IA Magazine
As terrorism and sabotage risks evolve and an election year looms, insurance agents should be advising their clients on strategies for risk transfer and mitigation that are specific to the climate ahead.
Posted: Oct 22, 2023
Created under Lloyd's syndicate-in-a-box (SIAB) program, Wildfire Defense Syndicate 1996 provides E&S lines property insurance for California wildfire-exposed commercial risks.
Posted: Oct 22, 2023
The greatest factor in pushing rates down is the new capacity that came in during the hard market in both the U.S. and London.
Posted: Oct 22, 2023
It’s likely some of your homeowners clients run home-based businesses. Here’s how to help determine their coverage needs and keep that business within your agency.
Posted: Oct 22, 2023
One of the lasting legacies of the pandemic is an increase in remote workers, that has left an imprint on EPLI due to increased exposure from remote discrimination, an area that contains many of the same hallmarks as in-person work.
Posted: Oct 22, 2023
The greatest factor in pushing rates down is the new capacity that came in during the hard market in both the U.S. and London.
Posted: Oct 22, 2023
Created under Lloyd's syndicate-in-a-box (SIAB) program, Wildfire Defense Syndicate 1996 provides E&S lines property insurance for California wildfire-exposed commercial risks.
Posted: Oct 22, 2023
One of the lasting legacies of the pandemic is an increase in remote workers, which has left an imprint on the employment practices liability insurance market.
Posted: Oct 22, 2023
A mound system drain field failed, but the carrier denied the claim because piping wasn't damaged.
Posted: Oct 19, 2023
Among all the downgrades, AM Best said 39% were caused by declining operating results, while weakened balanced accounting caused 23% of the downgrades.
Posted: Oct 18, 2023
When used correctly, artificial intelligence can make independent insurance agents' lives much easier.
Posted: Oct 18, 2023
AM Best downgraded 32 property & casualty companies' credit ratings in the first half of 2023, including 21 personal lines insurers.
Posted: Oct 18, 2023
As agents look ahead to 2024 and work through budget planning and new client outreach, considering new avenues of business may be crucial to surviving in today's market.
Posted: Oct 17, 2023
Climbing from good to great starts with an unshakable belief in yourself and a non-negotiable commitment to elevating your results.
Posted: Oct 17, 2023
Many home-based businesses are underinsured. Here’s how to help clients get the protection they need.
Posted: Oct 15, 2023
For independent agents, Medicare provides growing market opportunities, the potential for year-round sales and the rewarding aspect of making a meaningful difference in people's lives.
Posted: Oct 15, 2023
Defending an EPLI claim is expensive and exceeds the cost of the premium for this coverage.
Posted: Oct 15, 2023
Unlock invaluable opportunities for agents to proactively assist small business customers in preventing losses and securing a prosperous future.
Posted: Oct 15, 2023
Here are two claim scenarios where employment practices liability policies saved the day for independent agencies.
Posted: Oct 15, 2023
For independent agents, Medicare provides growing market opportunities, the potential for year-round sales and the rewarding aspect of making a meaningful difference in people's lives.
Posted: Oct 15, 2023
Defending an EPLI claim is expensive and exceeds the cost of the premium for this coverage.
Posted: Oct 15, 2023
Today, and into the future, every business will become somewhat digital-dependent and will require a cyber liability insurance policy. Here are the four most common risk mitigation safeguards that clients can implement.
Posted: Oct 15, 2023
The tenant's carrier is declining to pay for a damaged door, saying there is no obligation for the tenant to pay for the building owner's property.
Posted: Oct 12, 2023
Here are fresh insights from three industry pros into how insurance agencies recruit and train talent.
Posted: Oct 10, 2023
Companies best suited for ICHRAs save an average of more than 20% on their yearly health care premiums and their employee satisfaction scores surge thanks to the additional plan options.
Posted: Oct 10, 2023