Insurance Pro Blog
Today, we’re talking about the “scam” that has been perpetuated by life insurance companies for over a hundred years. I know, I can hear you saying to yourself, “which scam is that, there are so many to choose from”? Am I right? I'm talking about the...
Posted: Apr 05, 2018
Why don't life insurance companies do a better job of marketing the many benefits of using their cash value life insurance policies? They talk a lot about death benefit, not so much about anything else. Example of the industry frames one of the “ben...
Posted: Mar 29, 2018
We like life insurance because it marches to its own beat. In other words, when CNBC is reporting panic over Facebook, life insurance carries on almost as if its never even heard of Mark Zuckerberg. A majority of our clients adopt a similar view on...
Posted: Mar 22, 2018
Since 2013, we have published the only public analysis of variation in dividends for major participating whole life insurance products. This analysis is a better gauge of product dividend performance than traditional reporting that focuses on the ab...
Posted: Mar 16, 2018
We love paid-up additions and if you've listened to us at all, you're not all that surprised. But we’ve made a little misstep in terms of being so broad in our discussion about them. And we're always adding new people to our audience. So it bears rep...
Posted: Mar 08, 2018
Few aspects of life insurance are more misunderstood than the guarantees of a permanent life insurance contract (particularly whole life insurance). You wouldn't believe many of the claims we've heard concerning life insurance guarantees, and we con...
Posted: Mar 01, 2018
We realize that premium finance is really big subject and there's much to say about this. In today's podcast we're discussing some the “less than savory” pitches circulating out there. Much more to write on this subject…this post will be updated in t...
Posted: Feb 08, 2018
We all understand that life insurance provides a death benefit, but its ability to offer additional financial resources are spectacular and often understated. If you've researched the topic of life insurance at all, you've likely run into mention of...
Posted: Feb 01, 2018
If you've been doing a lot of research about the different types of life insurance, maybe you're wrestling with a big question…Is whole life insurance worth it? That's a simple question with a not-so-simple answer. It depends on what you want to acco...
Posted: Jan 25, 2018
“Whole life insurance/universal life insurance is a terrible investment because the rate of return is horrible.” We've heard that before. You don't have to wander the interwebs far to find someone peddling this bologna. If you don't believe me, se...
Posted: Jan 18, 2018