IA Magazine

75% of Small Businesses Experienced Workplace Injuries in 2024

While injury-related expenses cost smalll businesses more than $20,000 in 2024, half of these injuries were reported as being preventable, according to Pie Insurance.

Posted: Apr 02, 2025

4 Tips to Navigate Hard Coastal Insurance Markets

With restrictions on new business, carriers pulling out of the market, agency commissions taking cuts and underwriting giving the word “difficult” a whole new meaning, it’s no wonder coastal agencies have felt the impact of the last few years.

Posted: Apr 01, 2025

How Independent Agents Can Adapt to Meet Changing Consumer Expectations

From the long-lasting impact of the pandemic to the turmoil of the hard market, personal lines consumer preferences are shifting. Here’s how independent agents can keep up.

Posted: Apr 01, 2025

Declaration of Independents: Michelle O'Connor

Posted: Apr 01, 2025

Use Digital Payments to Keep Up With Consumer Preferences

Posted: Apr 01, 2025

6 Mindset Shifts for Unstoppable Success

Posted: Apr 01, 2025

What You Need to Know About Gen Z Insurance Buyers

Posted: Apr 01, 2025

7 Tips for Agents to Avoid E&O Claims Following a Natural Disaster

Posted: Apr 01, 2025

6 Ways to Boost Client Retention With a Renewal and Remarketing Plan

From the long-lasting impact of the pandemic to the turmoil of the hard market, personal lines consumer preferences are shifting. Here’s how independent agents can keep up.

Posted: Apr 01, 2025

How Uninsured Drivers Affect Insurance Costs and How Agents Can Help Clients

The burden of increased costs caused by uninsured drivers is passed on to the consumer meaning that insured drivers must shoulder the burden. Here are three tips for agents to help their customers protect themselves.

Posted: Mar 30, 2025

A Classic Risk: The Unique Coverage Options for Vintage Race Car Drivers

While participating in vintage race car racing can be a dream come true for enthusiasts, partaking means ensuring that a dream hobby doesn't turn into a financial disaster.

Posted: Mar 30, 2025

From the Front Lines: Small Business Insurance

"These are the people taking risks, following their dreams, and creating something special," says independent agent Luke Hoerr. "When I help them get the right coverage, I'm not just selling insurance—I'm helping protect someone's passion project and...

Posted: Mar 30, 2025

Does Endorsement CG 24 08 Add Liquor Liability to CGL?

A carrier added the endorsement to a commercial general liability form and says that the endorsement adds liquor liability to the policy, as it eliminates the liquor liability exclusion.

Posted: Mar 27, 2025

Declaration of Independents: Megan Carroll

Posted: Mar 26, 2025

3 Ways InsurTech Is Evolving to Meet Agent Needs

Posted: Mar 26, 2025

Balancing Innovation, Ethics and Human Ingenuity in an AI-Driven Era

Posted: Mar 26, 2025

Common Red Flags for Jewelry Insurance Fraud

Posted: Mar 26, 2025

Avoid E&O Claims from Cosmetic Hail Damage Exclusions

Posted: Mar 26, 2025

6 Ways to Create an Effective Workplace Culture with a Dispersed Workforce

Intentional leadership is key to crafting an agency culture that allows the agency to reach its true potential. Yet, many agencies—especially small ones—aren't proactively developing leadership skills as an essential tool to success.

Posted: Mar 26, 2025

Lead From the Heart: Equipping Leaders to Bring Out the Best in Your Agency

Posted: Mar 26, 2025

Declaration of Independents: Kelly Gonyo

Posted: Mar 26, 2025

Leverage Technology to Transition From Personal to Commercial Lines

Posted: Mar 26, 2025

4 Ways to Embrace an Entrepreneurial Mindset

Posted: Mar 26, 2025

The RAP Method: 3 Steps to Breaking Through Barriers

Posted: Mar 26, 2025

M&A in 2024 Was a Year of Mega Deals

Posted: Mar 26, 2025