IA Magazine
Challenges persist for the cannabis industry primarily due to the regulatory landscape, an increase in product recalls, increasing premium rates and an industry consolidation.
Posted: Apr 20, 2025
The supplemental parametric hurricane policy defines the coverage area using either a single 20-mile radius circle or a dual-circle setup with 20-mile and 40-mile radii around the insured address.
Posted: Apr 20, 2025
While traditional insurance policies still provide crucial coverage, many farmers face increasing exclusions, limitations and challenges in securing the coverage they need.
Posted: Apr 20, 2025
While traditional insurance policies still provide crucial coverage, many farmers face increasing exclusions, limitations and challenges in securing the coverage they need.
Posted: Apr 20, 2025
A carrier is attaching the exclusion to every contractor policy regardless of business class. How will this exclusion apply to different types of contractors?
Posted: Apr 17, 2025
For business owners experiencing divorce, 57% say their company has taken a financial hit and 70% couldn’t focus on their work the same way.
Posted: Apr 15, 2025
Roof repair and replacement cost value totaled nearly $31 billion in 2024, according to a report from Verisk.
Posted: Apr 15, 2025
The first quarter of 2025 saw both personal and commercial lines insurance rates continue to increase.
Posted: Apr 13, 2025
With regulatory gaps and safety concerns surrounding hemp-derived THC beverages, manufacturers, distributors and retailers need to protect themselves with the right insurance coverage. Here are three ways agents can help.
Posted: Apr 13, 2025
As adverse weather events continue to increase in frequency and severity and humans continue to add infrastructure, changing the potential for flooding, agents can offer their expertise on this increasing risk.
Posted: Apr 13, 2025
A subcontractor called the general contractor and told him he moved a water supply line, after which a leak occurred. The sub filed a claim, but now denies he ever touched the supply line. The sub's carrier won't follow through with the claim.
Posted: Apr 10, 2025
Colorado State University (CSU) hurricane researchers are predicting 17 named storms during the Atlantic hurricane season.
Posted: Apr 08, 2025
Keeping an existing client is far more cost-effective than chasing down a new one. But with more competition and less opportunity for face-to-face contact with customers, how can you stay top of mind?
Posted: Apr 08, 2025
The excess policy provides follow-form coverage on professional liability coverage with limits up to $5 million and a minimum attachment point of $500,000.
Posted: Apr 06, 2025
Construction is the largest sector in workers compensation by premium, and changes in frequency of claims impact the workers comp system as a whole.
Posted: Apr 06, 2025
The impacts from changing weather patterns have led to consumers re-evaluating their flood risk. Here’s how agents can play a guiding role as the market and clients’ needs change.
Posted: Apr 06, 2025
While injury-related expenses cost smalll businesses more than $20,000 in 2024, half of these injuries were reported as being preventable, according to Pie Insurance.
Posted: Apr 02, 2025
U.S. House Majority Leader Steve Scalise (R-Louisiana) will be the keynote speaker at the Legislative Conference, which will take place April 30-May 2 in Washington, D.C.
Posted: Apr 02, 2025
With restrictions on new business, carriers pulling out of the market, agency commissions taking cuts and underwriting giving the word “difficult” a whole new meaning, it’s no wonder coastal agencies have felt the impact of the last few years.
Posted: Apr 01, 2025
From the long-lasting impact of the pandemic to the turmoil of the hard market, personal lines consumer preferences are shifting. Here’s how independent agents can keep up.
Posted: Apr 01, 2025
Posted: Apr 01, 2025
Posted: Apr 01, 2025
Posted: Apr 01, 2025
Posted: Apr 01, 2025
Posted: Apr 01, 2025