end of the year podcast that answered questions we receive from various readers and listeners, I figured I’d entertain a question that came up recently...
Posted: Dec 20, 2018
The post Questions About Dividends, Direct Recognition, and IRA Liquidation to Fund Whole Life Insurance appeared first on The Insurance Pro Blog.
Posted: Dec 13, 2018
You are never going to pay less for whole life insurance than the amount you will pay this year. Whole life insurance rates become dramatically more expensive (actual dollar cost and the cost of lost opportunity) but all of this will become much mor...
Posted: Dec 06, 2018
It's November and that means it's time for most major U.S. life insurer who have any significant focus on whole life insurance sales to announce anticipated dividends for next year. We've already heard from a few life insurers and we are awaiting an...
Posted: Nov 15, 2018
Last week I was having an email conversation with a member of our audience. As part of an email that I sent out (to those lucky enough to be on our subscriber list), I asked a question and I got quite a few responses. It's a very nice thing to have a...
Posted: Nov 08, 2018
Universal life insurance is really not that interesting, but you'd never guess that by reading pretty much anything that gets published about it in the mainstream press. In fact, it has been featured in the WSJ more than a couple times in the last se...
Posted: Nov 01, 2018
Today's episode is all about the evils of working with companies that turn out to be major disappointments. Who are we talking about specifically? Well, we're not gonna name names here. Not today. Really our plan here is just to sort of weave togethe...
Posted: Oct 25, 2018
What would it mean to your business if you could find a better way of selling more whole life insurance? Over the past 7 years, we've figured out how The post The Key to Selling More Whole Life Insurance appeared first on The Insurance Pro Blog.
Posted: Oct 18, 2018