IA Magazine

How Uninsured Drivers Affect Insurance Costs and How Agents Can Help Clients

The burden of increased costs caused by uninsured drivers is passed on to the consumer meaning that insured drivers must shoulder the burden. Here are three tips for agents to help their customers protect themselves.

Posted: Mar 30, 2025

A Classic Risk: The Unique Coverage Options for Vintage Race Car Drivers

While participating in vintage race car racing can be a dream come true for enthusiasts, partaking means ensuring that a dream hobby doesn't turn into a financial disaster.

Posted: Mar 30, 2025

From the Front Lines: Small Business Insurance

"These are the people taking risks, following their dreams, and creating something special," says independent agent Luke Hoerr. "When I help them get the right coverage, I'm not just selling insurance—I'm helping protect someone's passion project and...

Posted: Mar 30, 2025

Does Endorsement CG 24 08 Add Liquor Liability to CGL?

A carrier added the endorsement to a commercial general liability form and says that the endorsement adds liquor liability to the policy, as it eliminates the liquor liability exclusion.

Posted: Mar 27, 2025

6 Ways to Create an Effective Workplace Culture with a Dispersed Workforce

Intentional leadership is key to crafting an agency culture that allows the agency to reach its true potential. Yet, many agencies—especially small ones—aren't proactively developing leadership skills as an essential tool to success.

Posted: Mar 26, 2025

7 Questions Answered by the Young Agents Podcast Series

Answer common questions and paint a picture for your clients of what to expect in this year’s personal auto insurance market by being prepared to discuss these six market trends.

Posted: Mar 26, 2025

Half of Independent Insurance Agency Employees Feel Burned Out

While more than 2 in 3 (69%) say the insurance industry is a great place to work and 4 out of 5 (81%) say they are satisfied with their job, high rates of burnout are threatening to dampen job satisfaction, according to Liberty Mutual and Safeco.

Posted: Mar 25, 2025

P&C Insurance Market Returns to Underwriting Profitability

Two insurance industry reports revealed that the overall property & casualty insurance industry is returning to profitability after years of hard market conditions and weather-related losses.

Posted: Mar 25, 2025

4 Ways the Right Technology Can Future-Proof Your Agency

The right technology provider can be a game-changer for your agency, delivering positive downstream impacts that extend beyond operational efficiency.

Posted: Mar 25, 2025

P&C Insurance Market Returns to Underwriting Profitability After Premium Hikes

Two insurance industry reports revealed that the overall property & casualty insurance industry is returning to profitability after years of hard market conditions and weather-related losses.

Posted: Mar 25, 2025

4 Auto Insurance Studies Agents Should Read

Increasing auto insurance premiums have been a concern over the past couple of years. Here are four insurance reports agents can use discussing the current state of personal auto insurance with their clients.

Posted: Mar 23, 2025

How Agents Can Help Clients Keep Their Classic Cars in Top Condition

For car enthusiasts, owning a classic car is considered a luxury and a privilege, yet many may be unaware of the maintenance that is entailed.

Posted: Mar 23, 2025

Sexual Misconduct Liability for Health Care Organizations

Ensure your health care clients understand why the market is hardening by making them aware of the factors that contribute to the changes in the market, such as continued claim activity, social inflation and third-party litigation financing.

Posted: Mar 23, 2025