IA Magazine

How Does the Volunteer Worker Exclusion Impact BOP Coverage?

If a claim is caused solely by a volunteer and the entity gets sued, does the entity have coverage?

Posted: Dec 19, 2024

4 Ways a Bank Loan Can Fuel Agency Growth in 2025

Bank lending can serve as a powerful tool for various purposes, from perpetuating an agency through strategic acquisitions to investing in cutting-edge technology.

Posted: Dec 18, 2024

Rep. French Hill to Chair House Financial Services Committee

Rep. Hill currently serves as Vice Chairman of the House Financial Services Committee and serves as Chairman of the House Subcommittee on Digital Assets, Financial Technology and Inclusion.

Posted: Dec 18, 2024

Top 10 Most-Read Online Articles in Independent Agent in 2024

Independent Agent magazine provided coverage and analysis for several key regulatory issues that impacted agencies and their clients—most notably, the FTC noncompete agreement ban saga.

Posted: Dec 18, 2024

NFIP Lapse Possible as Congress Considers Funding Legislation

As of press time, Congress has yet to pass government funding legislation to keep the federal government open beyond Friday, Dec. 20. The National Flood Insurance Program (NFIP) is currently scheduled to expire on the same date.

Posted: Dec 18, 2024

Educating Clients on Forgery Risks: A Guide for Advisors

How advisors can help clients understand and mitigate the risks of forgery and alterations.  

Posted: Dec 15, 2024

Rodent Damage Prevention in Cars: What Works and What Doesn’t?

Equip your clients with effective rodent prevention tips to save them from costly surprises and uncomfortable calls about uncovered damage.

Posted: Dec 15, 2024

The Hanover Enhances Workers Comp Services With Expanded Work Safe Program

The program offers customized solutions that help businesses enhance workplace safety and maximize the value of their workers compensation programs.

Posted: Dec 15, 2024

The Burgeoning Esports Industry and Special Events Coverage

From local tournaments to huge events that attract thousands of spectators, insurance for esports events is crucial to protect the players, coaches, organizers, attendees and the evolving esports industry.

Posted: Dec 15, 2024

Can a Carrier Extend an Expiration Date to Issue a Nonrenewal?

An admitted carrier tried to nonrenew a commercial umbrella policy after the state 60-day nonrenewal deadline had passed. When the agent mentioned this, the carrier said it would extend coverage to reach 60 days and then issue the nonrenewal.

Posted: Dec 12, 2024

Trusted Choice® Launches Digital Performance Hub

Agencies can elevate their online presence with real-time analytics, actionable insights and a user-friendly interface.

Posted: Dec 11, 2024

How the Insurance Industry Responded to the TikTok Kia Challenge

While Kia and Hyundai owners faced challenges from the thefts of their vehicles, insurance carriers responded in various ways to deal with the threat.

Posted: Dec 11, 2024

SageSure and SURE Launch Commercial Capacity in California

The California SURE business owners policy (BOP) product is designed for small to midsized business owners in California. It is available for more than 400 business classes across eight industries.

Posted: Dec 08, 2024

How Agents Can Take Advantage of E&O Defenses

Here are five proactive ways to maximize your chances of successfully defending against an errors & omissions claim.

Posted: Dec 08, 2024

Gallagher Breaks Records with $13.45 Billion AssuredPartners Acquisition

The transaction, the largest sale ever of a U.S. insurance broker to a strategic acquirer, will strengthen Gallagher's U.S. middle-market property & casualty and employee benefits focus.

Posted: Dec 08, 2024

Postal Theft and Beyond: The Growing Risk of Forgery in Business

Recent cases highlight the vulnerabilities and the need for proactive measures. 

Posted: Dec 08, 2024

Big ‘I’ Announces Liberty Mutual, Safeco and State Auto Donation to Trusted Choice® Relief Fund

The $100,000 donation will further the fund’s mission to support those in the independent insurance channel impacted by catastrophes. Liberty Mutual, Safeco and State Auto have also pledged to donate annually to the fund.

Posted: Dec 04, 2024

What Types of Interest Rates Do Lenders Use?

Whatever route an agency's growth plans take, debt financing is likely to be part of the process. Here are the three types of rates lenders use.

Posted: Dec 04, 2024

Big ‘I’ President & CEO Selected as a Top Lobbyist by The Hill Newspaper

Charles Symington, Big “I" president & CEO, was named among the top trade association lobbyists in the nation's capital this year.

Posted: Dec 04, 2024

3 Ways to Rebuild Customer Experiences

The ways to start providing a better customer experience is by focusing on improving three key areas: transparency, education and innovation.

Posted: Dec 03, 2024