IA Magazine

5 Things You Should Know About Hiring and Neurodiversity

The untapped talent pool of people who are neurodivergent can address the challenges that agencies face in turnover, work management, talent shortages and staff capacity.

Posted: Jan 30, 2024

Ascot Launches Fixed-Site Pollution Product

The product is a streamlined site pollution liability policy providing coverage enhancements that are relevant to middle market and Fortune 1,000 companies.

Posted: Jan 28, 2024

Quilting Together Coverage in a Difficult Environment for Public Entities

Couple the unique risk exposures of public entities with continued economic challenges such as inflation and labor shortages, and “Groundhog Day" may be set to continue.

Posted: Jan 28, 2024

Specialty Crops and the Changing Crop Insurance Landscape

Over the past 20 years, the number of individual specialty crops insured under crop insurance programs increased by 27%, with over 100 individual specialty crops currently insured under crop insurance programs.

Posted: Jan 28, 2024

Quilting Together Coverage in a Difficult Environment for Public Entities

Couple the unique risk exposures of public entities with continued economic challenges such as inflation and labor shortages, and “Groundhog Day" may be set to continue.

Posted: Jan 28, 2024

Ascot Launches Fixed-Site Pollution Product

The product is a streamlined site pollution liability policy providing coverage enhancements that are relevant to middle market and Fortune 1,000 companies.

Posted: Jan 28, 2024

Specialty Crops and the Changing Crop Insurance Landscape

Over the past 20 years, the number of individual specialty crops insured under crop insurance programs increased by 27%, with over 100 individual specialty crops currently insured under crop insurance programs.

Posted: Jan 28, 2024

Comprehensive vs. Collision: Shopping Cart Blown by Wind Into Car

After a shopping cart was blown 30 yards across a parking lot into a client's car, the agent believes the windstorm damage is a comprehensive loss. The adjustor says the object is a collision loss because the object must be falling to be caused by a...

Posted: Jan 25, 2024

2024 Big ‘I’ Legislative Conference Registration Open

The premier event for independent agents will take place April 10-12 in Washington, D.C.

Posted: Jan 24, 2024

NFIP Reauthorized Until March 8

A short-term reauthorization of the National Flood Insurance Program through March 8 was included in the short-term continuing resolution passed by Congress last week.

Posted: Jan 24, 2024

Bluesnarfing, Sybil Attacks and Other Emerging Cybercrime Tactics

Attacks on Bluetooth devices are a growing trend in the cybercrime world. Here are some of the common threats you and your clients should be aware of

Posted: Jan 24, 2024

From the Front Lines: Commercial Lines

"The current hard market conditions have been the most challenging hurdles to navigate in over 20 years," says indepedent agent Jeff Johnson. "There are so many factors playing into this hard market, which make placing business more difficult than ev...

Posted: Jan 21, 2024

3 Ways to Address the Changing Landscape of Agency E&O Exposure

The agency errors & omissions environment has become more complicated, and the result has led to several implications for independent agencies.

Posted: Jan 21, 2024

5 Biggest Risks in Agritainment and How to Minimize Them

High-net-worth individuals and farmers looking to diversify their income streams through agritainment must also factor in the potential risks associated with these types of operations.

Posted: Jan 21, 2024

What Happens When Homeowners Prospect Lies About Owning Pit Bulls?

In the event of a claim—dog-related or otherwise—would the carrier be able to declare the policy void back to inception due to fraud or material misrepresentation by the applicant?

Posted: Jan 18, 2024

Big ‘I’ Applauds Reintroduction of Business of Insurance Regulatory Reform Act

The Act would prevent the Consumer Financial Protection Bureau from pursuing enforcement against any person regulated by a state insurance regulator.

Posted: Jan 17, 2024

Auto Insurance Rates Rose 20% Last Year

It's the biggest jump since 1976 and the 16th consecutive month of annual gains exceeding 10%, according to the Bureau of Labor Statistics’ (BLS) consumer price index (CPI) report.

Posted: Jan 17, 2024

Why Do Surety Companies Ask for a Social Security Number?

Here's how an agent can to explain this unique requirement to their surety clients.

Posted: Jan 16, 2024

Does CGL Cover Landlord Liability for Parking Lot Car Accident?

If a customer of one of the tenants was injured in an auto accident in the parking lot, does the standard commercial general liability policy without the non-owned auto endorsement provide coverage for the landlord?

Posted: Jan 11, 2024

Navigating the Hard Market: Expert Advice from Trusted Choice® Panel Discussion

​​The Trusted Choice® Board of Directors annual meeting highlighted initiatives it implemented to support Big "I" members in 2023 and 2024.

Posted: Jan 10, 2024

2024 Outlook: Premium Growth Drives Hard Market Recovery

The outlook for U.S. property & casualty insurance industry is more favorable than 2023, with expected strong premium growth and easing inflation ​pressures, according to report.

Posted: Jan 10, 2024

5 Ways to Resolve Workplace Conflict

Agency leaders who address conflict directly, rather than sweep it under the rug, are taking a big step toward creating an environment where employees thrive and produce.

Posted: Jan 09, 2024

HR Trends and Regulation to Watch in 2024

Here are some of the important general, state and federal trends to watch as we begin 2024.

Posted: Jan 09, 2024

Coalition’s Executive Risks Insurance Available on Surplus Lines Paper

Products offered on surplus lines paper provides coverage to a broader range of industries, including health care, education, private equity (PE) and venture-backed portfolio companies, nonprofit organizations, and more.

Posted: Jan 07, 2024

3 Important Tips Agents Can Provide Special Events Clients

A customizable insurance product gives independent agents the ability to craft a special events package that will meet their clients' needs, whether it is for a large complex event or a smaller, less expensive event.

Posted: Jan 07, 2024