IA Magazine

When It Rains, It Pours: Precipitation Flat as Intensity Rises

While annual rainfall is not rising, the increase in extreme rainfall events means that flood risk, infrastructural strain, and flash flooding potential are increasing.

Posted: Sep 23, 2025

House Holds Hearing on Terrorism Insurance Reauthorization

The Big “I” urges Congress to act well in advance of the 2027 deadline and reauthorize a long-term, clean extension of this important program.

Posted: Sep 17, 2025

High-Value Customer Loyalty Most at Risk as Homeowners Rates Climb

Nearly half of U.S. homeowners have seen their insurance premiums increase over the past year, signaling growing concerns over insurer loyalty and long-term profitability, according to J.D. Power.

Posted: Sep 16, 2025

Ransomware Claim Costs Up 17% Due to Evolving Cybercrime Tactics

The trend points to increasingly sophisticated, profitable tactics used by financially motivated cybercriminals, who are becoming more focused and systematic in their exploits.

Posted: Sep 14, 2025

P&C Industry ‘Continues to Walk a Fine Line’ After Posting $11.5 Billion Underwriting Profit

The U.S. property & casualty insurance industry almost tripled underwriting profitability in the first half of 2025 compared to the same period in 2024, but catastrophes continue to drive up homeowners premiums.

Posted: Sep 10, 2025

Applied Systems Acquires Cytora

The acquisition of Cytora, a U.K.-based digital risk processing company, will allow Applied to accelerate its vision of delivering a connected end-to-end policy lifecycle.

Posted: Sep 10, 2025

Independent BROKERS TIME Act Introduced in Senate

The bipartisan bill directs the Health and Human Services (HHS) Secretary to update regulations for independent agents, brokers and third-party marketing organizations (TPMOs) under Medicare Parts C and D.

Posted: Sep 03, 2025

1 in 3 Independent Agency Employees Use AI

Despite artificial intelligence (AI) becoming increasingly integrated into independent insurance agencies, only 12% of agencies have a well-defined usage policy, according to Liberty Mutual.

Posted: Sep 02, 2025

Communication Key to Retaining Small Commercial Accounts as Premiums Rise

Small commercial customers are more likely than ever to consider moving their business to another insurer at renewal, according to J.D. Power.

Posted: Aug 19, 2025

2.6 Million Western U.S. Homes Are Exposed to Wildfire Risk, Says Cotality Report

Homes at risk during the 2025 wildfire season represent a combined reconstruction cost value of $1.3 trillion.

Posted: Aug 19, 2025

Look Out for the New and Improved Independent Agent Magazine

On Saturday, Independent Agent magazine is getting a makeover. With updated design and improved navigation, it will be even easier for you to find the content you love.

Posted: Jun 11, 2025

Big ‘I’ Advocates for Agents as Lawmakers Review Consumer Data Privacy Laws

The Big “I" submitted comments in response to a data privacy request for information highlighting key issues such as the impact on small businesses, the establishment of new consumer rights, and preserving the enforcement authority of state insurance...

Posted: Jun 11, 2025

License to Lead: Meet Young Agent Brooke Stout

"Previous generations bring vast amounts of knowledge and experience and new generations have great new ideas, new life and new outlooks," says young agent Brooke Stout. "There are many ways to integrate the old ways with the new ways and make the be...

Posted: Jun 10, 2025

InsurTech Insights 2025: The Rise of Agentic AI and Task-Specific Tech

This year's conference continued to debunk the myth that technology will replace insurance agents, making it clear that agents are not becoming obsolete—they're evolving.

Posted: Jun 10, 2025

License to Lead: Meet Young Agent Jackson Doyle

"The core value of lending a helping hand and never being too busy to help a producer is everything I want in a mentor," says young agent Jackson Doyle, "especially as a guy that didn’t go to school for insurance."

Posted: Jun 10, 2025

License to Lead: Meet Young Agent Jackson Doyle

"The core value of lending a helping hand and never being too busy to help a producer is everything I want in a mentor," says young agent Jackson Doyle, "especially as a guy that didn’t go to school for insurance."

Posted: Jun 10, 2025

Health Care Liability Market Faces Uncertainty as Loss Severity Increases

Rising costs within the sector threaten coverage affordability and, in the long run, availability. Yet, insureds still need coverage.

Posted: Jun 08, 2025

Intact Increases Excess Coverage for High-Value Properties

The coverage is designed for a broad range of commercial properties that require substantial limits beyond traditional primary layers.

Posted: Jun 08, 2025

How Account Receivables Insurance Can Protect SMBs

Accounts receivables insurance offers small and medium-sized businesses a critical tool to protect their cash flow and provides financial stability while pricing pressures are difficult to control.

Posted: Jun 08, 2025

How Will Tariffs Impact M&A?

The recently enacted tariffs have introduced uncertainty into the insurance industry, including the agency mergers & acquisitions market. Here are three areas to monitor over the coming months.

Posted: Jun 03, 2025

License to Lead: Meet Young Agent Ander Urdaneta

"I see more people my age coming into the industry, and with new faces comes new ideas," says young agent Ander Urdaneta, "and with new ideas, the industry is just going to keep growing."

Posted: Jun 03, 2025

License to Lead: Meet Young Agent Ander Urdaneta

"I see more people my age coming into the industry, and with new faces comes new ideas," says young agent Ander Urdaneta, "and with new ideas, the industry is just going to keep growing."

Posted: Jun 03, 2025

License to Lead: Meet Young Agent Kate Adams

"Everyone says insurance is relationship-based and sometimes that can just be a throwaway statement," says young agent Kate Adams. "But when you're up against a deadline, it's six o'clock at night and you’re not going to get paid if you don't get som...

Posted: Jun 03, 2025